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October 2024

$2,824

Net saved

In

$7,320

Out

$4,496

Snapshot

Based on all 52 transactions

Expenses

45

purchases and bills

Average expense

$99.92

per purchase

Largest expense

$2,100

Airbnb

Top category

Housing

47% of shown spending

Net saved in October 2024

$2,824

Income $7,320
Spent $4,496
Savings rate 38.6%

Breakdown

Total spent

$4,496

12 categories

Total100%$4,496

Activity

52 transactions

G

Google Payroll

2024-10-01·Income

+$3650.00

A

Airbnb

2024-10-02·Housing

−$2100.00

R

Revolut Vault

2024-10-02·Savings

−$500.00

V

Vodafone

2024-10-03·Utilities

−$128.44

F

Figma

2024-10-03·Subscriptions

−$15.00

C

Costco

2024-10-04·Groceries

−$86.12

M

McDonald's

2024-10-04·Dining Out

−$18.70

U

Uber

2024-10-05·Transport

−$24.90

U

Uber

2024-10-05·Transport

−$24.90

A

Amazon

2024-10-05·Shopping

−$49.99

W

Walmart

2024-10-06·Groceries

−$74.18

N

NordVPN

2024-10-06·Subscriptions

−$89.99

A

Adidas

2024-10-07·Personal Care

−$185.00

T

T-Mobile

2024-10-07·Utilities

−$92.11

S

Starbucks

2024-10-08·Dining Out

−$7.85

S

Shell

2024-10-08·Gas

−$52.41

A

Adobe

2024-10-09·Subscriptions

−$59.99

U

Uber

2024-10-10·Transport

−$34.00

S

Spotify

2024-10-10·Subscriptions

−$11.99

K

KFC

2024-10-11·Dining Out

−$31.45

C

Canva

2024-10-11·Subscriptions

−$12.99

C

Canva

2024-10-12·Subscriptions

−$12.99

C

Costco

2024-10-12·Groceries

−$63.55

N

Netflix

2024-10-13·Subscriptions

−$15.49

A

Amazon Pharmacy

2024-10-13·Healthcare

−$26.88

A

Allianz

2024-10-14·Insurance

−$142.33

G

Google Payroll

2024-10-15·Income

+$3650.00

R

Revolut Vault

2024-10-15·Savings

−$500.00

A

Amazon

2024-10-16·Shopping

−$96.34

P

Pizza Hut

2024-10-16·Dining Out

−$14.82

V

Vodafone

2024-10-17·Utilities

−$131.08

W

Walmart

2024-10-18·Groceries

−$92.44

U

Uber Eats

2024-10-18·Dining Out

−$38.60

P

PlayStation

2024-10-19·Entertainment

−$24.50

U

Uber

2024-10-19·Transport

−$19.10

D

Dropbox

2024-10-20·Subscriptions

−$11.99

S

Sephora

2024-10-20·Personal Care

−$68.25

B

Booking.com

2024-10-21·Travel·Refunded

−$248.20

C

Costco

2024-10-22·Groceries

−$118.67

S

Subway

2024-10-22·Dining Out

−$17.90

A

Apple Services

2024-10-23·Subscriptions

−$9.99

S

Shell

2024-10-24·Gas

−$48.02

Y

YouTube Premium

2024-10-24·Subscriptions

−$24.99

A

Amazon

2024-10-25·Shopping

−$42.18

B

Booking.com

2024-10-25·Income·Refund

+$248.20

B

Burger King

2024-10-26·Dining Out

−$146.70

A

Amazon Pharmacy

2024-10-27·Healthcare

−$18.49

T

T-Mobile

2024-10-28·Utilities

−$92.11

S

Starbucks

2024-10-29·Dining Out

−$8.15

U

Uber

2024-10-29·Transport

−$22.40

W

Walmart

2024-10-30·Groceries

−$88.31

P

PayPal Rewards

2024-10-31·Income

+$19.50

Sample report

Upload your bank statement PDF to see your real spending.

Bills & subs

9 recurring · 2.3% of income

$170/mo

Software takes 65% of your recurring spend

Software

$110/mo

A

Adobe Creative Cloud

$59.99

F

Figma

$15.00

C

Canva Pro

$12.99

D

Dropbox

$11.99

A

Apple Services

$9.99

Streaming

$52/mo

Y

YouTube Premium

$24.99

N

Netflix

$15.49

S

Spotify

$11.99

Security

$7/mo

N

NordVPN

$7.50

$2,039/yr across 9 subscriptions

Personalized plan

$468/mo

≈ $5,616 a year · 5 moves, ranked by impact

  • The statement already shows two transfers to savings. Nudging that second transfer up is the lowest-friction win.

  • DoorDash, Uber Eats, and high-ticket dinners drove dining well above your grocery baseline this month.

  • Marketplace and beauty purchases cluster mid-month and late-month, which is a good place to add a hard limit.

  • Creative tools, streaming, and the annual NordVPN renewal stack into a baseline that feels small per charge but adds up quickly when normalized monthly.

  • The report flags both a repeated Canva renewal and an identical Uber trip on the same day. Those are small individually but exactly the kind of leaks users miss.

Deep analysis

The patterns that matter in this statement

◷October 2024

Cash-flow timing

Running balance

AirbnbOct 2Google PayrollOct 1LowOct 14
High$3,650
Avg$1,486
Low-$211

Pressure: Oct 16 – Oct 30

Recovered after Google Payroll

27 positive days

2 charges might be duplicated

up to +$38

U

Uber

2× $24.90 · Oct 5 · Oct 5

+$25
C

Canva

2× $12.99 · Oct 11 · Oct 12

+$13

Top stores

Top 4
A

Airbnb

$2,100

1 charge

C

Costco

$268

3 charges

V

Vodafone

$260

2 charges

W

Walmart

$255

3 charges

By weekday

Most on Wed· $2,369

Spending flexibility

What's fixed vs. what you can adjust

Flexible spending is estimated from category behavior.
Committed · 83%$3,734
Flexible · 17%$763

Top adjustable areas

Dining Out$284
Subscriptions$265
Shopping$189

Financial health score

Your score is based on savings, spending control, subscriptions, and cash buffer.
80

Excellent

Great job! You're in a strong financial position.

  • Income covers this period
  • Low financial stress
  • Saving consistently
  • Keep an eye on Housing spending

Runway: ~44 days at $167/day

Benchmarks vs similar users

Your shareTypical share
Housing
47% vs 33% +14 pp
Transport
3% vs 16% −13 pp
Insurance
3% vs 12% −9 pp
Healthcare
1% vs 8% −7 pp