SBI Bank statement analyzer

Download your SBI statement from YONO or net banking, unlock the PDF password (DOB), and let AI categorize every UPI, NEFT, IMPS and ATM transaction.

Drop your bank statement hereUpload your bank statementorAnalyze my SBI statementPDF from any bank. Scans and photos work too.
  • One free upload
  • No signup
  • Results in 30 seconds

Three steps to analyze your statement

  1. Step 1

    Download your statement

    Get your SBI PDF from YONO SBI or onlinesbi.sbi net banking. Steps below.
  2. Step 2

    Unlock the PDF password

    SBI PDFs are locked with your DOB. Use our free in-browser tool to remove it.
  3. Step 3

    Get AI spending breakdown

    Upload the unlocked PDF — AI categorizes every UPI, NEFT, IMPS and ATM transaction.

Download your SBI statement

OnlineSBI (Net Banking)

onlinesbi.sbi

  1. 1

    Sign in to OnlineSBI

    Visit onlinesbi.sbi → Personal Banking → enter username & password.

  2. 2

    My Accounts → Statement

    Open My Accounts, then click Account Statement.

  3. 3

    Pick account & dates

    Choose savings or current account. Set date range (up to 10 years).

  4. 4

    Download PDF

    Choose PDF format → Submit. Password is your DOB in DDMMYYYY.

YONO SBI App

iOS & Android

  1. 1

    Open YONO SBI

    Log in with M-PIN or biometric on iOS / Android.

  2. 2

    Tap your account

    Select the savings / current account you want a statement for.

  3. 3

    Statement → date range

    Tap Statement, choose dates, then Email / Download PDF.

  4. 4

    Open with DOB password

    Enter DOB DDMMYYYY to unlock the file.

Email statement: SBI sends a monthly e-statement automatically. Activate it from OnlineSBI → Service Requests → e-Statement.

Unlock the PDF password

SBI locks every e-statement PDF. Here's how to open it.

Password formula

DD
Day
MM
Month
YYYY
Year
DDMMYYYY
Your password

Example

Born 15 Feb 19901502199015021990

If DOB doesn't work, try

  1. 1

    First 4 letters of name + DOB DDMM

    e.g. RAJE1502 for Rajesh born 15 Feb

  2. 2

    Last 4 digits of account number

    used for some Net Banking PDFs

  3. 3

    Call SBI customer support

    1800-11-2211 (free, 24/7)

Why is it locked? SBI encrypts every e-statement PDF so only the account holder can open it. The password is unique to your account.

Remove the password permanently

Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.

Pick where you downloaded it

Pick one and the exact password format appears here.

Read the full password guide →

Add the locked PDF

Drop your password-protected PDFTap to upload your PDF

or click to browse · PDF only · max 20MB

Type the password

Free · Processed in your browser · Never uploaded to any server

Now analyze your SBI statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, IMPS, ATM, EMI — and show exactly where your money goes.

Recurring · $564 a year

  • N
    Netflix$15.99
  • S
    Spotify Premium$10.99
  • C
    ChatGPT Plus$20.00
3 recurring$47 a month

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

What your report says

  • Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

  • You saved 25.6% of your income, above the recommended 20%.

  • Transportation costs dropped $45 from January. The new bus pass is paying off.

  • You have 5 active subscriptions totaling $84.96 a month. Review if all are still needed.

See your SBI spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. One free upload, no signup required.

Analyze my SBI statement

Bank statement analyzer pricing

Your first upload is free. Pay once for a single statement, or subscribe if you have many.

Pass

$7once

One statement · no subscription

  • 1 upload, up to 100 pages
  • Every transaction, categorized
  • Subscriptions and savings found
  • Report kept for a year
Try it free first

Pro

Most popular
$12/ month

$144 billed yearly · save 37%

  • Everything in Pass, plus
  • 100 pages every month (~20 statements)
  • Reports kept for as long as you want
  • Priority support

Business

$31/ month

$372 billed yearly · save 37%

  • Everything in Pro, plus
  • 500 pages every month (~100 statements)
  • Never blocked: $0.08 per extra page
  • REST API with your own keys
Your file stays privateSecure checkoutCancel subscriptions anytimeInvoice with every paymentMoney-back guarantee

Everything about SBI bank statements

  • PDF password

    Date of birth (DDMMYYYY)

    YONO format · e.g. born 15 Feb 1990 → 15021990

  • Statement history

    Up to 10 years online

    Via OnlineSBI net banking

  • Mobile app

    YONO SBI

    Available on iOS & Android

SBI bank statement password

Every SBI e-statement — sent by email or downloaded from YONO / OnlineSBI — is password-protected. The most common SBI statement PDF password is your date of birth in DDMMYYYY format. Born 15 February 1990 → password 15021990. If that fails, try the older format (first 4 letters of your name + DOB DDMM) or the last 4 digits of your account number. Still stuck? Call SBI customer care at 1800-11-2211.

