Income and expense summary from bank statements
Upload a statement PDF and get income by source, expenses by category and every row ready for Excel or QuickBooks.
Upload your bank statementAnalyze my statementPDF from any bank. Scans and photos work too.Encrypted in transitPDF deleted after analysis
1,000+ statements analyzed · See a sample report
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
Find money you're leaving on the table
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Ask your statement anything
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
See where every dollar went
$4,844 across 7 categories
Your financial health, scored
Spot hidden recurring charges
8 subscriptions found · $349/mo
The summary, without keying a single line
What a bookkeeper builds by hand in a spreadsheet, read straight from the PDF.
Income and expenses on one screen
Total money in, total spent and what was left, with income grouped by payer and spending grouped into 19 categories.Every merchant named and sorted
Bank codes become readable names. Change a category once and save the rule, and that merchant is sorted the same way on the next statement.Recurring charges found
Subscriptions and other repeating payments are listed with how often they bill and what they cost a month, along with possible duplicate charges.Out to the ledger
Export the categorized rows to Excel or CSV for working papers, QBO for QuickBooks, or QIF and OFX for other software.
By hand vs from the PDF
By hand, an income and expense summary means retyping or copy-pasting every row, cleaning merchant names, tagging each line, then building a pivot table. Most of that time goes into data entry, not into the numbers.
Here the statement is read in about a minute and the summary is already built. What is left is the part that needs an accountant: checking the categories, splitting personal from business, and deciding what goes where. Ask the built-in AI about the statement (for example, “what did they spend on software this quarter?”) and it answers from the transactions.
Working with bank statement loans or rentals? The mortgage and loan view covers what lenders check, and the accountants page covers exports, volume and the API.
Who summarizes statements with us
People who need the totals and the categories, not just a converted table.
Bookkeepers
Catch-up work and new clients who send PDFs instead of a bank feed.
Accountants and tax preparers
Income and expense totals for a return or a P&L when the client has no books.
Freelancers and small businesses
Where the money came from and went last quarter, without setting up accounting software.
Households
A plain summary of income, spending and subscriptions from the statement you already have.
Bank statement analyzer pricing
Your first upload is free. Pay once for a single statement, or subscribe if you have many.
Pass
One statement · no subscription
- 1 upload, up to 100 pages
- Every transaction, categorized
- Subscriptions and savings found
- Report kept for a year
Pro
Most popular$144 billed yearly · save 37%
- Everything in Pass, plus
- 100 pages every month (~20 statements)
- Reports kept for as long as you want
- Priority support
Business
$372 billed yearly · save 37%
- Everything in Pro, plus
- 500 pages every month (~100 statements)
- Never blocked: $0.08 per extra page
- REST API with your own keys
Income and expense summary — FAQ
What is a good tool to summarize income and expenses from bank statements?
One that reads the PDF itself, so nobody keys anything in. Upload the statement here and the report shows total money in and out, income grouped by payer, spending grouped into categories, recurring charges, and what was left. Every row exports to Excel, CSV, QBO, QIF or OFX if the summary has to go into a ledger or a working paper.
What is the best software for bank statement analysis for accountants?
It depends on volume. DocuClipper and similar firm tools are built for high volume, bulk ingestion and Xero or QuickBooks sync, with prices from $29 a month for 60 pages. MyBankStatementAnalysis is built for reading the statement: income sources, categories, recurring charges and an AI you can ask questions, with plans from $9 a month and a Business plan at $49 for 500 pages with an API. Run one client statement through both and compare.
Which spending categories does the bank statement analyzer use?
Nineteen: Housing, Rent, Utilities, Groceries, Dining Out, Transport, Gas, Insurance, Healthcare, Shopping, Entertainment, Subscriptions, Travel, Education, Personal Care, Transfers, Income, Savings and Other. You can recategorize a transaction and save the rule so the same merchant is sorted the same way next time.
How do I find recurring subscriptions in my bank statement?
Upload the statement. The report lists recurring charges with the merchant, the amount and how often it bills, and adds up what they cost a month. It also points out duplicate charges.
Can I summarize several bank statements at once?
You can upload several PDFs together. Each statement gets its own report with its own totals, so you can export each one and combine them in Excel for a year-end summary.
Does it work with scanned statements and any bank?
Yes. Digital PDFs, scans and phone photos from any bank, in most languages. Password-protected PDFs can be unlocked during upload.
What happens to client statements after upload?
The PDF is deleted right after it is analyzed. The extracted transactions are kept so the report can be shown, and a signed-in user can delete a report at any time.
Something else on your mind? Write to contact@mybankstatementanalysis.com.
Summarize your first statement free
Your first upload is free, with no account or card. If a paid report doesn't match your statement, you get your money back within 14 days.