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What Is Reach Lifestyle Charge on a Bank Statement?
You spot a charge from "Reach Lifestyle" on your bank statement and have no idea what it is. Here's exactly what this charge means, how you probably signed up, and how to cancel it.
March 5, 2026 · 5 min read
Quick answer
Reach Lifestyle is a subscription membership service — typically for health, wellness, or lifestyle products. Most people encounter this charge after signing up for a free or low-cost trial offer (often through a gym, hotel stay, or online ad) that automatically converted to a recurring monthly charge. If you don't recognize it, you almost certainly forgot to cancel a trial.
What is Reach Lifestyle?
Reach Lifestyle is a subscription-based membership program that sells health, wellness, and lifestyle products — think supplement boxes, fitness programs, skincare bundles, or curated lifestyle subscription boxes. They operate primarily online through reachlifestyle.com.
The company is known for acquiring customers through trial offers, promotional partnerships, and checkout upsells. The initial trial is usually free or very cheap ($1–$5), but it auto-converts into a full-price monthly subscription ($14.99–$49.99/month) if you don't cancel before the trial period ends — which is why so many people are surprised when the charge shows up.
How Reach Lifestyle appears on bank statements
| Code on statement | What it means | Example |
|---|
| REACH LIFESTYLE | A recurring subscription charge from Reach Lifestyle's membership program | REACH LIFESTYLE $14.99 |
| REACH LIFESTYLE LLC | The same charge showing the full business entity name — Reach Lifestyle LLC | REACH LIFESTYLE LLC $14.99 |
| REACHLIFESTYLE.COM | An online charge processed through Reach Lifestyle's website | REACHLIFESTYLE.COM $9.99 |
How you likely signed up for Reach Lifestyle
If you don't remember subscribing, the signup probably happened through one of these channels:
- Free trial offer at a gym or fitness center — you filled out a form for a "free wellness box" or "complimentary lifestyle kit"
- Hotel or resort promotion — a card or flyer in your room offering a "free trial" of curated products
- Online ad or social media promotion — a Facebook, Instagram, or Google ad offering a trial for just the cost of shipping ($1–$5)
- Checkout upsell — you bought something online and checked a box (or didn't uncheck one) that enrolled you in a trial membership
- Bundled subscription — another subscription service partnered with Reach Lifestyle and included a trial in your signup
- Phone or in-person sales pitch — someone at a kiosk, event, or over the phone offered you a "risk-free" trial
How to cancel Reach Lifestyle
1
Log into your account at reachlifestyle.com
If you have login credentials, sign in and look for a 'Cancel Subscription' or 'Manage Membership' option in your account settings. This is the fastest method if you can find it.
2
Call their customer service line
Find the phone number on your bank statement (it's often printed next to the charge description) or on the Reach Lifestyle website. Call during business hours and ask to cancel. Be firm — they may offer a discount to keep you, but insist on full cancellation.
3
Email a cancellation request
Send an email to their support address requesting immediate cancellation. Include your name, email address used at signup, and the last 4 digits of the card being charged. Ask for written confirmation of cancellation.
4
Save your cancellation confirmation
Whatever method you use, screenshot or save the confirmation email, reference number, or chat transcript. If they continue charging you after cancellation, you'll need this proof when filing a dispute.
How to dispute the charge with your bank
If Reach Lifestyle won't cancel or refund you — or if you believe the charge is unauthorized — you can file a chargeback dispute with your bank:
1
Gather your evidence
Collect your bank statement showing the charge(s), any cancellation confirmation you have, and screenshots of any misleading marketing materials or trial terms. The more documentation you have, the stronger your dispute.
2
Contact your bank or card issuer
Call the number on the back of your card or visit your bank's website to initiate a dispute. Tell them the charge is either unauthorized or that the merchant used deceptive billing practices (auto-converting a trial without clear disclosure).
3
Request a merchant block
Ask your bank to block all future charges from Reach Lifestyle. Some banks call this a 'stop payment' on recurring charges. This prevents them from charging you again even if they don't process your cancellation.
4
File a complaint if needed
If the charges were clearly deceptive, consider filing a complaint with the FTC (ftc.gov/complaint), the Better Business Bureau (BBB), or your state attorney general's consumer protection office. You have 60 days from the statement date to dispute under Regulation E.
Check your statement history
Reach Lifestyle often charges monthly for several months before people notice. Scroll through your past 3–6 months of statements to see the total amount you've been charged. You may be able to dispute multiple months, not just the most recent charge.
Find every hidden subscription on your statement
Upload your bank statement and get a full breakdown of every recurring charge — subscriptions, memberships, trials you forgot about — all categorized automatically.
Analyze my statement free →Frequently asked questions
What is Reach Lifestyle charge on my bank statement?
Reach Lifestyle is a subscription-based membership service typically associated with health, wellness, or lifestyle products. The charge appears when you have an active subscription — often started through a free or low-cost trial offer. Many people don't remember signing up because the trial was bundled with another purchase or promotion.
Why don't I remember signing up for Reach Lifestyle?
Reach Lifestyle subscriptions are commonly acquired through trial offers bundled with gym memberships, hotel stays, online ads, or checkout upsells. You may have accepted a 'free trial' or 'special offer' that automatically converted to a paid monthly subscription after the trial period ended.
How much does Reach Lifestyle charge per month?
Reach Lifestyle charges typically range from $9.99 to $49.99 per month depending on the specific membership tier or product bundle. The most common charges are in the $14.99–$19.99 range. Check your statement history to see how many months you've been charged.
How do I cancel my Reach Lifestyle subscription?
You can cancel by calling their customer service number (found on your statement or at reachlifestyle.com), emailing their support team, or logging into your account on their website. Always request written confirmation of cancellation and save it. If you can't reach them, contact your bank to block future charges.
Can I get a refund for Reach Lifestyle charges?
You may be able to get a refund by contacting Reach Lifestyle directly and explaining you didn't intend to subscribe. If they refuse, you can file a chargeback dispute with your bank. Under the FTC's Negative Option Rule, companies must clearly disclose subscription terms before charging you — if they didn't, you have strong grounds for a refund.
Is the Reach Lifestyle charge a scam?
Reach Lifestyle is a real company, not a fraudulent charge. However, their marketing practices — using trial offers that auto-convert to paid subscriptions — are a common source of complaints. Many consumers feel misled because the subscription terms weren't made clear at signup. If you genuinely never signed up for anything, the charge could be unauthorized and you should dispute it with your bank.
How do I stop Reach Lifestyle from charging me again?
First, cancel directly with Reach Lifestyle and get written confirmation. If charges continue after cancellation, contact your bank to block all future transactions from that merchant. You can also request a new card number to ensure no further charges can be processed. As a last resort, file a complaint with the FTC or your state attorney general.
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