Actual Budget CSV converter

Bank statement to Actual Budget CSV

Upload any bank statement PDF. Get a CSV ready for Actual Budget — Date, Payee, Notes, Category, Amount — compatible with Actual's CSV importer.

Drop your bank statement here
or click to browse — PDF, JPG or PNG
✓ Free · No account needed✓ File deleted after scan
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No signup required

How it works

Three clicks from PDF to Actual Budget

1

Upload your bank statement

PDF, JPG, or PNG. Works with any bank worldwide, up to 10MB per file.

2

Download the Actual CSV

AI reads every transaction and outputs an Actual-compatible CSV with signed amounts and clean payee names.

3

Import in Actual Budget

Open the account in Actual → click the import icon → upload the CSV → map the columns (Date → Date, Payee → Payee, Amount → Amount) → review and save.

Why this matters

A clean CSV that Actual Budget accepts the first time

1

Compatible with Actual's CSV / OFX importer

Actual's import supports CSV, QIF, OFX, and CAMT. Our CSV column names map cleanly onto Actual's field picker so import takes under a minute.

2

Signed Amount convention

Expenses negative, deposits positive — matches Actual Budget's standard. No post-import sign flipping.

3

Works for self-hosted and managed Actual

Same CSV format works whether you run Actual on your own server or use the hosted service at actualbudget.org.

4

Great for migrating from YNAB or Mint

Export old bank statements as PDFs from your previous bank and get them into Actual fast — without paying for YNAB just to export.

More than just categories

Real financial clarity from your bank statement.

Subscription tracker

Find the charges you forgot about

AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.

  • Detects monthly, annual, and weekly charges
  • Shows your true monthly subscription cost
  • Spots free trial conversions before they auto-renew

Recurring · $564/yr

N
Netflix$15.99
S
Spotify Premium$10.99
C
ChatGPT Plus$20.00
3 recurring$47/mo

AI Insights

Your finances, explained by AI

Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.

  • Highlights unusual spending spikes
  • Tracks month-over-month trends
  • Summarizes financial health in plain English

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

AI-generated insights

Smart recommendations

Not generic tips — your tips

Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.

  • Based on your real spending patterns
  • Specific dollar amounts you can save
  • Actionable in under 5 minutes

Potential monthly savings

$227/mo

$
Reduce dining out frequency$180
$
Bundle streaming services$12
$
Switch to cheaper gas$35

Analyze your own statement

Upload a PDF, get your full report in 30 seconds.

Pricing

See where your money goes

Upload a statement and get answers in seconds. No card required.

Free
Free
No card required
  • 1 analysis per month
  • Up to 50 transactions
  • Auto-categorized spending
  • Visual spending charts
  • Export to CSV & Excel
Start Free
Most popular
Basic
$9/mo
  • 500 pages per month
  • Up to 100 transactions
  • Everything in Free
  • Find forgotten subscriptions
  • AI spending insights
  • 12-month history
Pro
$19/mo
  • Everything in Basic
  • Unlimited pages
  • Unlimited transactions
  • Smart receipt scanning (5/mo)
  • Priority support

FAQ

Actual Budget CSV converter —
questions & answers

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