Loan prep tool
Statement readiness checker
Score whether your package looks complete enough to send before anyone asks for more pages.
Start with the free manual tool. If you want the real document view after that, analyze a statement PDF.
Free tool
Check whether the package looks complete enough to send
This page checks the package, not the transactions. That keeps it useful as a free tool without cannibalizing the actual statement analysis workflow.
Package quality check
This is about document completeness, not transaction analysis.
How many months are included in the package.
Clean beginning and end dates
No page gaps
Statement period is obvious
Running or ending balances show
Ownership is explicit
Full cash picture
Ready to send
This is a packaging score. It does not say anything yet about the quality of the underlying cash flow.
Visible statement months.
Completeness matters first.
Natural next step
Once the package is clean, inspect the actual statement
If the packaging looks clean, the next useful question is what the statements actually show. Uploading the files is how you move from document structure to transaction-level answers.
What it gives you
Fast enough for a first pass
Each tool is intentionally narrow. The job here is a clean estimate, not a fake replacement for a full statement analysis.
Packaging first
Focuses on obvious structural misses that cause instant follow-up requests.
Built for readiness
Useful when you want to reduce review friction before someone else opens the file.
Strong bridge to upload
Naturally leads into full analysis because completeness is only the first layer.
Who this is for
The job here is structural cleanup before the real analysis starts.
Mortgage and loan prep
Helpful when you want to avoid obvious packaging mistakes before a lender or broker sees the file.
Rent and apartment applications
Useful when you need to send a clean statement package to a landlord or property manager.
Self-employed borrowers
Good for checking whether your statement set looks complete before anyone starts asking for more documents.
Ops and admin teams
Fast enough for intake triage before the document moves into a deeper review queue.
Supporting guides
Read the article version if you want more context
The tool gives you the quick read. These posts explain the thresholds, use cases, and document expectations behind the result.
FAQ