“I used to spend 2 hours in Excel sorting transactions. This did it in 30 seconds and the categories were actually right.”
Bank statement analyzer — see where your money goes
Find spending leaks, forgotten subscriptions, and potential monthly savings from PDF bank statements from 1000s of banks worldwide.
Analyze my statement
Used by accountants, lenders, and businesses
Encrypted in transitPDF never stored
Your full spending report
Net saved in October 2024
$2,868
+37.2% of incomeIncome
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
Find money you're leaving on the table
$215/mo$2,580/yr
$
Cancel unused subscriptions
3 services you haven't used in 60+ days
$
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
$
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Ask your statement anything
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
See where every dollar went
$4,844 across 7 categories
Housing$1,850
Dining$765
Shopping$683
Transport$504
Utilities$422
Your financial health, scored
87/100
Savings Rate37.2%
Spending ControlGood
Subscription Load$349/mo
Emergency BufferStrong
Spot hidden recurring charges
8 subscriptions found · $349/mo
N
Netflix$15.99S
Spotify$10.99C
ChatGPT Plus$20.00$4,188/year if you keep them all$349/mo
From transactions to decisions
What can a bank statement analysis help you find?
A bank statement analysis turns transaction history into decisions: where money goes, which charges repeat, and which changes could have the biggest monthly impact. It cannot guarantee a fixed saving, but it can estimate opportunities from your own statement instead of using generic budget percentages.
| Question | What the analyzer checks | What you get |
|---|---|---|
| Where are my biggest spending leaks? | Groups transactions by category and merchant, then surfaces unusually large or changing areas of spend. | A clear view of whether dining, shopping, fees, transport, or another category is driving the month. |
| Which subscriptions and recurring charges should I review? | Looks for payments that repeat at a regular interval, including recurring charges with slightly different descriptors. | A list of recurring merchants, amounts, and billing patterns so you can decide what to keep, cancel, or question. |
| How much could I potentially save each month? | Uses the spending patterns in your statement to create conservative, transaction-backed savings suggestions. | Potential monthly savings impact for specific actions. It is an estimate based on your data, not a guaranteed saving. |
Upload one statement for a quick snapshot or several months to compare recurring costs and spending patterns. Start with the transactions you already have — no bank login is required.
What it is
What is a bank statement analyzer?
A bank statement analyzer is software that reads a bank statement PDF and turns it into structured, categorized data — transactions sorted by type, recurring subscriptions flagged, income and spending totaled, and everything exportable to CSV, Excel, or accounting formats. It replaces manually reading through pages of transactions and copying numbers into a spreadsheet. This one uses AI to read statements from any bank worldwide, including scanned or password-protected PDFs, and produces a full spending breakdown in about 30 seconds. Based in the UK? See the UK-tuned bank statement analyser for statement formats from Barclays, HSBC, Monzo, and more.
Real statements. Real results.
People use it for taxes, budgeting, and figuring out where the money went — without learning Excel.
“Uploaded my Chase statement and had a full breakdown before my coffee was ready.”
“My accountant needed categorized transactions for tax season. Six months of statements to Excel in under 5 minutes.”
“Finally something that reads my scanned statements. Other tools gave me garbage — this one nailed it.”
“I needed to see where $4,000/month was going. Found 11 subscriptions and cancelled 5 on the spot.”
Statement analyzer pricing
Pro
$19/ month
For heavy files and repeat work
- 200 PDF pages per month
- Unlimited visible transactions per report
- Subscription and recurring charge detection
- Priority support
Most popular
Business
$49/ month
For lenders, accountants, and teams processing at volume
- 500 PDF pages per month, then $0.08/page
- REST API access with your own keys
- Unlimited visible transactions per report
- Priority support
Your file stays privateSecure checkoutCancel subscriptions anytime
FAQ
Common questions
See exactly where your money goes
Upload a statement and get a full breakdown in minutes. Free to start, no credit card required.
Analyze my statement →