SBI statement guide
State Bank of India statementguide
Learn how to download your SBI statement, unlock the PDF password, and categorize every transaction — UPI, NEFT, ATM, EMI.
How it works
Three steps to analyze your statement
Download your statement
Get your SBI PDF from YONO SBI app or Net Banking at onlinesbi.sbi. We show you how below.
Unlock the PDF password
SBI PDFs use your DOB (YONO) or account number (Net Banking). Use our free tool to remove it.
Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NACH, ATM, EMI, NEFT, and DBT transaction automatically.
1.Download your statement
Get your SBI PDF from YONO SBI app or Net Banking at onlinesbi.sbi. We show you how below.
2.Unlock the PDF password
SBI PDFs use your DOB (YONO) or account number (Net Banking). Use our free tool to remove it.
3.Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NACH, ATM, EMI, NEFT, and DBT transaction automatically.
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- CSV export
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
- AI savings opportunities
- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
- Fraud & authenticity scoring
- Priority processing
- Priority support
About SBI
Everything about SBI statements
SBI statement password explained
SBI's PDF password depends on how you download it. YONO SBI app statements use your date of birth in DDMMYYYY format — e.g., 15 March 1985 → 15031985. Net Banking (onlinesbi.sbi) statements use your full account number as the PDF password. If neither works, call SBI: 1800-11-2211 (free, 24/7).
How to download SBI statement (YONO vs Net Banking)
Via YONO SBI app: log in with MPIN → tap account → e-Statement → select period → Download PDF (password: DOB in DDMMYYYY). Via Net Banking at onlinesbi.sbi: My Accounts → e-Statement → select dates → Download (password: account number). SBI provides up to 10 years of statement history via YONO SBI for some account types.
YONO SBI — all-in-one banking platform
YONO (You Only Need One) SBI is India's largest digital banking platform with 65+ million registered users. It combines banking, investments (SBI Mutual Fund, FDs), shopping, insurance, and travel bookings in one app. For account statements, use the e-Statement feature within YONO SBI. The older YONO Lite SBI app still works but YONO SBI is recommended for new features.
SBI statement analysis — the transactions you'll find
SBI is India's largest bank — 500 million+ customers, 22,000+ branches, 65,000+ ATMs. SBI statements include UPI payments (BHIM SBI Pay), NACH auto-debits, SBI mutual fund SIPs, FD interest credits, and government DBT (Direct Benefit Transfer) deposits — subsidy payments from PM-KISAN, LPG, MGNREGA, and pension schemes. Our AI categorizes all of these automatically.
SBI statement for loans & visa
Lenders and embassies typically require 3–6 months of bank statements. Download directly from YONO SBI or Net Banking — accepted by most institutions. For an official bank-certified statement (stamped, signed), visit any SBI branch. SBI merged 5 associate banks (SBH, SBM, SBP, SBBJ, SBT) plus Bharatiya Mahila Bank in April 2017 — over 22,000 branches across India.
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