ICICI Bank · Private Sector · India

ICICI Bank
statement analyzer

ICICI Bank statementanalyzer

Download your ICICI Bank statement, unlock the PDF password (name + DOB), and let AI categorize every UPI, NEFT, IMPS and ATM transaction.

How to downloadPDF password guideAI categorizationCSV & Excel export
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✓ 1 free analysis · ✓ No signup · ✓ Results in 30 seconds

How it works

Three steps to analyze your statement

1.Download your statement

Get your ICICI Bank PDF from iMobile Pay or icicibank.com net banking. Steps below.

2.Unlock the PDF password

ICICI PDFs are locked with name + DOB. Use our free in-browser tool to remove the password.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NEFT, IMPS and ATM transaction.

Step 1

Download your ICICI Bank statement

ICICI Net Banking
icicibank.com
1
Sign in to ICICI Net Banking
Visit icicibank.com → Login → enter User ID & password.
2
My Accounts → Statement
Open My Accounts, then click Account Statement.
3
Pick account & dates
Choose savings or current account. Set date range (up to 5 years).
4
Download PDF
Click Download as PDF. Password is name(4 CAPS) + DDMM.
iMobile Pay App
iOS & Android
1
Open iMobile Pay
Log in with M-PIN or biometric on iOS / Android.
2
Tap your account
Select the savings / current account you want a statement for.
3
Statement → date range
Tap Statement, choose dates, then Email / Download PDF.
4
Open with password
Enter first 4 letters of name (CAPS) + DDMM to unlock.

E-statement subscription: ICICI sends a monthly e-statement automatically. Activate from net banking → Customer Service → e-Statement Subscription.

Step 2

Unlock the PDF password

ICICI Bank locks every e-statement PDF. Here's how to open it.

Password formula
NAME(4)
CAPS
+
DD
Day
+
MM
Month
=
RAJE1501
Your password
Example
Rajesh, born 15 Jan
RAJE1501RAJE1501
If the password doesn't work, try
1
For credit cards: name + last 4 of card number
e.g. PRIY5678
2
DOB in DDMMYYYY (older format)
e.g. 15011990
3
Call ICICI customer support
1800-1080 (free, 24/7)

Why is it locked? ICICI Bank encrypts every e-statement PDF so only the account holder can open it. The password is unique to your account.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browse — PDF only · max 20MB
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your ICICI statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, IMPS, ATM, EMI — and show exactly where your money goes.

Recurring · $564/yr

N
Netflix$15.99
S
Spotify Premium$10.99
C
ChatGPT Plus$20.00
3 recurring$47/mo

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

AI-generated insights

See your ICICI spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My ICICI Statement →
✓ 1 free analysis · ✓ No signup · ✓ 30 seconds

Pricing

See where your money goes

Upload a statement and get answers in seconds. No card required.

Free
Free
No card required
  • 1 analysis / month
  • 50 transactions per document
  • Auto-categorized transactions
  • Money flow visualization
  • Export to CSV, Excel, QIF, OFX & QBO
Upload Free
Most popular
Basic
$9/mo
  • 500 pages / month
  • 100 transactions per document
  • Everything in Free
  • AI savings advisor chat
  • Find hidden subscriptions
  • 12 months history
Pro
$19/mo
  • Everything in Basic
  • Unlimited pages
  • Unlimited transactions per document
  • 5 image recaps / month
  • Priority support

About ICICI Bank

Everything about ICICI Bank statements

PDF password
Name(4 CAPS) + DOB DDMM
e.g. Rajesh born 15 Jan → RAJE1501
Statement history
Up to 5 years online
Via ICICI Net Banking or iMobile
Mobile app
iMobile Pay
Available on iOS & Android

ICICI Bank statement password

Every ICICI Bank e-statement is password-protected. The ICICI Bank statement PDF password is the first 4 letters of your name in CAPS plus your DOB in DDMM format. Customer Rajesh born 15 January → password RAJE1501. For credit cards, replace DDMM with the last 4 digits of your card number. Still stuck? Call ICICI customer care at 1800-1080.

