Credit card analysis & CSV export
Credit card statement analyzer
Upload a bank statement PDF to analyze income , spending , subscriptions , and export the result to CSV in about 30 seconds.
Works with every card issuer
Why analyze your credit card statement?
Your credit card issuer shows you a list of charges. What they don't show: how much you actually spend on dining vs. groceries vs. subscriptions. A credit card statement analyzer reads your PDF and turns raw charges into categorised, exportable data.
Spot hidden fees
Annual fees, foreign transaction charges, and interest charges buried in your credit card statement — found automatically.
Track spending by category
Dining, travel, shopping, subscriptions — across all your credit card charges.
Export for tax prep
Clean CSV or Excel for your accountant, bookkeeper, or expense report.
Most people use a credit card statement analyzer for one of three reasons: tracking personal spending, preparing business expenses for tax season, or getting a credit card statement to CSV format that accounting software can import.
What you'll get
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
$1,850
Largest expense
$103
Avg / transaction
22
Active days
Saturday
Busiest day
AI Insight
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
Spending breakdown
$4,844 across 7 categories
Financial Health
Recurring · $4,188/yr
Potential monthly savings
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Other tools choke on your statement
Scanned, photographed, blurry, or in another language — we handle it all.
Others
- Can't read scanned statements
- Mixes up columns and dates
- Doesn't understand transaction context
- Manual sorting required
- English only
Our analyzer
- Reads any PDF — scanned, digital, or photo
- Gets columns right every time
- Understands context: $1,200 to "RESIDENT MGMT" = rent
- Auto-categorizes every transaction
- 35+ languages supported
From credit card PDF to Excel in 30 seconds
What your card issuer gives you
What our analyzer gives you
Our credit card spending analyzer reads the PDF, uses AI to categorise every charge — Shopping, Dining, Subscriptions, Travel — and exports a credit card statement to Excel or CSV with one click. Each row includes date, merchant, amount, and category.
Works with Chase, Amex, Capital One, Citi, Discover, and 500+ more card issuers worldwide. Whether it's a personal Visa or a business Amex — upload the PDF, get categorised spending data you can actually use. First page free, no signup.
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Analyze your own statement
Upload a PDF, get your full report in 30 seconds.
Pricing
See where your money goes
Upload a statement and get answers in seconds. No card required.
- 1 analysis / month
- 50 transactions per document
- Auto-categorized transactions
- Money flow visualization
- Export to CSV, Excel, QIF, OFX & QBO
- 500 pages / month
- 100 transactions per document
- Everything in Free
- AI savings advisor chat
- Find hidden subscriptions
- 12 months history
- Everything in Basic
- Unlimited pages
- Unlimited transactions per document
- 5 image recaps / month
- Priority support
FAQ
Credit card statement analyzer —
questions & answers
Related reading
How to Read a Credit Card Statement
Every section explained — APR, minimum payment, billing cycle, and unrecognized charges.
What Does POS Mean on a Statement?
What point-of-sale codes mean and how to trace unfamiliar card charges.
How to Dispute a Charge
Step-by-step: try the merchant first, then your bank, with UK and US time limits explained.