Citibank · Global US Bank

Citibank
statement guide

Citibank statementguide

Learn how to download your Citibank statement and categorize every transaction — transfers, ATM, Zelle, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights
Get started — it's free
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

1.Download your statement

Get your Citibank PDF from citibank.com or the Citi Mobile app. We show you exactly how.

2.Get AI spending breakdown

Upload your statement — AI categorizes every transfer, ATM withdrawal, Zelle payment, and bill payment automatically.

Step 1

Download your Citibank statement

Online Banking
citibank.com
1
Sign in at citibank.com
Sign in with your User ID & password.
2
Select your account
Choose your checking or savings account from the dashboard.
3
Account Services → Statements
Navigate to Account Services, then Statements. Pick the month.
4
Download PDF
Click Download — no password required to open the file.
Citi Mobile App
iOS & Android
1
Open Citi Mobile
Log in with Face ID or passcode.
2
Select account
Tap your checking or savings account.
3
Statements
Tap Statements and pick the period you need.
4
Download PDF
Download directly to your device — opens without a password.

Note: Citibank announced it is exiting retail banking in many markets but continues to operate US retail banking through Citibank branches and citibank.com.

Step 2

Now analyze your Citibank statement

Upload your Citibank PDF and AI reads every transaction — transfers, ATM withdrawals, Zelle payments, and bill payments — and categorizes them by type.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Citi spending clearly

Upload your Citibank statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My Citi Statement →
✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About Citibank

Everything about Citibank statements

PDF password
None — no password
Citi PDFs open directly
Statement history
Several years online
Via citibank.com or Citi Mobile
Mobile app
Citi Mobile App
iOS & Android

Citibank statement download

Download your Citibank statement PDF from citibank.com: sign in → select account → Account Services → Statements → pick month → Download PDF. Via the Citi Mobile App: select account → Statements → pick period → Download. Citibank keeps several years of eStatement history online for most accounts.

Citi vs Citibank — what's the difference?

Citi is the brand name for Citigroup's consumer banking division. Citibank is the actual banking subsidiary. For everyday banking purposes — checking accounts, savings, and statement downloads — you use citibank.com and the Citi Mobile app. Both names refer to the same institution.

Citibank statement for mortgage

Download the last 2–3 months of PDF statements from citibank.com. Most mortgage lenders and financial institutions accept Citibank digital PDFs. For an official certified copy, visit a Citibank branch with government-issued ID. A banker can print and certify a statement on request.

Citibank statement analysis

Citibank statements include ACH transfers, Zelle payments, debit card transactions, ATM withdrawals, and direct deposits. Our AI reads every transaction and assigns it to one of 19 spending categories. You get a visual money flow breakdown and a CSV/Excel export for budgeting or tax filing.

Exporting Citibank transactions

From citibank.com: account → Activity → Download Transactions → select date range → choose CSV (Excel) or OFX (Quicken). Citibank also supports QFX format for financial software imports. For full AI-powered spending analysis with visual charts, upload your PDF to mybankstatementanalysis.

Related topics
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FAQ

Citibank statement FAQ

How do I download my Citibank bank statement?+
Sign in at citibank.com → select your checking or savings account → Account Services → Statements → pick month → Download PDF. Citi Mobile app: select account → Statements → pick period → Download.
Is Citibank bank statement PDF password protected?+
No. Citibank statement PDFs open directly — no password required.
How do I export Citibank transactions to Excel or CSV?+
From citibank.com: account → Activity → Download Transactions → select date range → choose CSV format. Opens in Excel. Citibank also supports OFX format for Quicken users.
How far back can I get Citibank statements online?+
Citibank typically provides several years of eStatement history online. For records older than what's available online, call 1-800-374-9700 or visit a Citibank branch.
What is the difference between Citi and Citibank?+
Citi is the brand name for Citigroup's consumer banking division. Citibank is the actual bank subsidiary. For everyday banking (checking, savings, statements), you use citibank.com or the Citi Mobile app — both refer to the same institution.
How do I get a Citibank statement for a mortgage application?+
Download the last 2–3 months of PDF statements from citibank.com. Most mortgage lenders accept Citibank digital PDFs. For a certified branch copy, visit a Citibank branch with your ID.
Can I analyze my Citibank statement with AI?+
Yes. Download your Citibank PDF, upload to mybankstatementanalysis — AI categorizes transfers, ATM withdrawals, Zelle payments, and bill payments. No password needed.

See your Citibank
spending clearly — free.

Upload your PDF — AI maps every transfer, ATM, and Zelle transaction by category.

Analyze My Statement Free →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds