Analyze Any Bank Statement PDF — Free

Upload your PDF bank statement and get an instant AI breakdown — every transaction extracted, categorized, and visualized. Works with any bank worldwide.

Drop your bank statements hereUpload your bank statements
or click to browse — PDF, JPG or PNG · multiple files supported
Free·No signup·PDF deleted after analysis
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Works with PDF statements from all major banks
ChaseBarclaysHSBCDeutsche BankBNP ParibasINGBank of AmericaSantanderHDFC BankTD BankCommonwealth BankRevolutMonzoN26Wise+ 10,000 banks worldwide

What you get from your PDF statement

Everything a manual review takes hours to produce — in 30 seconds.

Spending breakdown
Every transaction categorized into 19 categories — Housing, Food, Transport, Subscriptions, and more.
Sankey money flow chart
Visual diagram showing where every dollar in your PDF statement went.
AI insights
Personalized tips: subscriptions to cancel, overspending alerts, savings rate calculation.
CSV / Excel export
Download all transactions as a clean spreadsheet — date, description, amount, category.
Month-over-month comparison
Upload multiple PDF statements to compare spending trends across months.
PDF never stored
Your bank statement PDF is processed in memory and discarded immediately. Zero retention.

How it works

1
Upload your bank statement PDF
Drag and drop or click to select your PDF. Text-based and scanned image PDFs both work.
2
AI reads every transaction
Optical character recognition (OCR) extracts text from the PDF, then AI identifies and categorizes every transaction.
3
Review your analysis
See your spending breakdown, Sankey flow chart, subscriptions, and AI-generated savings tips instantly.
4
Export or compare
Download as CSV for Excel/Sheets, or upload another month's PDF to compare spending trends.

Types of bank statement PDFs — and how we handle each

Not all bank statement PDFs are the same. Our tool handles all four common types:

Text-based PDF (digital statement)
Most common
What it is: Downloaded directly from your bank's website or mobile app. Contains selectable text.
How we handle it: Best accuracy. Text is extracted directly — no OCR needed. 99%+ accuracy.
Scanned image PDF
Supported
What it is: A paper statement that was scanned with a scanner or photographed. All content is an image — no selectable text.
How we handle it: Our OCR engine reads the image and extracts all transactions. Accuracy depends on scan quality — clear scans achieve 95%+ accuracy.
Password-protected PDF
Unlock first
What it is: Some banks encrypt PDF statements with your date of birth or account number as the password.
How we handle it: Open the PDF in Adobe Reader or Preview, remove the password (File → Print → Save as PDF), then upload the unlocked version.
Multi-account or business PDF
Supported
What it is: Statements that include multiple accounts or sub-accounts in one PDF (common with business banking).
How we handle it: All accounts within the PDF are extracted. Transactions are separated by account in the output. You can filter by account in the results dashboard.

How to download your bank statement as a PDF

Every major bank lets you download PDF statements from online banking. Here's where to find them for popular banks:

Chase
Log in → Accounts → select account → Statements → choose month → Download PDF
Bank of America
Log in → Accounts → Statements & Documents → eStatements → select month → View Statement → Print/Download
Wells Fargo
Log in → Accounts → Statements → select month → View Statement → Download
Citi
Log in → Accounts → Statements → select account → View Statement PDF
Capital One
Log in → Account → Statements → select month → Download PDF
PNC
Log in → Accounts → Statements → choose statement → Download PDF
US Bank
Log in → Accounts → View Statements → select month → Download
Chime
App → Settings → Documents → Monthly Statements → select month → Download
Don't see your bank? Search "[Bank name] download statement PDF" — every bank with online banking offers this.

Ready to analyze your PDF?

Drop your bank statement PDF and get results in 30 seconds. No account needed.

Analyze My Bank Statement PDF →
Free · 3 pages/month · PDF never stored

Frequently asked questions

What types of bank statement PDFs are supported?+−
Both text-based PDFs (downloaded from your bank's website) and scanned image PDFs (photographed paper statements) are fully supported. OCR handles scanned documents automatically.
Which banks' PDF statements work?+−
Any bank worldwide that provides PDF statements — Chase, Bank of America, Wells Fargo, Citi, PNC, Capital One, US Bank, Chime, TD Bank, Navy Federal, Ally, SoFi, Truist, Regions, USAA, and 500+ more. If your bank generates PDF statements, we can analyze them.
How accurate is the PDF extraction?+−
99%+ accuracy for standard text-based PDF bank statements. For scanned PDFs, accuracy depends on scan quality — clearly scanned documents achieve similar accuracy. The AI flags any transactions it's uncertain about.
Is there a file size or page limit?+−
PDF files up to 10MB are supported. The free tier covers 3 pages per month — most monthly bank statements are 2–4 pages. Paid plans cover 500+ pages or unlimited.
Can I analyze multiple months of PDF statements?+−
Yes. Upload your first PDF to get the analysis, then use the 'Compare with another month' button to upload a second PDF. The tool overlays both months for a side-by-side spending comparison.
What happens to my PDF after analysis?+−
Your PDF is never stored on our servers. It is loaded into memory, processed, and immediately discarded. Only the extracted transaction data is saved to generate your report.
Related guides
How to Analyze a Bank Statement →Bank Statement Example — What It Looks Like →How to Read a Bank Statement →Bank Statement Converter — PDF to CSV →Convert Bank Statement to Excel →Best Bank Statement Analyzers 2026 →Spending Analysis — See Every Dollar →