FREEAI-powered bank statement analysis software

Bank Statement Analysis
made simple

The best free bank statement analysis tool — upload any PDF, get automated AI spending categorization, money flow visualizations, and personal savings insights in 30 seconds.

Drop your bank statement PDF here
or click to browse — scanned or text PDF
✓ 3 pages free✓ No account needed✓ All US banks
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1,200+ bank statements analyzed this month

Your bank statement analysis report

Analysis
November 2024
SepOctNov
Income
$6,500
Spent
$4,340
-12% vs Oct
Saved
$2,160
+18% vs Oct
Savings rate
33.2%
+4.1% vs Oct
Money Flow
INCOME$6,500Housing$1,850Food$1,120Transport$750Shopping$620Savings$2,160
Spending Breakdown
Housing
$1,85028.5%
Food
$1,12017.2%
Transport
$75011.5%
Shopping
$6209.5%
Total spent$4,340
Recent Transactions
127 categorized
Nov 28WHOLEFDS MKT #10247
Food-$67.42
Nov 27SHELL OIL 57442365
Transport-$52.18
Nov 26AMZN MKTP US*2K7
Shopping-$134.99
Nov 25VENMO PAYMENT SALARY
Income+$3250.00
Nov 24NETFLIX.COM
Shopping-$15.99
💡Save $340/mo — cut 3 unused subscriptions and switch to meal prepping 2x/week
📊Spending down 12% vs last month — mainly driven by less dining out ($180 saved)
30s
average analysis time
99.2%
categorization accuracy
500+
US banks supported
Works withChaseBank of AmericaWells FargoCitiCapital OneUS BankTD BankPNC& 500+ more

How it works

Automated bank statement analysis
in 30 seconds

No manual entry, no spreadsheets — just upload your PDF and let AI do the rest.

Step 1

Upload your PDF

Drop any US bank statement — scanned image or text-based. Our OCR handles both automatically.

Step 2

AI categorizes everything

Claude AI reads each transaction, identifies merchants, and classifies spending into categories.

Step 3

Get clear insights

See your money flow, spending categories, trends, and personalized tips on where to save.

Pricing

Bank statement analysis software pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • Transaction parsing
  • Top 5 categories
  • Sankey money flow
  • Basic summary
Most popular
Basic
$9/mo
For monthly tracking
  • 50 PDF pages / month
  • All spending categories
  • AI-powered insights
  • 12 months history
  • Monthly trends
  • CSV export
  • Email summaries
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic
  • Annual reports
  • Budget tracking
  • Multiple accounts
  • Priority processing
  • Priority support

All paid plans include a 7-day free trial. No credit card required.

FAQ

Bank statement analysis FAQ

How does AI bank statement analysis work?+−
Upload any bank statement PDF — scanned or text-based. Our OCR extracts every transaction, then Anthropic's Claude AI reads each description, identifies the merchant, and categorizes it into 20+ spending categories like housing, food, transport, and entertainment. You get a full visual breakdown in about 30 seconds.
Is there a free bank statement analysis tool?+−
Yes! mybankstatementanalysis offers free bank statement analysis for your first 3 PDF pages every month — no credit card or account required. That's usually enough to fully analyze one month's statement. Paid plans start at $9/mo for 50 pages.
Which US banks are supported?+−
Our bank statement analysis software works with all major US banks — Chase, Bank of America, Wells Fargo, Citi, Capital One, US Bank, TD Bank, PNC, Ally, Marcus, and 500+ more. Canadian banks are also supported. If your bank provides a PDF statement, we can analyze it.
Can I use bank statement analysis for loan applications?+−
Yes. Many users run bank statement analysis for loan prep — it generates a clear spending report, income summary, and category breakdown that helps you understand your finances before applying. You can export your analysis as CSV.
Can I analyze bank statements in Excel?+−
While you can do basic bank statement analysis in Excel using templates, it requires hours of manual categorization. Our automated tool does the same work in 30 seconds using AI — and produces Sankey money flow charts that spreadsheets can't. You can export results to CSV for use in Excel.
What if my bank statement PDF is a scanned image?+−
No problem at all. Our built-in OCR engine handles scanned bank statement PDFs automatically — this is extremely common with US banks. The OCR converts the image to text before AI analysis runs.
How is my financial data protected?+−
We use AES-256 encryption at rest and TLS 1.3 in transit. Your bank statement data is never sold or shared with third parties. You can permanently delete all data from your account at any time.
What makes this the best bank statement analysis software?+−
Speed (30-second automated analysis vs hours in Excel), intelligence (AI categorization across 20+ categories), and visualization (Sankey money flow diagrams showing where every dollar goes). Plus it's free to start — no other personal bank statement analysis tool offers this combination.

Try free bank statement
analysis today.

Upload your first 3 pages free. No credit card needed, no account required.

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✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds