AI-powered document verification
Fake bank statement detector
Upload any bank statement — get an authenticity score with specific red flags and green flags. Instant results.
How to read the authenticity score
A 0–100 score with specific red flags and green flags explaining the result.
Likely authentic
Consistent fonts, correct balance arithmetic, standard formatting. No suspicious signals detected.
Needs review
Some anomalies found — could be a low-quality scan, unusual bank format, or actual tampering. Check the red flags.
Likely fabricated
Multiple fraud signals detected — inconsistent fonts, balance errors, or metadata showing document editing tools.
What the AI checks
Six layers of analysis — font, formatting, math, patterns, layout, and metadata.
Font consistency
Multiple fonts or irregular spacing indicate editing
Number formatting
Decimal alignment, commas, and currency symbols
Balance arithmetic
Running balance should match debits and credits
Transaction patterns
Suspiciously round numbers or unnatural spacing
Document layout
Headers, footers, and margins matching bank templates
PDF metadata
Creation tool, timestamps, and modification history
Other tools choke on your statement
Scanned, photographed, blurry, or in another language — we handle it all.
Others
- Can't read scanned statements
- Mixes up columns and dates
- Doesn't understand transaction context
- Manual sorting required
- English only
Our analyzer
- Reads any PDF — scanned, digital, or photo
- Gets columns right every time
- Understands context: $1,200 to "RESIDENT MGMT" = rent
- Auto-categorizes every transaction
- 35+ languages supported
Who uses a fake statement detector?
Anyone who receives bank statements as proof of funds or income.
Landlords
Screen rental applications. Catch forged income statements before signing a lease.
Lenders
Verify bank statements for loan applications. Detect inflated balances or fabricated deposits.
Employers
Confirm income and employment claims during hiring. Spot doctored pay stubs.
Property managers
Process move-in applications at scale. Flag suspicious statements automatically.
Compliance teams
Add an automated document verification step to your KYC or onboarding flow.
Investigators
Forensic analysis for fraud cases. Get specific red flags to support your findings.
For landlords & letting agents
Screen tenant statements before signing
Forged bank statements are the most common document fraud in rental applications. Run a quick AI screen before committing to a tenancy.
Applicant submits statement
Ask for a PDF or photo of their bank statement. Supports any bank worldwide — Chase, Barclays, HSBC, and thousands of regional banks.
AI screens for tampering
Checks font consistency, balance arithmetic, transaction patterns, and PDF metadata. Flags the specific red flags, not just a pass/fail.
Get a score with evidence
Authenticity score from 0–100 with listed red flags and green flags. Use it as one signal in your decision — alongside income and references.
Important: This tool is a screening aid, not a legal determination. For high-stakes decisions, request statements directly from the applicant's bank or use a regulated referencing service.
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Analyze your own statement
Upload a PDF, get your full report in 30 seconds.
Pricing
See where your money goes
Upload a statement and get answers in seconds. No card required.
- 1 analysis / month (up to 25 pages)
- 20 transactions per document
- Auto-categorized transactions
- Money flow visualization
- Export to CSV & Excel
- 500 pages / month
- 100 transactions per document
- Everything in Free
- AI savings advisor chat
- Find hidden subscriptions
- Extract receipts, invoices & tables
- 12 months history
- Unlimited pages
- Unlimited transactions per document
- Everything in Basic
- 5 image recaps / month
- Redact sensitive data
- Fraud & fake-statement detection
- Translate any language
- Priority support
FAQ
Fake statement detector —
questions & answers
Related reading
Consequences of a Fake Bank Statement
Civil and criminal liability for submitting a forged document — what actually happens.
How to Verify a Bank Statement Is Real
Manual checks and AI tools for spotting forgeries before they cost you.
Bank Statement Verification Guide
Methods landlords, lenders, and employers use to authenticate submitted statements.