Bank statementPDF

Upload any bank statement PDF — scanned or digital.

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Your bank statement analysis report

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Spending Overview

February 2026
Total$5k
Housing & Rent
Groceries
Transportation
Dining Out
Utilities & Bills
Health & Fitness
Shopping
78/100
GoodFinancial Health
Savings Rate25.6%
Spending ControlGood
Subscription Load$50/mo
Emergency BufferLow

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

30s
average analysis time
99.2%
categorization accuracy
10,000+
banks supported
Works withChaseBank of AmericaWells FargoCitiCapital OneUS BankTD BankPNC& 10,000+ more

How it works

Three steps to financial clarity

1.Upload your PDF

Drop any bank statement — scanned image or text-based. Works on phone, tablet, or desktop.

2.AI categorizes everything

Our AI reads each transaction, identifies merchants, and classifies spending into 19 categories.

3.Get clear insights

See your money flow, spending categories, trends, and personalized tips on where to save.

AI Vision Technology

This is not basic OCR.
This is intelligence that sees.

Most tools run simple text extraction and call it a day. Our vision algorithm reads layout, context, and meaning — like a human analyst would.

OLD WAY

Basic OCR Tools

  • Dumb text extraction — misses columns, headers, footers
  • Breaks on scanned PDFs, photos, and low-res images
  • No context awareness — can't tell rent from a refund
  • Requires manual cleanup and categorization after
  • Fails on non-English statements completely
OUR WAY

AI Vision Engine

  • Our vision algorithm reads your statement like a human — layout, tables, and all
  • Handles scans, photos, blurry images, and any PDF format
  • Understands context: $1,200 to "RESIDENT MGMT" = rent, not shopping
  • Auto-categorizes into 19 spending categories — zero manual work
  • Works in 35+ languages — Polish, German, French, Arabic, and more

More than just categories

Real financial clarity from your bank statement.

Subscription tracker

Find the charges you forgot about

AI scans every transaction and flags recurring payments, including charges you may not recognize at first glance.

  • Detects monthly, annual, and weekly charges
  • Shows your true monthly subscription cost
  • Spots free trial conversions before they auto-renew

Recurring · $564/yr

N
Netflix$15.99
S
Spotify Premium$10.99
C
ChatGPT Plus$20.00
3 recurring$47/mo

AI Insights

Your finances, explained by AI

Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.

  • Highlights unusual spending spikes
  • Tracks month-over-month trends
  • Summarizes financial health in plain English

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

AI-generated insights

Smart recommendations

Not generic tips — your tips

Every recommendation is based on your actual transactions. See the pattern behind the suggestion and its estimated monthly impact, not vague budgeting advice.

  • Ranks changes by potential monthly impact
  • Names the transaction pattern behind each tip
  • Gives you a concrete next action to review

Potential monthly savings

$227/mo

$
Reduce dining out frequency$180
$
Bundle streaming services$12
$
Switch to cheaper gas$35

Statement analyzer pricing

Pro

$19/ month

For heavy files and repeat work

  • 200 PDF pages per billing cycle
  • Unlimited visible transactions per report
  • Subscription and recurring charge detection
  • Priority support
Most popular

Business

$49/ month

For lenders, accountants, and teams processing at volume

  • 500 PDF pages per billing cycle, then $0.08/page
  • REST API access with your own keys
  • Unlimited visible transactions per report
  • Priority support
Your file stays privateSecure checkoutCancel subscriptions anytime

Works in any language

Upload bank statements from any country — AI reads Polish, German, French, Spanish and more

🇺🇸
WALMART SUPERCENTER
Groceries
🇩🇪
REWE MARKT MÜNCHEN
Groceries
🇫🇷
BOULANGERIE PAUL PARIS
Dining Out
🇵🇱
BIEDRONKA SP. Z O.O.
Groceries
🇪🇸
MERCADONA SUPERMERCADO
Groceries
🇬🇧
TESCO STORES LTD
Groceries

+ Arabic, Chinese, Italian, Dutch, Portuguese and more — our AI handles it all

FAQ

Bank statement PDF FAQ

What types of bank statement PDFs are supported?+−
Both text-based PDFs (downloaded from your bank's website) and scanned image PDFs (photographed paper statements) are fully supported. OCR handles scanned documents automatically.
Which banks' PDF statements work?+−
Any bank worldwide that provides PDF statements — Chase, Bank of America, Wells Fargo, Citi, PNC, Capital One, US Bank, Chime, TD Bank, Navy Federal, Ally, SoFi, Truist, Regions, USAA, and 500+ more. If your bank generates PDF statements, we can analyze them.
How accurate is the PDF extraction?+−
99%+ accuracy for standard text-based PDF bank statements. For scanned PDFs, accuracy depends on scan quality — clearly scanned documents achieve similar accuracy. The AI flags any transactions it's uncertain about.
Is there a file size or page limit?+−
PDF files up to 10MB are supported. Anonymous users get one free upload total, ever. That upload analyzes up to 10 PDF pages and shows up to 20 transactions. Free accounts show 50 transactions. Pro includes 200 pages per billing cycle with full transaction visibility, and Business includes 500 pages per billing cycle.
Can I analyze multiple months of PDF statements?+−
Yes. Upload your first PDF to get the analysis, then use the 'Compare with another month' button to upload a second PDF. The tool overlays both months for a side-by-side spending comparison.
What happens to my PDF after analysis?+−
Your PDF is never stored on our servers. It is loaded into memory, processed, and immediately discarded. Only the extracted transaction data is saved to generate your report.

Analyze your PDF free today.

Upload one bank statement PDF and get results in 30 seconds. No account required for the one-time free upload. Anonymous previews include up to 20 transactions per report.

Analyze your PDF — free →
✓ One free upload · ✓ No signup · ✓ Results in 30 seconds