How to download your ICICI Bank statement

You can download your ICICI Bank statement PDF in two ways. From iMobile Pay: tap account → Statement → date range → Download / Email. From ICICI Net Banking at icicibank.com: My Accounts → Statement → choose dates → Download as PDF. Both methods give up to 5 years of statement history.

ICICI — second-largest private bank in India

ICICI Bank is the second-largest private-sector bank in India, with over 6,000 branches and 17,000+ ATMs. Founded in 1994, ICICI was the first Indian bank to launch internet banking. Statement formats are consistent across savings, current, salary, NRE, NRO, and credit card accounts.

ICICI statement analysis

ICICI statements list a mix of UPI payments, NEFT/RTGS/IMPS transfers, ATM withdrawals, EMI auto-debits, salary credits, and SIP investments. Our AI reads every transaction line and assigns it to one of 19 categories — groceries, utilities, EMIs, UPI transfers, ATM, and more. You get a Sankey money-flow chart, plus an Excel/CSV export ready for budgeting, tax filing, or loan applications.

ICICI statement for loans, ITR & visa

Most lenders and embassies need 3–6 months of bank statements. ICICI Net Banking PDFs are accepted by all major Indian lenders, ITR filings, and most foreign consulates. For an official bank-certified statement (stamped, signed), visit your nearest ICICI branch with your passbook and identity proof.

Related topics
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FAQ

ICICI Bank statement FAQ

What is the password for ICICI Bank statement PDF?+−
The ICICI Bank e-statement PDF password is the first 4 letters of your name in CAPITAL letters followed by your date of birth in DDMM format. Total 8 characters. Example: customer Rajesh Kumar born 15 January → RAJE1501. The name comes from how it is registered on the account — match it to your debit card or welcome kit.
What's the ICICI Bank credit card statement password format?+−
ICICI Bank credit card statements use a different format from account statements. The password is the first 4 letters of your name in CAPS plus the last 4 digits of your credit card number. Example: cardholder Priya Singh, card ending 5678 → PRIY5678.
How do I download my ICICI Bank statement from net banking?+−
Sign in at icicibank.com → My Accounts → Statement → choose your account and date range → click Download as PDF. ICICI net banking provides up to 5 years of statement history online.
How do I download ICICI Bank statement from the iMobile Pay app?+−
Open the iMobile Pay app (iOS / Android). Tap your account → Statement → select the period → Download / Share PDF. The PDF is sent to your registered email and can be saved to your phone with the same password format.
I tried the password but ICICI Bank statement won't open — what else can I try?+−
Try in this order: (1) first 4 letters of name in CAPS + DOB DDMM (e.g. RAJE1501), (2) last 4 digits of card number for credit card PDFs, (3) DOB in DDMMYYYY for some older formats, (4) request a fresh e-statement and re-test. Still stuck? Call ICICI on 1800-1080 — it is free, 24/7.
Is the ICICI Bank statement format different from other Indian banks?+−
ICICI Bank statements list UPI handles, NEFT/RTGS/IMPS transfers, debit-card POS, and standing instructions. Our AI is trained on this format — it splits VPA/UPI references, merchant names, and transfer notes into clean categories.
How far back can I get ICICI Bank statements?+−
ICICI net banking and iMobile Pay keep about 5 years of statements online. For older records, raise a request from net banking → Customer Service → Account Statement, or visit any ICICI Bank branch.
Can I analyze my ICICI Bank statement with AI?+−
Yes. Unlock the ICICI Bank PDF with your name + DOB password, then upload it to mybankstatementanalysis. AI reads every UPI, NEFT, IMPS, RTGS, ATM and EMI line, categorizes them across 19 buckets, and shows a Sankey money-flow chart in 30 seconds.

See your ICICI
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

Analyze My Statement Free →
✓ 1 free analysis · ✓ No signup · ✓ Results in 30 seconds