Bank statement analyzer
Free AI analysis of any bank statement PDF. See where your money goes, what you pay every month and what you could cut.
Upload your bank statementAnalyze my statementPDF from any bank. Scans and photos work too.- EncryptedEncrypted upload
- PDF deletedPDF deleted after analysis
- Money back14-day money-back guarantee
Your first upload is free. Not sure yet? See a sample report
- statements analyzed
- 1,000+
- transactions categorized
- 119,000+
- balance checked every time
- To the cent
- to ask for your money back
- 14 days
How it works
From a messy bank PDF to a clear picture of your money, without typing a single number.
- Step 1
Drop in your statement
Any bank, any country. A PDF straight from online banking works best, but scanned pages and phone photos are fine too.
- Step 2
AI analyzes every transaction
Messy bank descriptions become plain payee names. Every transaction gets a category, recurring charges are spotted, and the totals are checked against your balance.
- Step 3
See where your money goes
Your report shows spending by category, income against expenses, every subscription and what you could save. Need the numbers elsewhere? Export them to Excel too.
Your full spending report
The kind of things a report turns up. These come from sample statements; yours will be about your own money.
$349 a month
across 6 subscriptions, all listed in one place.
2 music apps
Spotify and Apple Music both charging you every month.
$765
on dining out in October, up 42% on September.
12 of 12
rent payments made on time this year. Handy for a landlord.
$4,844
spent in a month, split into 7 categories with a total for each.
$215 a month
you could save with three small changes the report suggests.
3 deposits
from 2 employers, so income is easy to prove.
Works with statements from any bank
Big bank, credit union or online bank, in any country. If it prints a statement, we can read it.
- Chase
- Bank of America
- Wells Fargo
- Capital One
- Citibank
- Navy Federal
- Barclays
- HSBC
- Lloyds
- Monzo
- NatWest
- Santander
- RBC
- TD Bank
- Scotiabank
- SBI
- HDFC
- ICICI
- Chime
- SoFi
- + any other bank
Bank statement analysis software for professionals
Accountants & bookkeepers
Income, expenses and cash flow for every client statement, categorized and checked. Nothing re-keyed by hand.
Bank statement analysis for accountants →Lenders & underwriters
Income, cash flow, NSFs and signs of an edited PDF, before you approve.
Bank statement verification software for lenders →
Landlords & property managers
Stated income against real deposits, rent history, and a check for edited PDFs.
Income verification software for landlords →Developers
Statement analysis over a REST API: categorized transactions, income and recurring charges as JSON.
Bank statement API →
Bank statement analyzer pricing
Your first upload is free. Pay once for a single statement, or subscribe if you have many.
Pass
One statement · no subscription
- 1 upload, up to 100 pages
- Every transaction, categorized
- Subscriptions and savings found
- Report kept for a year
Pro
Most popular$144 billed yearly · save 37%
- Everything in Pass, plus
- 100 pages every month (~20 statements)
- Reports kept for as long as you want
- Priority support
Business
$372 billed yearly · save 37%
- Everything in Pro, plus
- 500 pages every month (~100 statements)
- Never blocked: $0.08 per extra page
- REST API with your own keys
Common questions
Is it really free to try?
Yes. You get one free upload total, ever, in about 30 seconds — no account needed. Unpaid uploads analyze up to 10 PDF pages and show a limited transaction preview. You can unlock the full report for $7 one time, or subscribe if you analyze statements regularly.
Is my bank statement safe?
Your PDF is deleted right after analysis — we don’t keep it. We only keep the categorized transaction data from your analysis. You can delete your data anytime from your account.
Which banks work?
Any bank that gives you a PDF statement — Chase, Bank of America, Wells Fargo, Barclays, HSBC, and thousands more. Scanned PDFs and phone photos work too.
What do I get in the report?
A clear breakdown of where your money went: spending by category, income vs expenses, recurring subscriptions, and personalized savings tips. If you need the transactions elsewhere, you can also export them to CSV or Excel.
Can a bank statement analyzer show how much I could save?
It can estimate potential monthly savings from your own transactions. The report looks for recurring charges, unusually high spending categories, and other patterns, then turns them into specific tips with a conservative estimated impact. It is an estimate, not a guarantee.
How can I find spending leaks in my bank statement?
Use the free upload for one statement, or upload one or more statements on a paid plan. Review the largest categories, recurring charges, unusual transactions, and possible duplicates. The analyzer groups the data and shows which patterns are worth investigating or changing first.
How is this different from other bank statement analysis tools?
Most bank statement analysis tools stop at extraction — they turn the PDF into rows and leave the reading to you. This one reads the statement for you: it categorizes every transaction, totals income against spending, flags recurring charges and suggests where you could save. Exports are there if you need them. No account or install, and the PDF is deleted right after analysis.
Do I need to create an account?
No. You can use the one free upload and preview without signing up. Create a free account if you want to save reports and track spending over time.
What if my PDF is password-protected?
Enter the password when prompted — we unlock it in your browser and never send the password to our servers. This is common with Indian and South African bank statements.
Something else on your mind? Write to contact@mybankstatementanalysis.com.
Try it on your own statement
Your first upload is free, with no account or card. If a paid report doesn't match your statement, you get your money back within 14 days.
Upload my statement