State Bank of India · Public Sector · India

SBI Bank
statement analyzer

SBI Bank statementanalyzer

Download your SBI statement from YONO or net banking, unlock the PDF password (DOB), and let AI categorize every UPI, NEFT, IMPS and ATM transaction.

How to downloadPDF password guideAI categorizationCSV & Excel export
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✓ 1 free analysis · ✓ No signup · ✓ Results in 30 seconds

How it works

Three steps to analyze your statement

1.Download your statement

Get your SBI PDF from YONO SBI or onlinesbi.sbi net banking. Steps below.

2.Unlock the PDF password

SBI PDFs are locked with your DOB. Use our free in-browser tool to remove it.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NEFT, IMPS and ATM transaction.

Step 1

Download your SBI statement

OnlineSBI (Net Banking)
onlinesbi.sbi
1
Sign in to OnlineSBI
Visit onlinesbi.sbi → Personal Banking → enter username & password.
2
My Accounts → Statement
Open My Accounts, then click Account Statement.
3
Pick account & dates
Choose savings or current account. Set date range (up to 10 years).
4
Download PDF
Choose PDF format → Submit. Password is your DOB in DDMMYYYY.
YONO SBI App
iOS & Android
1
Open YONO SBI
Log in with M-PIN or biometric on iOS / Android.
2
Tap your account
Select the savings / current account you want a statement for.
3
Statement → date range
Tap Statement, choose dates, then Email / Download PDF.
4
Open with DOB password
Enter DOB DDMMYYYY to unlock the file.

Email statement: SBI sends a monthly e-statement automatically. Activate it from OnlineSBI → Service Requests → e-Statement.

Step 2

Unlock the PDF password

SBI locks every e-statement PDF. Here's how to open it.

Password formula
DD
Day
+
MM
Month
+
YYYY
Year
=
DDMMYYYY
Your password
Example
Born 15 Feb 1990
1502199015021990
If DOB doesn't work, try
1
First 4 letters of name + DOB DDMM
e.g. RAJE1502 for Rajesh born 15 Feb
2
Last 4 digits of account number
used for some Net Banking PDFs
3
Call SBI customer support
1800-11-2211 (free, 24/7)

Why is it locked? SBI encrypts every e-statement PDF so only the account holder can open it. The password is unique to your account.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browse — PDF only · max 20MB

Where did you download this SBI statement?

Choose the source to see the correct password format.

Full password guide →
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your SBI statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, IMPS, ATM, EMI — and show exactly where your money goes.

Recurring · $564/yr

N
Netflix$15.99
S
Spotify Premium$10.99
C
ChatGPT Plus$20.00
3 recurring$47/mo

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

AI-generated insights

See your SBI spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My SBI Statement →
✓ 1 free analysis · ✓ No signup · ✓ 30 seconds

Statement analyzer pricing

Pro

$19/ month

For heavy files and repeat work

  • 200 PDF pages per month
  • Unlimited visible transactions per report
  • Subscription and recurring charge detection
  • Priority support
Most popular

Business

$49/ month

For lenders, accountants, and teams processing at volume

  • 500 PDF pages per month, then $0.08/page
  • REST API access with your own keys
  • Unlimited visible transactions per report
  • Priority support
Your file stays privateSecure checkoutCancel subscriptions anytime

About SBI

Everything about SBI bank statements

PDF password
Date of birth (DDMMYYYY)
YONO format · e.g. born 15 Feb 1990 → 15021990
Statement history
Up to 10 years online
Via OnlineSBI net banking
Mobile app
YONO SBI
Available on iOS & Android

SBI bank statement password

Every SBI e-statement — sent by email or downloaded from YONO / OnlineSBI — is password-protected. The most common SBI statement PDF password is your date of birth in DDMMYYYY format. Born 15 February 1990 → password 15021990. If that fails, try the older format (first 4 letters of your name + DOB DDMM) or the last 4 digits of your account number. Still stuck? Call SBI customer care at 1800-11-2211.

