How do I download a bank statement from a Canadian bank?

Most Canadian banks follow the same flow: log in to the bank's website or mobile app, select the account, click 'Statements' or 'Documents', pick the month, and click Download PDF. Canadian banks retain 7 years of statements online for most accounts. Statements are not password-protected.

Do Canadian banks support native CSV export?

Yes, all six of Canada's 'Big Six' banks (RBC, TD, Scotiabank, BMO, CIBC, National Bank) support native CSV export through their online banking. Fintechs like Tangerine, Simplii, and EQ Bank also offer CSV export from their apps. Canada has stronger native CSV support than the US — you rarely need PDF-to-CSV conversion.

Are Canadian bank statements password-protected?

No. PDFs downloaded from Canadian bank websites or mobile apps are not password-protected. This applies to all Big Six banks, Desjardins, and Canadian fintechs. Any password-protected Canadian bank email should be verified with the bank directly.

How far back can I get Canadian bank statements?

Most Canadian banks (RBC, TD Canada Trust, Scotiabank, BMO, CIBC, National Bank, Desjardins, Tangerine, Simplii, ATB) retain 7 years of statements online. EQ Bank keeps statements from account opening. For statements older than 7 years, call the bank's customer service line — fees may apply depending on age.

What happened to HSBC Canada?

HSBC Canada was acquired by RBC (Royal Bank of Canada) in March 2024. Legacy HSBC Canada accounts were migrated to RBC systems later in 2024. Historical HSBC Canada statements are now accessible through RBC Online Banking. If you have an old HSBC Canada login that no longer works, call RBC at 1-800-769-2511 to set up RBC credentials.

How do I get a Canadian bank statement for a mortgage application?

Canadian mortgage brokers typically ask for 3 months of statements covering chequing, savings, and investment accounts. Download each account separately from the bank's online portal or mobile app, then merge the PDFs if the broker wants a single file. All Big Six banks keep 3 months available immediately online — no phone call required.

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ReferenceApril 22, 2026·4 min read

How to Download a Bank Statement from Any Canadian Bank

Quick answer

Log in to your Canadian bank's website or app → select the account → click Statements → pick the month → Download PDF. Most banks keep 7 years online. All Big Six banks plus major fintechs also support native CSV export. Not password-protected.

This guide covers 14 Canadian banks including the Big Six (RBC, TD, Scotiabank, BMO, CIBC, National Bank), major fintechs (Tangerine, Simplii, EQ Bank), and regional / cooperative banks (Desjardins, ATB, Vancity, Laurentian).

Canadian bank statement reference — 14 banks

Bank	Online retention	Native CSV?	Support
RBC (Royal Bank of Canada)	7 years online	CSV via RBC Online Banking	1-800-769-2511
TD Canada Trust	7 years online	CSV via EasyWeb	1-866-222-3456
Scotiabank	7 years online	CSV via Scotia OnLine	1-800-472-6842
BMO (Bank of Montreal)	7 years online	CSV via BMO Online Banking	1-877-225-5266
CIBC	7 years online	CSV via CIBC Online Banking	1-800-465-2422
National Bank of Canada	7 years online	CSV via online banking	1-888-483-5628
Desjardins	7 years online	CSV via AccèsD	1-800-224-7737
Tangerine	7 years online	CSV via Tangerine web / app	1-888-826-4374
Simplii Financial	7 years online	CSV via Simplii online	1-888-723-8881
EQ Bank	From account opening	CSV via EQ Bank web / app	1-844-437-2265
HSBC Canada (now RBC)	7 years via RBC	CSV via RBC Online Banking	1-800-769-2511
Laurentian Bank	7 years online	CSV via LBCDirect	1-800-252-1846
ATB Financial	7 years online	CSV via ATB Online	1-800-332-8383
Vancity	7 years online	CSV via Vancity online	1-888-826-2489

The Big Six vs fintechs

Big Six banks (RBC, TD, Scotiabank, BMO, CIBC, National Bank): monthly PDF statements plus CSV export for accounting. 7 years online. Every major bilingual French / English option.

Fintechs (Tangerine, Simplii, EQ Bank): statements generated on demand; CSV export native from app or web. Tangerine and Simplii are owned by Scotiabank and CIBC respectively.

Credit unions / cooperative (Desjardins, Vancity): same PDF + CSV pattern, but with province-specific portals (AccèsD for Desjardins in Quebec).

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