How to download your SBI statement

You can download your SBI statement PDF in two ways. From YONO SBI: tap account → Statement → date range → Download / Email. From OnlineSBI at onlinesbi.sbi: My Accounts → Account Statement → choose dates → PDF format → Submit. OnlineSBI gives you up to 10 years of statement history — the longest of any Indian bank.

SBI is India's largest bank

State Bank of India is the largest public-sector bank in India with over 22,000 branches and 60,000+ ATMs. Founded in 1806 as the Bank of Calcutta, it nationalised in 1955. SBI statements use a consistent format across all branches and account types — savings, current, salary, NRE, NRO, fixed deposit, and credit card. Our AI is trained on every variant.

SBI statement analysis

SBI statements list a mix of UPI payments, NEFT/RTGS/IMPS transfers, ATM withdrawals, EMI auto-debits, salary credits, and SIP investments. Our AI reads every transaction line and assigns it to one of 19 categories — groceries, utilities, EMIs, UPI transfers, ATM, and more. You get a Sankey money-flow chart, plus an Excel/CSV export ready for budgeting, tax filing, or loan applications.

SBI statement for loans, ITR & visa

Most lenders and embassies need 3–6 months of bank statements. OnlineSBI PDFs are accepted by all major Indian lenders, ITR filings, and most foreign consulates. For an official bank-certified statement (stamped, signed), visit your nearest SBI branch with your passbook and identity proof. SBI's 22,000+ branches make this one of the easiest banks for in-person verification.

Related topics

  • SBI statement password
  • YONO SBI statement
  • OnlineSBI net banking statement
  • SBI pdf password
  • SBI statement analysis
  • SBI UPI transactions
  • How to open SBI statement pdf
  • SBI statement for visa
  • SBI EMI tracker
  • SBI CSV export
  • SBI statement download
  • SBI spending analysis

SBI bank statement FAQ

What is the password for an SBI bank statement PDF?

The most common SBI e-statement password format is your date of birth in DDMMYYYY (e.g. born 15 Feb 1990 → 15021990). Statements downloaded from YONO SBI or sent by email use this format. If DOB does not work, try the first 4 letters of your name in CAPS plus DOB in DDMM (e.g. RAJE1502), or the last 4 digits of your account number. Still stuck? Call SBI on 1800-11-2211.

How do I download my SBI statement from YONO?

Open YONO SBI on iOS or Android → tap your account → Statement → choose date range → Download / Email PDF. The PDF arrives at your registered email and downloads to your phone. Password is your DOB in DDMMYYYY format.

How do I download my SBI statement from net banking?

Sign in at onlinesbi.sbi → My Accounts → Account Statement → select your account and date range → choose PDF format → Submit. The download is password-protected. Net Banking offers up to 10 years of statement history online.

I tried my DOB but the SBI statement won't open — what else can I try?

Try in this order: (1) DOB in DDMMYYYY (most common, used by YONO), (2) first 4 letters of your name in CAPS + DOB DDMM (older format, e.g. RAJE1502 for Rajesh born 15 Feb), (3) last 4 digits of your account number for some Net Banking PDFs, (4) request a fresh e-statement from YONO and re-test. Still stuck? Call SBI on 1800-11-2211 — it is free, 24/7.

Is the SBI statement format different from other Indian banks?

SBI statements use two-line transaction descriptions for UPI, NEFT, RTGS, IMPS, and ATM withdrawals. Our AI is trained on this format — it reads the merchant name, VPA/UPI handle, transfer reference, and beneficiary into clean columns ready for analysis or export.

How far back can I get SBI statements?

SBI Net Banking (onlinesbi.sbi) keeps up to 10 years of statements online — the longest of any Indian bank. YONO SBI keeps about 5 years. For older records, raise a request from Net Banking → Service Requests → Account Statement, or visit any SBI branch with your passbook and Aadhaar.

Can I analyze my SBI bank statement with AI?

Yes. Unlock your SBI PDF with the DOB password, then upload it here. AI reads every UPI, NEFT, IMPS, RTGS, ATM, EMI and SIP line, categorizes them across 19 buckets, and shows a Sankey money-flow chart in 30 seconds. One free upload, no signup required.

Something else on your mind? Write to contact@mybankstatementanalysis.com.

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