Analyze your bank statement
Upload PDF → see categorized spending, charts, subscriptions, and export to CSV. Free, 30 sec.
No signup · deleted after analysis
MSFT Charge on Bank Statement — What Microsoft Is Billing You For
You see MSFT, MICROSOFT, or MSBILL.INFO on your bank statement and don't recognize the charge. Here's exactly what each Microsoft billing code means and how to look up the specific purchase.
MSFT on your bank statement stands for Microsoft. It's a charge for a Microsoft product or subscription — most commonly Microsoft 365 (Office), Xbox Game Pass, OneDrive, or a purchase from the Microsoft Store. MSBILL.INFO is Microsoft's billing portal and also appears as a billing descriptor.
Free tool · no signup
Paste your exact MSFT charge to decode it
The decoder reads the descriptor and tells you the product, category, and next step (cancel, contact support, or verify).
Descriptor explainer
Paste one raw line from the statement. This tool is for one descriptor, not the whole document.
Card purchase, bill, or outgoing movement
Looks like an Amazon retail, marketplace, Prime, digital, or Whole Foods descriptor. Common variants: AMZN MKTP, AMAZON.COM, AMZNPrime, Amazon RETA, Amazon Digital, AMZN Digital Svcs.
Best manual read from the pasted descriptor.
Pattern-match confidence, not a guarantee.
Check Amazon order history, digital orders, Prime renewals, Subscribe & Save shipments, and family member purchases.
Usually legitimate, but the underlying merchant may be hidden or abbreviated.
Every Microsoft charge code on bank statements
Microsoft uses several billing descriptors depending on the product. Here are all the codes you might see:
| Code | What it means | Example |
|---|---|---|
| MSFT *MICROSOFT 365 | Microsoft 365 subscription — Word, Excel, PowerPoint, Outlook, OneDrive (Personal or Family plan) | MSFT *MICROSOFT 365 $9.99 |
| MSFT *XBOX | Xbox Game Pass, Xbox Live Gold, or game/content purchase from the Xbox Store | MSFT *XBOX GAME PASS $14.99 |
| MICROSOFT *ONEDRIVE | OneDrive cloud storage subscription (standalone, separate from Microsoft 365) | MICROSOFT *ONEDRIVE $1.99 |
| MSFT *AZURE | Microsoft Azure cloud computing usage — hosting, VMs, databases, AI services | MSFT *AZURE $47.23 |
| MSBILL.INFO | Microsoft billing portal — any Microsoft subscription or purchase | MSBILL.INFO WA $69.99 |
| MICROSOFT *STORE | Purchase from Microsoft Store — apps, games, movies, hardware, or Surface accessories | MICROSOFT *STORE $29.99 |
| MSFT *GITHUB | GitHub subscription — Pro, Team, or Enterprise plan | MSFT *GITHUB $4.00 |
| MICROSOFT *ULTIMATE | Xbox Game Pass Ultimate subscription (includes Game Pass, Xbox Live Gold, and EA Play) | MICROSOFT *ULTIMATE $16.99 |
| MSFT *COPILOT | Microsoft Copilot Pro subscription — AI assistant for Microsoft 365 apps | MSFT *COPILOT PRO $20.00 |
| MICROSOFT *LINKEDIN | LinkedIn Premium subscription — Career, Business, or Sales Navigator plan | MICROSOFT *LINKEDIN PREM $29.99 |
Common mystery Microsoft charges
These are the Microsoft charges people most often don't recognize:
How to find what Microsoft charged you for
Follow these steps to identify the exact Microsoft purchase or subscription:
See every Microsoft charge on your statement in one place
Upload your PDF → AI groups all MSFT / MSBILL.INFO entries by product and flags renewals. Free, 30 sec.
If you're reconciling your bank statement, match each MSFT charge to a specific subscription or purchase in your Microsoft account. Microsoft bills each service separately, so you may need to verify multiple charges against your order history.
Paste the exact text from your statement into our tools — they cover thousands of merchant codes, processor labels, and subscription billing names.
Free tool · 30 seconds · No signup
Decode your MSFT or Microsoft charge
Paste the descriptor and AI tells you exactly which Microsoft service is billing you — Xbox, 365, OneDrive, Copilot, Azure — plus how to cancel it. Free, no signup.
Better fit for this topic
