Find recurring charges
Upload a PDF — see every subscription , membership , and forgotten fee in 30 seconds.
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
Find money you're leaving on the table
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Ask your statement anything
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
See where every dollar went
$4,844 across 7 categories
Your financial health, scored
Spot hidden recurring charges
8 subscriptions found · $349/mo
To find recurring charges on a bank statement, upload a PDF and review transactions that repeat by merchant, amount, and timing. The analyzer groups monthly, quarterly, annual, and irregular charges, then shows the merchant, cadence, and amount so you can decide what to cancel or investigate. Confirm unfamiliar transactions before acting.
The problem
You're paying for things you forgot about
The silent drain
Subscriptions you signed up for once — and never cancelled
Free trials convert silently. Gym memberships auto-renew in January. Cloud storage upgrades from two years ago keep charging. Because these payments are spread across different merchants and billing cycles, they are easy to miss in a quick review.
Our AI doesn't just find charges labeled “subscription.” It detects any payment that repeats — same merchant, similar amount, regular interval — even if the merchant name changes slightly between charges.
What AI detects
Every type of recurring charge — automatically
Not just subscriptions. Every payment that repeats at a regular interval.
Streaming
Netflix, Hulu, Disney+, HBO Max, Spotify, YouTube Premium
Software & apps
Adobe, Microsoft 365, Dropbox, Notion, iCloud, Google One
Memberships
Gym, Amazon Prime, Costco, clubs, co-working spaces
Insurance
Health, car, renters, life insurance — monthly or annual premiums
Utilities & bills
Internet, phone plan, cloud storage upgrades, VPN services
Free trials gone paid
Trials that silently converted after 7 or 30 days — the sneakiest ones
Potential savings
Your report
Use the recurring amounts in your statement to estimate what could change before cancelling anything
How AI finds recurring charges you forgot about
A single month can hide charges that recur quarterly or annually. The rest —old streaming trials,gym memberships,cloud storage upgrades— can be easy to overlook when you review transactions one page at a time.
Our AI uses pattern matching to scan every transaction and flag payments that repeat at regular intervals. It looks for consistent merchant names, similar amounts, and predictable timing. Unlike a simple keyword search, the AI understands that “NFLX DIGITAL” and “NETFLIX.COM” are the same subscription, and it catches annual charges that appear only once per statement.
For the most complete picture, upload 3–12 months of statements. Three months catches most monthly subscriptions, but a full year surfaces quarterly insurance premiums, annual software renewals, and seasonal memberships. The report gives you one list to review, including recurring merchants, annual renewals, and fees that may not appear every month.
Secure
Your PDF is processed in memory and never saved to disk. All data is encrypted in transit.
Private
We never sell or share your financial data. Anonymous uploads are auto-deleted after 7 days.
Transparent
No hidden fees, no account required. Try one statement without an account; the free upload is one-time, not monthly.
Statement analyzer pricing
Pro
For heavy files and repeat work
- 200 PDF pages per billing cycle
- Unlimited visible transactions per report
- Subscription and recurring charge detection
- Priority support
Business
For lenders, accountants, and teams processing at volume
- 500 PDF pages per billing cycle, then $0.08/page
- REST API access with your own keys
- Unlimited visible transactions per report
- Priority support
FAQ
Recurring charges — questions answered
Ready?
Upload one statement.
Get the full picture.
No credit card. No account. Drop a PDF and see a categorized preview in 30 seconds.
Try it free →