PDF to OFX converter

Turn a bank statement PDF into an OFX file

Upload the statement, get an .ofx you can import straight into Quicken, GnuCash, Moneydance, Microsoft Money, or anything else that speaks OFX.

Drop your file hereTap to upload

PDF, JPG or PNG · Free converter for everyone

Convert to OFX — Free

Files deleted after conversion

See the difference

From messy PDF to clean OFX

After

OFXHEADER:100
DATA:OFXSGML
VERSION:102

<OFX>
  <BANKMSGSRSV1>
    <STMTTRNRS>
      <STMTRS>
        <BANKTRANLIST>
          <STMTTRN>
            <TRNTYPE>DEBIT
            <DTPOSTED>20250115
            <TRNAMT>-67.42
            <NAME>WHOLEFDS MKT #10247
            <MEMO>Groceries
          </STMTTRN>
          <STMTTRN>
            <TRNTYPE>CREDIT
            <DTPOSTED>20250110
            <TRNAMT>3250.00
            <NAME>PAYROLL - ACME CORP
            <MEMO>Income
          </STMTTRN>
        </BANKTRANLIST>
      </STMTRS>
    </STMTTRNRS>
  </BANKMSGSRSV1>
</OFX>

bankstatement.ofx

Works withChaseBarclaysHSBCDeutsche BankBNP ParibasINGBank of AmericaSantanderHDFC BankTD Bank& 10,000+ more

How it works

Three steps to a clean OFX file

Step 1

Upload your PDF

Drag and drop your bank statement — downloaded from your bank or scanned from paper. JPG and PNG images work too.

Step 2

AI extracts every transaction

Our AI reads each transaction and structures it: date, payee, amount, and spending category — ready for OFX formatting.

Step 3

Download OFX & import

Download the .ofx file and import it into Quicken, GnuCash, Moneydance, Microsoft Money, or any OFX-compatible software.

1.Upload your PDF

Drag and drop your bank statement — downloaded from your bank or scanned from paper. JPG and PNG images work too.

2.AI extracts every transaction

Our AI reads each transaction and structures it: date, payee, amount, and spending category — ready for OFX formatting.

3.Download OFX & import

Download the .ofx file and import it into Quicken, GnuCash, Moneydance, Microsoft Money, or any OFX-compatible software.

Why us

Not just a PDF converter — a bank statement parser

Generic converter

Manual copy-paste from PDF

No transaction structure

Dates and amounts jumbled

No spending categories

Hours of cleanup in Quicken

This converter

Clean OFX with every transaction

Date, payee, amount — structured

AI-parsed bank statement layout

19 spending categories auto-assigned

Import into Quicken in 30 seconds

Preview

What the OFX export looks like

An XML-based .ofx file that Quicken, GnuCash, Moneydance, and Microsoft Money read instantly.

bankstatement.ofx

OFXHEADER:100
DATA:OFXSGML
VERSION:102

<OFX>
  <BANKMSGSRSV1>
    <STMTTRNRS>
      <STMTRS>
        <BANKTRANLIST>
          <STMTTRN>
            <TRNTYPE>DEBIT
            <DTPOSTED>20250115
            <TRNAMT>-67.42
            <NAME>WHOLEFDS MKT #10247
            <MEMO>Groceries
          </STMTTRN>
          <STMTTRN>
            <TRNTYPE>CREDIT
            <DTPOSTED>20250110
            <TRNAMT>3250.00
            <NAME>PAYROLL - ACME CORP
            <MEMO>Income
          </STMTTRN>
        </BANKTRANLIST>
      </STMTRS>
    </STMTTRNRS>
  </BANKMSGSRSV1>
</OFX>

Each <STMTTRN> block represents one transaction with type, date, amount, payee name, and category memo. The OFX header tells your software the data format version and encoding.

The problem

When you need a PDF to OFX converter

Your bank dropped OFX downloads

Many banks stopped offering direct OFX exports, pushing you toward their own apps or limited CSV downloads. Upload the PDF statement here and get the OFX file you need.

Importing old statements into Quicken

Digitizing years of paper statements? Scan them to PDF, upload here, and import the OFX into Quicken. Build a complete transaction history going back as far as you need.

