What is the password for a PNB statement PDF?

The password for a Punjab National Bank e-statement PDF is your date of birth in DDMMYYYY format — eight digits, no separators. DOB 15 Aug 1990 → 15081990. Applies to PNB ONE, PNB Net Banking, and accounts that migrated from OBC and United Bank of India after the 2020 merger.

Is the password the same for old OBC and United Bank of India accounts?

Yes. Oriental Bank of Commerce (OBC) and United Bank of India merged into PNB on 1 April 2020. All statements now follow the PNB DDMMYYYY DOB format. Old OBC-branded or UBI-branded PDFs from before the merger also used DOB DDMMYYYY.

What is the PNB credit card statement password?

Same format: DOB in DDMMYYYY. Both PNB debit and credit card statements are password-protected with the cardholder's date of birth.

How do I download a PNB statement?

PNB ONE app: open the app → tap your account → Statement → select period → Download. PNB Net Banking: log in at netpnb.com → Accounts → E-Statement → choose period → Download PDF. Both produce a password-protected PDF that opens with DDMMYYYY DOB.

What if the PNB password doesn't work?

Confirm DDMMYYYY (8 digits, leading zeros). Verify DOB at PNB ONE → Profile. For joint accounts use the primary holder's DOB. For ex-OBC or ex-UBI accounts, the DOB was carried over from the source bank's records — if it's wrong, visit a PNB branch with Aadhaar to correct. Customer care: 1800-180-2222.

← Blog

ReferenceApril 22, 2026·3 min read

PNB Bank Statement PDF Password: Format & How to Unlock

Quick answer

The Punjab National Bank (PNB) e-statement PDF password is your date of birth in DDMMYYYY format — eight digits, no separators. Example: 15081990 for 15 August 1990.

PNB uses the standard Indian DDMMYYYY format. This covers regular PNB accounts, plus accounts migrated from Oriental Bank of Commerce (OBC) and United Bank of India after the 1 April 2020 merger. See the full list in our Indian bank password guide.

Password format

Format
DDMMYYYY

Examples

15 August 1990 → 15081990
1 January 1985 → 01011985

OBC & United Bank of India merger

Oriental Bank of Commerce (OBC) and United Bank of India merged into Punjab National Bank on 1 April 2020. Old OBC and UBI accounts were renumbered to PNB format and now use the standard PNB DDMMYYYY DOB password. Statements issued before the merger still use the same format but may carry legacy OBC / UBI branding.

How to unlock

1Download from PNB ONE app or PNB Net Banking
2Open in Adobe Reader, Preview (Mac), or Chrome
3Enter DOB as DDMMYYYY (eight digits)
4To remove the password: File → Print → Save as PDF

DDMMYYYY — 8 digits, leading zeros, no separators
Verify DOB at PNB ONE → Profile
For joint accounts use the primary holder's DOB
Ex-OBC and ex-UBI accounts use the same PNB format after the merger
Call PNB Customer Care on 1800-180-2222 if the password fails

Don't want to type the password every time you open the file? Remove it permanently with our free tool — runs in your browser, the file never leaves your device.

Next steps

Analyze unlocked PNB PDF — categories, recurring charges, CSV export
UPI / NEFT / IMPS codes — decode every narration on your statement
All Indian bank password formats — HDFC, SBI, ICICI, Axis, Kotak, YES

Continue readingAll posts →