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Responsible AI
A plain-language description of where AI is used in the product, where users should apply judgment, and what the product does not ask users to do.
Last updated: March 29, 2026
The product uses AI to help extract, categorize, summarize, and explain bank statement data. It is a software tool, not a bank connection, lender, accountant, or fiduciary.
Where AI is used
- Classifying transactions into spending categories.
- Helping interpret OCR output from scanned or photographed statements.
- Generating analysis summaries, trends, and other product explanations.
- Supporting AI-assisted features such as savings tips or follow-up guidance inside the app.
Where users should review results manually
- Merchant names that are ambiguous, abbreviated, or split across multiple lines.
- Scanned statements with blur, low contrast, handwriting, or image noise.
- Edge cases such as foreign currencies, non-standard layouts, or mixed debit-credit conventions.
- Any financial conclusion that will be used for reporting, tax, underwriting, or audit-sensitive work.
What the product does not do
- It does not require bank usernames, passwords, or open-banking credentials.
- It does not move funds, initiate payments, or make account changes.
- It does not replace a licensed accountant, tax adviser, or legal review.
- It does not ask users to trust AI blindly; outputs should be reviewed when accuracy matters.
Related documentation
For stack and provider details, see subprocessors. For file handling and storage, see security and data retention.