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ReferenceApril 22, 2026·5 min read

How to Download a Bank Statement from Any US Bank

Quick answer

Log in to your bank's website or mobile app → select the account → click Statements → pick the month → Download PDF. US bank PDFs are not password-protected. Online retention varies — 18 months (BofA, Santander, Regions, Truist) to 7+ years (Chase, Wells Fargo, Capital One, Citi).

Most US banks follow a near-identical statement download flow. What differs between them: how far back statements are kept online, whether native CSV / Excel export is available, and the customer service number for older statements. This guide covers the 19 biggest US banks and credit unions.

US bank statement reference — 19 banks

BankOnline retentionNative CSV?Support
Chase (JPMorgan Chase)7 years onlineNo native CSV1-800-935-9935
Bank of America18 months onlineNo native CSV1-800-432-1000
Wells Fargo7 years onlineNo native CSV1-800-869-3557
Capital One7 years onlineYes (native CSV, Excel, Quicken)1-800-655-2265
Citibank7+ years onlineNo native CSV1-800-374-9700
US Bank7 years onlineLimited CSV export1-800-872-2657
PNC Bank7 years onlineNo native CSV1-888-762-2265
TD Bank (US)7 years onlineCSV via EasyWeb1-888-751-9000
Truist Bank18 months online (longer by request)Limited CSV export1-844-487-8478
SoFi Bank7+ years onlineCSV via Documents855-456-7634
Ally Bank7 years onlineNative CSV export1-877-247-2559
Discover Bank7 years onlineNative CSV export1-800-347-7000
ChimeFrom account openingCSV via Transactionsvia app only
USAA7 years onlineCSV / Excel / Quicken1-800-531-8722
Navy Federal Credit Union7 years onlineCSV via account history1-888-842-6328
Huntington Bank7 years onlineCSV export available1-800-480-2265
Regions Bank18 months onlineCSV via Online Banking1-800-734-4667
Fifth Third Bank3 years onlineCSV via 53.com1-800-972-3030
Santander (US)18 months onlineNo native CSV1-877-768-2265

The universal US bank flow

  1. 1Log in to the bank's website or open the mobile app
  2. 2Select the account you need (checking, savings, credit card, loan)
  3. 3Find 'Statements' or 'Statements & Documents' in the account menu
  4. 4Pick the statement period (newest first)
  5. 5Click or tap Download PDF
  6. 6If the bank supports native CSV, look for 'Download transactions' as a separate option

Retention — how far back can you go?

The number of months of statements you can self-download online varies widely:

7+ years online: Chase, Wells Fargo, Capital One, Citibank, US Bank, TD Bank, USAA, Navy Federal, Huntington, Ally, Discover
18 months online: Bank of America, Santander US, Regions, Truist (longer by request)
3 years online: Fifth Third

When the bank doesn't offer CSV export

Chase, Bank of America, Wells Fargo, Citibank, PNC, and several others don't offer native CSV export of monthly statements. If you need transactions in a spreadsheet for QuickBooks, Xero, or personal tracking, download the PDF and convert it using our bank statement to CSV converter — works with every US bank format.

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