We built the tool we wished existed.

It started the way most side projects do — with a personal problem nobody else was solving well enough.

A few of us were trying to get a clearer picture of where our money was actually going each month. The bank apps showed lists of transactions, but no real structure. We tried spreadsheets — copy-pasting transactions, manually labeling every row, building pivot tables. It worked, technically. But it took hours, and most months we just didn't bother.

We tried a few "bank statement analyzer" tools. Most of them wanted us to connect our bank accounts (no thanks), install desktop software, or pay $30/month for features we didn't need. Some of them were clearly built for accountants, not for someone who just wants to know why they spent $400 more this month than last.

So we built our own.

The idea was simple: upload a PDF, get a clear breakdown. No bank login, no desktop app, no 45-minute onboarding. Just drag a file, wait 30 seconds, and see where your money went — with categories, a visual flow chart, subscription detection, and a CSV export if you want the raw data.

We started using it ourselves every month. Then friends asked for it. Then their friends. At some point we realized this should just be a product that anyone can use.

What we care about

Privacy first. Your uploaded statement is processed so the product can generate results, but the original PDF or image is not retained as a raw file. We keep only the structured analysis data needed to display results and account history. We don't ask for bank credentials. We don't sell data. Anonymous analyses auto-delete after 7 days. We wrote a plain-English privacy policy and a trust center that explain exactly what happens to your file and results.

Simplicity over features. We'd rather do one thing well than add 50 toggles nobody uses. Upload a PDF, get a report. That's it. If it needs explaining, we redesign it.

Free tier that's actually useful. Try it without an account, or create a free account for 1 analysis per month and up to 50 transactions per report. We charge for volume and advanced tools, not for basic access.

Who we are

mybankstatementanalysis is built and operated by DPmedia, a company registered in Poland, founded by Dawid P. — no VC funding, no corporate parent, no board meetings. Just a focused team that cares about personal finance and thinks understanding your own spending shouldn't require an accounting degree or a $30/month subscription.

We use this tool ourselves, every month, on our own bank statements. That's the best quality bar we know: if it's annoying to use, we fix it, because we're the ones annoyed.

If you have feedback, a feature request, or just want to say hi — reach out. We read everything.