Monarch Money CSV converter
Bank statement to Monarch Money CSV
Upload any bank statement PDF. Get a Monarch-ready CSV with Date, Merchant, Category, Amount — ready for the web importer.
How it works
Three clicks from PDF to Monarch Money
Upload your bank statement
PDF, JPG, or PNG. Works with any bank worldwide. 10MB maximum per file.
Download the Monarch CSV
AI extracts every transaction and outputs the file with the exact column names Monarch's importer expects, including Original Statement for auto-matching.
Import in Monarch
Accounts → + Add Account → Import transaction & balance history → Import transactions. Upload the CSV, assign it to an account, review, and done.
Why this matters
A clean CSV that Monarch Money accepts the first time
All Monarch columns pre-mapped
Date, Merchant, Category, Account, Original Statement, Notes, Amount, Tags — every column Monarch's importer recognizes, in the order it expects.
Signed Amount format
Expenses come through negative, deposits positive — Monarch's standard convention. No sign-flipping or post-import cleanup.
ISO dates
YYYY-MM-DD date format — the most reliable for Monarch's keyword-based column detection.
Perfect for filling Mint backfill gaps
Migrating from Mint or a synced account that only pulls recent data? Upload older statements to backfill history.
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments, including charges you may not recognize at first glance.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments, including charges you may not recognize at first glance.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. See the pattern behind the suggestion and its estimated monthly impact, not vague budgeting advice.
- Ranks changes by potential monthly impact
- Names the transaction pattern behind each tip
- Gives you a concrete next action to review
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. See the pattern behind the suggestion and its estimated monthly impact, not vague budgeting advice.
- Ranks changes by potential monthly impact
- Names the transaction pattern behind each tip
- Gives you a concrete next action to review
Analyze your own statement
Upload a PDF, get your full report in 30 seconds.
Statement analyzer pricing
Pro
For heavy files and repeat work
- 200 PDF pages per month
- Unlimited visible transactions per report
- Subscription and recurring charge detection
- Priority support
Business
For lenders, accountants, and teams processing at volume
- 500 PDF pages per month, then $0.08/page
- REST API access with your own keys
- Unlimited visible transactions per report
- Priority support
FAQ
Monarch Money CSV converter —
questions & answers
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