How to download your SBI statement

You can download your SBI statement PDF in two ways. From YONO SBI: tap account → Statement → date range → Download / Email. From OnlineSBI at onlinesbi.sbi: My Accounts → Account Statement → choose dates → PDF format → Submit. OnlineSBI gives you up to 10 years of statement history — the longest of any Indian bank.

SBI is India's largest bank

State Bank of India is the largest public-sector bank in India with over 22,000 branches and 60,000+ ATMs. Founded in 1806 as the Bank of Calcutta, it nationalised in 1955. SBI statements use a consistent format across all branches and account types — savings, current, salary, NRE, NRO, fixed deposit, and credit card. Our AI is trained on every variant.

SBI statement analysis

SBI statements list a mix of UPI payments, NEFT/RTGS/IMPS transfers, ATM withdrawals, EMI auto-debits, salary credits, and SIP investments. Our AI reads every transaction line and assigns it to one of 19 categories — groceries, utilities, EMIs, UPI transfers, ATM, and more. You get a Sankey money-flow chart, plus an Excel/CSV export ready for budgeting, tax filing, or loan applications.

SBI statement for loans, ITR & visa

Most lenders and embassies need 3–6 months of bank statements. OnlineSBI PDFs are accepted by all major Indian lenders, ITR filings, and most foreign consulates. For an official bank-certified statement(stamped, signed), visit your nearest SBI branch with your passbook and identity proof. SBI's 22,000+ branches make this one of the easiest banks for in-person verification.

Related topics
SBI statement passwordYONO SBI statementOnlineSBI net banking statementSBI pdf passwordSBI statement analysisSBI UPI transactionsHow to open SBI statement pdfSBI statement for visaSBI EMI trackerSBI CSV exportSBI statement downloadSBI spending analysis

FAQ

SBI bank statement FAQ

What is the password for an SBI bank statement PDF?+−
The most common SBI e-statement password format is your date of birth in DDMMYYYY (e.g. born 15 Feb 1990 → 15021990). Statements downloaded from YONO SBI or sent by email use this format. If DOB does not work, try the first 4 letters of your name in CAPS plus DOB in DDMM (e.g. RAJE1502), or the last 4 digits of your account number. Still stuck? Call SBI on 1800-11-2211.
How do I download my SBI statement from YONO?+−
Open YONO SBI on iOS or Android → tap your account → Statement → choose date range → Download / Email PDF. The PDF arrives at your registered email and downloads to your phone. Password is your DOB in DDMMYYYY format.
How do I download my SBI statement from net banking?+−
Sign in at onlinesbi.sbi → My Accounts → Account Statement → select your account and date range → choose PDF format → Submit. The download is password-protected. Net Banking offers up to 10 years of statement history online.
I tried my DOB but the SBI statement won't open — what else can I try?+−
Try in this order: (1) DOB in DDMMYYYY (most common, used by YONO), (2) first 4 letters of your name in CAPS + DOB DDMM (older format, e.g. RAJE1502 for Rajesh born 15 Feb), (3) last 4 digits of your account number for some Net Banking PDFs, (4) request a fresh e-statement from YONO and re-test. Still stuck? Call SBI on 1800-11-2211 — it is free, 24/7.
Is the SBI statement format different from other Indian banks?+−
SBI statements use two-line transaction descriptions for UPI, NEFT, RTGS, IMPS, and ATM withdrawals. Our AI is trained on this format — it reads the merchant name, VPA/UPI handle, transfer reference, and beneficiary into clean columns ready for analysis or export.
How far back can I get SBI statements?+−
SBI Net Banking (onlinesbi.sbi) keeps up to 10 years of statements online — the longest of any Indian bank. YONO SBI keeps about 5 years. For older records, raise a request from Net Banking → Service Requests → Account Statement, or visit any SBI branch with your passbook and Aadhaar.
Can I analyze my SBI bank statement with AI?+−
Yes. Unlock your SBI PDF with the DOB password, then upload it here. AI reads every UPI, NEFT, IMPS, RTGS, ATM, EMI and SIP line, categorizes them across 19 buckets, and shows a Sankey money-flow chart in 30 seconds. Free for the first analysis, no signup.

See your SBI
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

Analyze My Statement Free →
✓ 1 free analysis · ✓ No signup · ✓ Results in 30 seconds