Password protected
statement guide
Password protectedguide
Find the password for any bank statement PDF — and unlock it instantly with our free in-browser tool.
How it works
Three steps to analyze your statement
Find your password
Most banks use your DOB or account digits. Check our guide below for your bank.
Unlock the PDF
Enter the password once — our free in-browser tool removes it permanently.
Analyze your spending
Upload the unlocked PDF — AI categorizes every transaction automatically in seconds.
1.Find your password
Most banks use your DOB or account digits. Check our guide below for your bank.
2.Unlock the PDF
Enter the password once — our free in-browser tool removes it permanently.
3.Analyze your spending
Upload the unlocked PDF — AI categorizes every transaction automatically in seconds.
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- CSV export
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
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- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
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- Priority processing
- Priority support
Bank password guide
Which banks password-protect their statements?
Why banks password-protect PDFs
Banks — primarily in India and South Africa — encrypt PDF statements sent by email to protect sensitive financial data in transit. If the email is intercepted, the PDF cannot be opened without the password. The password is always something personal to the account holder (DOB, ID number, or account digits) so only the genuine customer can open it.
Indian bank statement PDF passwords
The vast majority of Indian banks — including SBI, ICICI Bank, Axis Bank, IndusInd, YES Bank, PNB, Canara Bank, Bank of India, Bank of Baroda, and most PSU banks — use DOB in DDMMYYYY format as the PDF password. The main exception is HDFC Bank, which uses your Customer ID (an 8-digit number printed on your passbook and welcome letter) instead of DOB. Kotak and YES Bank use DOB like the majority.
South African bank statement passwords
South African banks have varied password formats. FNB uses the last 4 digits of your SA ID number combined with the last 4 digits of your account number (e.g., ID ends 5678, account ends 1234 → password 56781234). Standard Bank uses the last 6 digits of your ID number. Capitec uses the last 4 digits of your registered mobile number. Absa typically uses your ID number or date of birth.
How our in-browser unlock tool works
Our free PDF unlock tool runs 100% in your browser. You upload the password-protected PDF, enter the correct password, and it downloads a clean, unlocked copy. Your PDF is never uploaded to any server — everything is processed locally using the pdf-lib JavaScript library. This means your financial data stays completely private.
What to do if you don't know your password
If none of the standard passwords work: (1) Check your bank's welcome letter or first email — password format is usually stated. (2) Contact your bank's customer care (most have 24/7 phone support). (3) Visit a branch with identity proof — they can regenerate your statement. Our unlock tool cannot bypass an unknown password; it requires the correct one to decrypt the file.
FAQ