How much money should I show in my bank statement for an Australia visa?

Australia visitor visa (subclass 600): enough to cover your trip (AUD $400-600/day including flights). Australia student visa (subclass 500): AUD $24,505 for living expenses plus tuition and return airfare (AUD $2,500+). Skilled visas: varies by subclass — 190/191 may require evidence you can settle (AUD $5,000-10,000+). The Department of Home Affairs doesn't publish exact minimums for visitor visas; it's case-by-case.

How many months of bank statements do I need for an Australia visa?

The Department of Home Affairs typically asks for 3 months of bank statements for most visa types, though 6 months is common for student and skilled visas to establish pattern. The statement must cover the period leading up to application submission — older statements aren't accepted without current ones alongside.

What's required for Australia student visa (subclass 500) financial evidence?

As of 2024-26: tuition for first year + AUD $24,505 for 12 months living costs + AUD $2,500 return airfare + AUD $8,000 additional for spouse + AUD $3,000 per dependent child. Show 3-6 months of bank statements with this amount held consistently. Alternatively, submit a Genuine Temporary Entrant (GTE) statement and a financial declaration signed by a sponsor.

What format does the Australian Home Affairs accept?

PDFs downloaded directly from your bank's online banking are accepted. The statement must show full name matching passport, account number, bank name and address, statement period, transactions, and closing balance. Australian bank statements (CommBank, Westpac, ANZ, NAB) download in accepted format automatically. Foreign statements need English translation if not already in English.

Can I use a sponsor's bank statement for an Australia visa?

Yes, with proper documentation. A close family member (parent, spouse, adult child) can sponsor you by providing: their last 3-6 months of bank statements, proof of income (pay slips, tax returns), a statutory declaration of financial support, and documentation of the family relationship. Sponsorship is especially common for student visas where the parent funds education costs.

What raises red flags on an Australia visa bank statement?

Large unexplained deposits in the 1-2 weeks before applying (looks like 'parked funds' to meet requirements); balance significantly below the required amount during part of the window; account opened very recently with high initial deposit; discrepancy between stated income on the application and what transactions in the statement suggest. Always deposit funds at least 3 months before applying.

Do I need a certified / stamped bank statement for an Australia visa?

Home Affairs accepts electronic PDFs downloaded from online banking for most visas — no stamp required. For skilled migration and some employer-sponsored visas with higher financial thresholds, a stamped or bank-certified statement is sometimes requested. Check the specific subclass requirements before submitting.

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GuideApril 22, 2026·4 min read

Bank Statement for Australia Visa: Amount & Requirements

Bank statement prepared with visa checklist and passport

Quick answer

Australia requires 3-6 months of bank statements for most visa applications. Visitor (600) ~AUD $400-600/day; student (500) tuition + AUD $24,505 living + AUD $2,500 airfare; skilled visas AUD $5,000-10,000+ settlement. PDFs from online banking accepted, no stamp needed for most visitor / student visas.

Minimum funds by Australian visa type

Subclass	Visa type	Minimum funds
600	Visitor	AUD $400-600/day × trip length
500	Student	Tuition + AUD $24,505 living + AUD $2,500 airfare
485	Temporary Graduate	Usually none (already in Australia)
482	Temporary Skill Shortage (TSS)	Employer-sponsored, minimal personal funds needed
189	Skilled Independent	AUD $5,000-10,000+ settlement funds
190	Skilled Nominated	AUD $5,000-10,000+ settlement funds
417	Working Holiday	AUD $5,000 + return airfare
462	Work and Holiday	AUD $5,000 + return airfare
820	Partner (Temporary)	N/A — sponsorship-based
491	Skilled Work Regional	AUD $5,000-10,000+ settlement funds

Student visa 500 — the financial formula

For a student visa (subclass 500), the financial capacity requirement is a specific formula:

First year's tuition fees (varies by course)
AUD $24,505 for 12 months of living expenses
AUD $2,500 return airfare
+AUD $8,000 if spouse accompanies
+AUD $3,000 per dependent child
+AUD $9,000 per school-age child for schooling

Red flags to avoid

Large unexplained deposits right before applying ("parked funds")
Balance dropped below required amount during the 3-6 month window
Recently-opened account with high initial deposit
Missing English translation for non-English statements
Sponsor relationship not documented with official certificates
Fixed deposits locked longer than expected decision + travel date

Need to re-download your statement? See the Australian bank statement download guide for CommBank, Westpac, ANZ, and NAB flows — or the general visa guide for cross-country requirements.

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