What is the password for a Kotak Bank statement PDF?

The password for a Kotak Mahindra Bank e-statement PDF is your date of birth in DDMMYYYY format — eight digits, no separators. DOB 15 Aug 1990 → 15081990. Applies to Kotak 811, savings, salary, current, loan, and credit card statements.

Is the Kotak 811 password the same?

Yes. Kotak 811 accounts use the same DDMMYYYY DOB password as regular Kotak statements. The account is fully digital but the e-statement PDF encryption follows the same format as the rest of Kotak Mahindra Bank.

What is the Kotak credit card statement password format?

Same format: DOB in DDMMYYYY. Older Kotak Credit Card statements (pre-2019) used the format: first 4 letters of your name (lowercase) + DDMM of DOB. Try that as fallback if DDMMYYYY doesn't open an old PDF.

How do I download a Kotak statement?

Kotak Mobile Banking app: open the app → tap your account → Statement → select period → Download. Kotak Net Banking: log in at netbanking.kotak.com → Accounts → E-Statement → choose period → Download PDF. Both produce a password-protected PDF.

What if the Kotak password doesn't work?

Confirm DDMMYYYY format (8 digits, leading zeros, no separators). Verify DOB on file at Kotak (Kotak Mobile → Profile). For joint accounts use the primary holder's DOB. For old credit card PDFs try name4 + DDMM. Call Kotak Customer Care on 1860-266-2666 with Aadhaar.

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ReferenceApril 22, 2026·3 min read

Kotak Statement PDF Password: DDMMYYYY Format

Kotak Mahindra Bank PDF password is your date of birth as DDMMYYYY — eight digits, no separators. Same for Kotak 811, savings, salary, current, loan, and credit card e-statements.

Kotak Bank Statement PDF Password: Format & How to Unlock (2026)

Quick answer

The Kotak Mahindra Bank e-statement PDF password is your date of birth in DDMMYYYY format — eight digits, no separators. Example: 15081990 for 15 August 1990.

Kotak uses the standard Indian DDMMYYYY format. This applies to regular Kotak accounts, Kotak 811 digital savings accounts, salary accounts, loan statements, and credit card statements. Full comparison in the Indian bank password guide.

Password format

Format
DDMMYYYY

Examples

15 August 1990 → 15081990
1 January 1985 → 01011985

Password by statement type

Statement type	Password
Savings / salary account	DOB DDMMYYYY
Kotak 811 digital account	DOB DDMMYYYY
Current account	DOB DDMMYYYY
Credit card statement	DOB DDMMYYYY (pre-2019: name 4 letters + DDMM)
Loan statement	DOB DDMMYYYY
Fixed deposit advice	DOB DDMMYYYY

How to unlock

1Download from Kotak Mobile app, 811 app, or Kotak Net Banking
2Open in Adobe Reader, Preview (Mac), or Chrome
3Enter DOB as DDMMYYYY (eight digits)
4To remove the password: File → Print → Save as PDF

DDMMYYYY — 8 digits, leading zeros, no separators
Verify DOB at Kotak Mobile → Profile
For joint accounts, use the primary holder's DOB
For legacy credit card PDFs, try name4 + DDMM format
Call Kotak Customer Care on 1860-266-2666 with Aadhaar

Don't want to type the password every time you open the file? Remove it permanently with our free tool — runs in your browser, the file never leaves your device.

Next steps

Analyze unlocked Kotak PDF — categories, recurring charges, CSV export
UPI / NEFT / IMPS codes — decode every narration on your statement
Kotak statement to Tally Prime / ERP 9 — convert the unlocked PDF to a Tally-ready CSV in under a minute
All Indian bank password formats — HDFC, SBI, ICICI, Axis, YES, PNB, BOB, Canara

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