Income Verification Software for Landlords

Upload the PDF from the rental application. AI extracts every transaction, totals real deposits against the income the applicant stated, finds recurring rent payments to their previous landlord, and runs authenticity checks — balance math, font consistency, and PDF metadata — in about 30 seconds.

It catches the common cases. Fake statements from generators and edited PDFs usually fail structural checks: running balances that don’t reconcile, fonts that don’t match the bank’s real template, and metadata showing the file was created or modified after the statement period. No tool is 100% conclusive, but most amateur edits are flagged.

Three things: whether recurring deposits actually support the stated income (not one-off transfers padded in before applying), whether income arrives consistently (weekly, biweekly, monthly), and whether rent-sized payments went out on schedule at the previous address. All three are in the report.

They answer different questions. Pay stubs show gross income but are the most commonly forged document in rental applications. A bank statement shows what actually lands in the account and how it is spent — and forged statements are easier to detect because the running balance has to reconcile line by line.

In most jurisdictions yes, as part of income verification, applied consistently to all applicants. Some cities restrict what you can require, so check local rules. Applicants may redact transaction details irrelevant to income if they wish.

PDFs are deleted right after analysis — we don’t keep them. Reports can be deleted at any time — appropriate for handling an applicant’s financial documents.

By totalling the deposits that actually repeat and comparing them with the income written on the application. Recurring payroll-pattern deposits count; one-off transfers from friends or family do not. The same file also shows whether rent-sized payments left the account on schedule at the previous address, and whether there were NSF or overdraft events during the period. Three months of statements is the usual ask, because one month hides both seasonality and a padded balance.

Both. One application works on the free anonymous upload with no account. For a property manager running monthly volume, the paid plans are priced by pages per billing cycle: Pro 100 pages at $19/mo ($144 billed yearly), Business 500 pages at $49/mo with API access. There is no per-report fee and no contract.

Yes. Self employed income verification works best with 3 to 12 months of statements, because a single month of freelance or contract income says very little. Recurring deposits are totalled regardless of which payer sent them, so client payments count the same way payroll does. Cash deposits and internal transfers are flagged separately rather than counted as income, so the landlord decides what belongs in the figure.

The first check is free with no account. Pro at $19/mo covers 100 pages per billing cycle, Business at $49/mo covers 500 pages per billing cycle with API access — enough for a portfolio’s worth of applications, without an enterprise screening contract.