What Is WMT Plus on My Bank Statement?
You spot a charge labeled "WMT PLUS" or "WMT*WALMART+" on your bank statement and don't recognize it. Here's exactly what it is, why you were charged, and how to cancel or get a refund.
WMT Plus is a Walmart+ membership charge. WMT is Walmart's NYSE stock ticker symbol, which they use in billing descriptors. The charge is $12.95/month or $98/year for Walmart+ — Walmart's subscription service that includes free delivery, fuel discounts, and Paramount+ streaming.
What does WMT Plus mean?
WMT is Walmart's stock ticker symbol on the New York Stock Exchange. When Walmart processes payments, they use "WMT" as a shorthand in their billing descriptors rather than spelling out the full company name. "WMT PLUS" specifically refers to the Walmart+ membership subscription.
Walmart+ launched in September 2020 as Walmart's answer to Amazon Prime. It costs $12.95 per month or $98 per year and includes free delivery on orders over $35, fuel discounts of up to 10 cents per gallon at Walmart and Murphy USA stations, free Paramount+ streaming, and mobile scan-and-go checkout in stores.
Walmart codes on bank statements — what each one means
| Code on statement | What it means | Example |
|---|---|---|
| WMT PLUS | Walmart+ membership subscription charge ($12.95/month or $98/year) | WMT PLUS MEMBERSHIP |
| WMT*WALMART+ | Alternate format for the Walmart+ recurring subscription | WMT*WALMART+ 800-924-9206 |
| WAL-MART | In-store purchase at a Walmart location (debit or credit card swipe) | WAL-MART #2841 AUSTIN TX |
| WM SUPERCENTER | Purchase at a Walmart Supercenter (full-size store with groceries) | WM SUPERCENTER #4218 |
| WALMART.COM | Online purchase from walmart.com or the Walmart app | WALMART.COM AA 800-966-6546 |
| MURPHY USA WMT | Gas station purchase at a Murphy USA location near Walmart | MURPHY USA WMT 7234 |
Why you might not recognize the WMT Plus charge
The most common reason people are surprised by a WMT Plus charge is a forgotten free trial. Walmart aggressively promotes Walmart+ free trials — at checkout on walmart.com, in the Walmart app, and even at physical registers. Here's why the charge might seem unfamiliar:
- You signed up for a 30-day free trial and forgot to cancel before it converted to a paid subscription
- Someone else on your account (spouse, child, or family member) signed up using your payment method
- You accepted a Walmart+ trial offer during an online checkout without realizing it
- The billing descriptor looks unfamiliar because it uses 'WMT' instead of 'Walmart'
- Your annual renewal came through and you forgot you had the membership
How to cancel Walmart+ and stop WMT Plus charges
Is Walmart+ worth keeping?
Before you cancel, consider whether the benefits justify the $12.95/month or $98/year cost. Walmart+ includes:
- Free delivery on grocery and general merchandise orders over $35 (same-day or next-day)
- Fuel discounts of up to 10 cents per gallon at Walmart, Murphy USA, and Sam's Club stations
- Paramount+ Essential streaming subscription (normally $7.99/month on its own)
- Mobile scan-and-go checkout in Walmart stores — skip the checkout line
- Free shipping on walmart.com with no minimum order size
- Early access to special deals and promotions
If you order groceries online from Walmart at least twice a month, the free delivery alone covers the subscription cost. The Paramount+ inclusion adds $7.99/month in value — meaning you effectively pay about $5/month for all the other benefits.
Upload your bank statement and get a full breakdown of where your money goes — subscriptions like Walmart+, recurring charges, one-time purchases, and more — all categorized automatically.
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