How to get your bank statement as a PDF
Every major bank keeps your statements in a Statements section of its website or app. Below: the exact menu path at Chase, Wells Fargo, Bank of America, Capital One, PNC, Citi and SoFi — then upload the PDF to see where your money goes.
When do bank statements come out?
Bank statements come out once a month, on your statement closing date, and the PDF usually appears in online banking the same day to three business days later. The closing date follows your account cycle (often the day you opened the account), not the last day of the month, and a mailed paper copy takes roughly 5 to 10 days.
To find your date, open any earlier statement and read the statement period, for example 5 March – 4 April: the next one closes on 4 May. Credit card statements follow the billing cycle instead, and their closing date sits a few weeks before the payment due date. Low-activity savings accounts at some banks are statemented quarterly. A closing date that falls on a weekend or holiday keeps its date; only the PDF is posted on the next business day.
If a statement is missing, first check that the closing date has passed plus three business days. After about five business days, contact the bank. Many banks let you change the cycle date online or by phone. The bank-by-bank menu paths for downloading the PDF are right below.
Where to download your statement, bank by bank
Read from each bank's own help pages. Menu names change now and then — if one doesn't match, look for Statements or Documents.
Chase
Website: Sign in, open the main menu (top left), choose Statements & documents, pick the account and year, then the Open or Save icon next to the statement.
App: Profile & Settings (top right) → Document manager → Statements & documents → Statements → account → year. It opens as a PDF.
How far back: Up to 7 years, depending on the account.
Wells Fargo
Website: Sign on to Wells Fargo Online, go to Statements & Documents and select one statement (one at a time). Your browser may save it straight to Downloads.
How far back: Up to 7 years for checking and savings; about 90 days after an account is closed.
Bank of America
Website: Log in to Online Banking, open the Accounts tab, then Statements & Documents. Statements download as PDFs.
How far back: 18 months online. Older copies (up to 7 years): Statements & Documents → Request statements, ready in 24–36 hours.
Capital One
Website: Sign in at capitalone.com, click the account, then View statements. You need paperless statements turned on.
App: Tap the account, scroll to the bottom and tap Statements.
How far back: Up to 7 years for active accounts.
PNC
Website: Sign on to Online Banking → Accounts → pick the account → Account Quick View → Statements and Documents → View PDF.
App: More (bottom menu) → Statements and Documents → Online statements → account → year.
How far back: Up to 7 years for checking and savings. Turn on paperless first if none show up.
Citi
Website: Log in to Citi Online and open Statements. Recent statements download as a PDF; older ones are requested by month and are ready to download within a few days.
How far back: 24 months immediately; bank statements back to 10 years on request, free.
SoFi
Website: Log in on the web or in the app and open Statements from your Banking home, then pick the month and year to download the PDF.
How far back: Statements post within the first 5 business days of each month. SoFi does not mail paper statements.
Got the PDF? Upload it and see income, spending and recurring charges — free for your first statement.
Analyze my statement →Banks we analyze
Any statement with a readable transaction table works. These are the most common.
U.S. and Canadian banks
- Chase
- Bank of America
- Wells Fargo
- Citi
- Capital One
- PNC
- TD
- RBC
- CIBC
- Scotiabank
U.K. and European banks
- Barclays
- HSBC
- Lloyds
- Monzo
- Revolut
- NatWest
- Santander
- ING
- Deutsche Bank
- BNP Paribas
India, Africa, APAC and fintech statements
- HDFC
- ICICI
- SBI
- Kotak
- FNB
- Standard Bank
- Westpac
- Wise
- PayPal
- Cash App
- Venmo
Statement types and export formats
Upload a PDF or a photo. Take the results into a spreadsheet or your accounting software.
- InputPDF, JPG, PNGDigital PDFs usually perform best. Images and scans are supported via OCR.
- OutputCSV, Excel, JSONBest for spreadsheets, BI tools, and custom workflows.
- AccountingQIF, OFX, QBO, IIFBest for QuickBooks, Quicken, Xero, and related import workflows.
PDF password guides by bank
Banks in India and South Africa send password-protected PDFs. These guides show each bank's password format so you can open the statement and analyze it.
India — PDF password guides
Indian bank password guide →Bank-specific analyzer pages
Step-by-step upload instructions tuned to one bank's statement layout — including PDF password handling where the bank uses it.
Questions & answers
How do I get a bank statement as a PDF?
Sign in to your bank's website or app and open the Statements (or Statements & Documents) section, pick the account and month, and download or save the PDF. Chase, Wells Fargo, Capital One and PNC keep about 7 years online; Bank of America shows 18 months and lets you request older copies.
When do bank statements come out?
Once a month, on your statement closing date, which is tied to your account cycle rather than the end of the month. The PDF usually appears in online banking the same day to three business days after closing; a mailed paper copy takes about 5 to 10 days. The closing date is printed in the statement period on any earlier statement.
Can I change my bank statement date?
Many banks and card issuers let you move the closing or billing date, either in online banking or by phone. Not every bank allows it on checking accounts, so check your bank's help page. The new cycle starts with the next statement, and one statement can be shorter or longer than a month while it switches.
Do you support statements from any bank?
The product is designed for any bank statement that follows a recognizable transaction-table layout. Coverage is strongest on mainstream retail and business bank PDFs, but scanned and international statements are also supported.
Are photographed statements supported?
Yes. JPG and PNG files work, but output quality depends on image sharpness, page crop, and contrast. Native PDFs remain the best option whenever available.
Which export format should I choose?
Choose CSV or Excel for analysis, JSON for custom integrations, and QIF, OFX, QBO, or IIF for accounting import workflows.
Something else on your mind? Write to contact@mybankstatementanalysis.com.
Try it on your own statement
Your first upload is free, with no account or card. If a paid report doesn't match your statement, you get your money back within 14 days.