Switching banks without losing history

Moving banks? Your old bank's PDF statements are your only record. Convert them to OFX so your financial history stays unbroken in your accounting software.

GnuCash or Moneydance won't connect

Direct bank feeds in GnuCash and Moneydance break regularly. Download your statement as PDF, convert it here, and import the OFX file manually — reliable every time.

Accountant needs OFX format

Some accountants and bookkeepers specifically request OFX files for import into their systems. Instead of paying them to manually enter transactions, hand them a clean OFX file.

Processing statements from multiple banks

Accounts at different banks with different export formats? Converting all PDFs to OFX gives you one consistent format to import everywhere.

PDF to OFX: structured financial data from any statement

Converting a PDF bank statement to OFX gives you a structured, standards-compliant financial file that personal finance software can import cleanly. OFX (Open Financial Exchange) is the same format your bank uses when it sends transaction data to applications like Quicken or GnuCash through a direct connection. By converting your PDF to OFX, you get the same quality of data — transaction types, dates, amounts, and payee names — without needing a live bank feed.

The OFX format is built around a clear structure: each transaction is wrapped in a STMTTRN element containing tagged fields for the transaction type (TRNTYPE), posting date (DTPOSTED), amount (TRNAMT), unique identifier (FITID), and payee name (NAME). Our AI reads your PDF, identifies every transaction regardless of how your bank formats the statement, and maps each field to the correct OFX element. The output file includes proper OFX headers, account information blocks, and balance records.

What sets OFX apart from simpler formats like CSV or QIF is built-in duplicate prevention. Every transaction gets a unique FITID, and software like Quicken and GnuCash stores these IDs after import. If you later import an overlapping date range, the software automatically skips transactions it has already recorded. This is especially valuable for users who import statements monthly and need to avoid double-counted entries.

The converter supports PDFs from any bank worldwide and handles both digital PDFs and scanned paper statements. Multi-page documents are processed in full — a 15-page annual statement produces a single OFX file with every transaction in order. If you use Quicken, GnuCash, Moneydance, or Microsoft Money, OFX is the recommended import format. For QuickBooks Online users, our QBO converter produces the QuickBooks-specific variant of OFX instead.

Statement analyzer pricing

Pro

$19/ month

For heavy files and repeat work

200 PDF pages per month
Unlimited visible transactions per report
Subscription and recurring charge detection
Priority support

PDF to OFX converter FAQ

What is an OFX file?+−

OFX (Open Financial Exchange) is an XML-based format for exchanging financial data between banks and personal finance software. It supports transaction details, account information, and balance data. OFX is used by Quicken, GnuCash, Moneydance, Microsoft Money, and many other financial applications.

Is this converter really free?+−

Yes — no account or credit card required to try it. Free covers 1 analysis per month; Pro ($19/mo) is 200 pages and Business ($49/mo) is 500 pages.

Which banks are supported?+−

Any bank worldwide that provides PDF statements — Chase, Barclays, HSBC, Deutsche Bank, BNP Paribas, ING, Santander, HDFC Bank, and thousands more worldwide. Scanned paper statements and photographed statements work too.

Can I import the OFX into QuickBooks Online?+−

Yes — QuickBooks Online supports OFX import via Banking → Upload transactions. OFX is one of the preferred formats for QuickBooks Online bank imports.

How is OFX different from QIF?+−

OFX is newer (XML-based), supports more metadata like transaction types and account identifiers, and is used by modern financial software. QIF is an older plain-text format from the 1990s. Both work in Quicken, but OFX carries richer data and is more widely supported by current applications.

Is my bank statement data kept private?+−

Your PDF is processed in memory and immediately discarded — never stored on disk, never shared. Only the structured transaction data is saved temporarily to generate your download.

What if my PDF is a scanned image?+−

We run OCR (optical character recognition) first to extract text from scanned images. Accuracy is typically 98%+ for clear scans at 200+ DPI. For digital PDFs downloaded directly from your bank, accuracy is 99%+.

Convert your PDF to OFX — free

No account required. Get a clean OFX file ready for Quicken in under 30 seconds.

Upload PDF & Convert to OFX

Already have a OFX file that won't import? Check it with the free validator — it names the exact line the importer is rejecting.