Bank of America · USA's 2nd Largest Bank

Bank of America
statement guide

Bank of America statementguide

Learn how to download your Bank of America statement and categorize every transaction — direct deposits, Zelle, ATM, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights
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How it works

Two simple steps to analyze your statement

1.Download your statement

Get your Bank of America PDF from bankofamerica.com or the BofA mobile app. We show you exactly how.

2.Get AI spending breakdown

Upload your statement — AI categorizes every Zelle payment, ACH transfer, ATM withdrawal, and bill payment automatically.

Step 1

Download your Bank of America statement

Online Banking
bankofamerica.com
1
Sign in at bankofamerica.com
Sign in with your Online ID & passcode.
2
Select your account
Choose your checking or savings account.
3
Statements & Documents
Click Statements & Documents and choose the month. BofA keeps 18 months online.
4
Download PDF
Download your statement — no password required to open.
Bank of America Mobile App
iOS & Android
1
Open BofA Mobile app
Log in with Touch ID or PIN.
2
Tap your account
Select your checking or savings account.
3
Statements
Tap Statements and pick the period you need.
4
Download PDF
Download directly to your device — opens without a password.

Note: Bank of America also operates Merrill Edge (investments) and BofA Private Bank. Investment account statements are accessed separately at merrilledge.com.

Step 2

Now analyze your Bank of America statement

Upload your BofA PDF and AI reads every transaction — Zelle payments, ACH transfers, ATM withdrawals, bill payments — and categorizes them by type.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your BofA spending clearly

Upload your BofA statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My BofA Statement →
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Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About Bank of America

Everything about BofA statements

PDF password
None — no password
BofA PDFs open directly
Statement history
18 months online
Older records require a branch visit
Mobile app
BofA Mobile App
iOS & Android

Bank of America statement download

Download your BofA statement PDF from bankofamerica.com: sign in → select your account → Statements & Documents → pick month → Download PDF. Via the BofA Mobile App: tap account → Statements → Download. Important: Bank of America keeps only 18 months of eStatements online — less than Chase and Wells Fargo. For older records, call 1-800-432-1000.

What's on a BofA statement

BofA statements list every Zelle payment, ACH transfer, direct deposit, ATM withdrawal, and bill pay. Each entry includes date, merchant/payee description, and amount. Debit card transactions appear with the merchant name. The statement also shows your beginning and ending balance for the period.

BofA statement for visa application

For visa applications, download 3–6 months of PDF statements from bankofamerica.com. Most embassies accept Bank of America digital PDFs. For an official stamped and certified copy, visit a BofA financial center — a banker can print and certify a statement on the spot. BofA operates over 3,800 financial centers across the US.

Bank of America statement analysis

BofA statements include Zelle payments, ACH transfers, debit card transactions, bill pay, and direct deposits. Our AI reads every transaction and assigns it to one of 19 categories — groceries, utilities, dining, transfers, and more. You get a visual spending breakdown and an Excel/CSV export ready for budgeting or tax filing.

Exporting BofA transactions

From BofA Online: account → Activity → Download button → select date range → choose CSV (Excel), QFX (Quicken), or OFX format. Note: the PDF statement is your official document for loan and visa applications, while the activity download is for spreadsheets and budgeting apps.

Related topics
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FAQ

Bank of America statement FAQ

How do I download my Bank of America statement?+
Sign in at bankofamerica.com → select account → Statements & Documents → pick month → Download PDF. BofA Mobile app: account → Statements → Download. BofA keeps 18 months of online statements.
Is Bank of America statement PDF password protected?+
No. BofA statement PDFs are not password protected and open directly.
How far back can I get Bank of America statements online?+
Bank of America keeps 18 months of eStatements online — less than Chase and Wells Fargo. For older records, call 1-800-432-1000 or visit a branch. Fees may apply for older document requests.
How do I export Bank of America transactions to Excel?+
BofA Online: account → Activity → Download (button) → date range → CSV format. Opens in Excel.
What is the difference between a BofA statement and activity download?+
The PDF statement is your official monthly document (used for loan applications, visa, taxes). The activity download (CSV/QFX) is a raw transaction list — useful for spreadsheets and budgeting tools.
How do I get a Bank of America statement for a visa application?+
Download the last 3–6 months of PDF statements from bankofamerica.com. Most embassies and visa officers accept BofA digital PDFs. For an official stamped copy, visit a BofA financial center.
Can I analyze my BofA statement with AI?+
Yes. Download your BofA PDF, upload to mybankstatementanalysis — AI categorizes Zelle payments, ACH transfers, ATM withdrawals, and bill payments.

See your Bank of America
spending clearly — free.

Upload your PDF — AI maps every Zelle, ACH, and ATM transaction by category.

Analyze My Statement Free →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds