Document prep tool

Proof of funds calculator

Check whether balances and coverage look strong enough for a proof-of-funds pass before you send the statements.

Start with the free manual tool. If you want the real document view after that, analyze a statement PDF.

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Free tool

Check whether the balances look strong enough before you send the file

The free tool keeps to simple proof-of-funds signals. The product remains the place where the real statement gets inspected, translated, redacted, or analyzed.

Proof-of-funds inputs

This is a packaging and threshold check, not immigration advice.

$

Average or typical balance visible on the statements.

$

The target amount you need to show for the application.

How many months of statements are included.

Balances stay comfortably above the line

Funding looks organic

Clear ownership trail

Funds check
100/100

Strong proof-of-funds setup

Current buffer versus target is $1,800.

Funds target
$5,000

Manual threshold you need to show.

Coverage gap
$1,800

Amount above the target.

Attention points
The manual setup looks structurally strong for a proof-of-funds pass.

Natural next step

Move from a rough funds check to the real statement

A manual proof-of-funds check is useful for orientation. Uploading the statement is useful when you need the actual balance story, transaction trail, and file quality verified from the document itself.

Extract transactions from the real fileSee category totals and recurring chargesExport the result to CSV

What it gives you

Fast enough for a first pass

Each tool is intentionally narrow. The job here is a clean estimate, not a fake replacement for a full statement analysis.

Built for proof-of-funds basics

Focuses on the simple signals that usually matter first: balances, coverage, and obvious red flags.

Good first-pass screen

Useful before the real document workflow starts.

Strong bridge to upload

Naturally hands off to the full flow when you need the actual file reviewed instead of typed assumptions.

Who this helps

This is a threshold and packaging calculator, not a substitute for official proof-of-funds rules.

Visa and immigration prep

Helpful when you want a rough proof-of-funds read before sending a statement package for someone else to review.

Students and applicants

Useful for checking whether balances and coverage length look structurally strong enough at a glance.

Cross-border document prep

Good when statements need to show funds clearly and you want fewer obvious questions before submission.

Internal admin review

Fast enough for an early pass before anyone digs into the full statement files and supporting documents.

Deeper context

What this calculator checks first

The first question in proof-of-funds review is usually not deep categorization. It is whether the statement visibly supports the claimed balance story.

Coverage length matters

A strong ending balance alone is not always enough. Reviewers often want enough history to see whether the money was there consistently.

Balance dips create avoidable questions

If the account falls under the target during the visible period, the package often feels weaker even if the latest balance looks fine.

Large unexplained deposits can slow approval

A sudden inflow may be legitimate, but if it has no obvious source it often turns into a documentation question instead of a clean proof-of-funds read.

Supporting guides

Read the article version if you want more context

The tool gives you the quick read. These posts explain the thresholds, use cases, and document expectations behind the result.

FAQ

Proof of funds calculator
questions & answers