Bank statement PDF
Upload any bank statement PDF — scanned or digital. Get AI categorization, subscriptions spotted, and a CSV & Excel export.
Upload your bank statementUpload statementPDF from any bank. Scans and photos work too.- Encrypted
- PDF deleted after analysis
- No signup
- statements analyzed
- 1,000+
- transactions categorized
- 119,000+
- balance checked every time
- To the cent
- for a typical statement
- About 1 min
Your bank statement analysis report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
Find money you're leaving on the table
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Ask your statement anything
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
See where every dollar went
$4,844 across 7 categories
Your financial health, scored
Spot hidden recurring charges
8 subscriptions found · $349/mo
Three steps to financial clarity
- Step 1
Upload your PDF
Drop any bank statement — scanned image or text-based. Works on phone, tablet, or desktop. - Step 2
AI categorizes everything
Our AI reads each transaction, identifies merchants, and classifies spending into 19 categories. - Step 3
Get clear insights
See your money flow, spending categories, trends, and personalized tips on where to save.
This is not basic OCR. This is intelligence that sees.
Most tools run simple text extraction and call it a day. Our vision algorithm reads layout, context, and meaning — like a human analyst would.
Basic OCR tools
- Dumb text extraction — misses columns, headers, footers
- Breaks on scanned PDFs, photos, and low-res images
- No context awareness — can't tell rent from a refund
- Requires manual cleanup and categorization after
- Fails on non-English statements completely
AI vision engine
- Our vision algorithm reads your statement like a human — layout, tables, and all
- Handles scans, photos, blurry images, and any PDF format
- Understands context: $1,200 to "RESIDENT MGMT" = rent, not shopping
- Auto-categorizes into 19 spending categories — zero manual work
- Works in 35+ languages — Polish, German, French, Arabic, and more
Works with any bank, in any language
Upload bank statements from any country — AI reads Polish, German, French, Spanish and more.
- Chase
- Bank of America
- Wells Fargo
- Citi
- Capital One
- US Bank
- TD Bank
- PNC
- + any other bank
WALMART SUPERCENTER
GroceriesREWE MARKT MÜNCHEN
GroceriesBOULANGERIE PAUL PARIS
Dining OutBIEDRONKA SP. Z O.O.
GroceriesMERCADONA SUPERMERCADO
GroceriesTESCO STORES LTD
Groceries
+ Arabic, Chinese, Italian, Dutch, Portuguese and more — our AI handles it all
Choose the right tool
Need structured extraction next?
Extract transaction data →Need OCR for scans and photos?
Open OCR workflow →Need export formats instead?
Analyze and export →
More than just categories
Find the charges you forgot about
Every transaction is checked for repeat payments, including charges you may not recognize at first glance.
- Monthly, yearly and weekly charges
- What your subscriptions really cost a month
- Free trials that turned into payments
Recurring · $564 a year
- NNetflix$15.99
- SSpotify Premium$10.99
- CChatGPT Plus$20.00
Your money, explained in plain words
A short read on your spending habits and anything unusual, based on every transaction in the statement.
- Unusual spending spikes
- Running balance checked to the cent
- A plain summary of where you stand
What your report says
Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.
You saved 25.6% of your income, above the recommended 20%.
Transportation costs dropped $45 from January. The new bus pass is paying off.
You have 5 active subscriptions totaling $84.96 a month. Review if all are still needed.
Savings tips from your own spending
Each suggestion points at the payments behind it and what it would save you a month, not generic budgeting advice.
- Biggest monthly savings first
- The payments behind each tip
- One clear next step for each
You could save
$227a month
- Eat out less often$180
- Bundle streaming services$12
- Switch to cheaper fuel$35
Bank statement analyzer pricing
Your first upload is free. Pay once for a single statement, or subscribe if you have many.
Pass
One statement · no subscription
- 1 upload, up to 100 pages
- Every transaction, categorized
- Subscriptions and savings found
- Report kept for a year
Pro
Most popular$144 billed yearly · save 37%
- Everything in Pass, plus
- 100 pages every month (~20 statements)
- Reports kept for as long as you want
- Priority support
Business
$372 billed yearly · save 37%
- Everything in Pro, plus
- 500 pages every month (~100 statements)
- Never blocked: $0.08 per extra page
- REST API with your own keys
Bank statement PDF FAQ
What types of bank statement PDFs are supported?
Both text-based PDFs (downloaded from your bank's website) and scanned image PDFs (photographed paper statements) are fully supported. OCR handles scanned documents automatically.
Which banks' PDF statements work?
Any bank worldwide that provides PDF statements — Chase, Bank of America, Wells Fargo, Citi, PNC, Capital One, US Bank, Chime, TD Bank, Navy Federal, Ally, SoFi, Truist, Regions, USAA, and 500+ more. If your bank generates PDF statements, we can analyze them.
How accurate is the PDF extraction?
99%+ accuracy for standard text-based PDF bank statements. For scanned PDFs, accuracy depends on scan quality — clearly scanned documents achieve similar accuracy. The AI flags any transactions it's uncertain about.
Is there a file size or page limit?
PDF files up to 10MB are supported. Anonymous users get one free upload total, ever. That upload analyzes up to 10 PDF pages and shows up to 20 transactions. Free accounts show 50 transactions. Pro includes 100 pages per billing cycle with full transaction visibility, and Business includes 500 pages per billing cycle.
Can I analyze multiple months of PDF statements?
Yes. Upload your first PDF to get the analysis, then use the 'Compare with another month' button to upload a second PDF. The tool overlays both months for a side-by-side spending comparison.
What happens to my PDF after analysis?
Your PDF is deleted right after analysis — we don't keep it on our servers. Only the extracted transaction data is saved to generate your report.
Something else on your mind? Write to contact@mybankstatementanalysis.com.
Analyze your PDF free today.
Upload one bank statement PDF and get results in 30 seconds. No account required for the one-time free upload. Anonymous previews include up to 20 transactions per report.