Web app — no install needed
Bank statement analyzer app
Use the app in your browser on iPhone, Android, or desktop . Upload a bank statement PDF, see categorized spending , and export the result without installing anything.
What you'll get
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
$1,850
Largest expense
$103
Avg / transaction
22
Active days
Saturday
Busiest day
AI Insight
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
Spending breakdown
$4,844 across 7 categories
Financial Health
Recurring · $4,188/yr
Potential monthly savings
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Other tools choke on your statement
Scanned, photographed, blurry, or in another language — we handle it all.
Others
- Can't read scanned statements
- Mixes up columns and dates
- Doesn't understand transaction context
- Manual sorting required
- English only
Our analyzer
- Reads any PDF — scanned, digital, or photo
- Gets columns right every time
- Understands context: $1,200 to "RESIDENT MGMT" = rent
- Auto-categorizes every transaction
- 35+ languages supported
One app for every bank you use
Your bank's app only shows that bank's transactions. If you have a Chase checking account, a Capital One credit card, and an old Citi statement from last year — that's three separate apps, three logins, three incomplete pictures. This bank statement analyzer app works with all of them.
Any bank, any country
Chase, HSBC, Revolut, Barclays, Monzo — upload the PDF and it just works
Old statements too
Switched banks last year? Upload the old PDF — no login or account linking needed
All accounts, one report
Combine months and banks to see total spending across your entire financial life
No API connections, no bank logins, no Plaid linking. You have the PDF — that's all you need. Upload it, get categorized spending, review recurring charges, export to CSV or Excel. Works whether the statement is from this month or five years ago.
When a bank statement analyzer app is the right tool
You want answers, not just rows
If a CSV export alone is not enough, the app is the better entry point. It turns the statement into categories, spending views, and trends you can interpret immediately.
You have more than one bank
Bank-native dashboards stop at one institution. An analyzer app becomes more useful when your money lives across checking, savings, and card statements from different places.
You review statements on mobile
This workflow makes sense when the first review happens on a phone. Upload, scan the findings, then export or revisit on desktop later if needed.
You still need a spreadsheet after
The app is not an alternative to export. It is the fast analysis layer before you decide whether the next step should be CSV, Excel, or an accounting format.
50+ languages
Upload from any country — AI reads local scripts
Smart vision extracts transactions from any format — no matter the bank, country, or language
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Analyze your own statement
Upload a PDF, get your full report in 30 seconds.
Pricing
See where your money goes
Upload a statement and get answers in seconds. No card required.
- 1 analysis / month (up to 25 pages)
- 20 transactions per document
- Auto-categorized transactions
- Money flow visualization
- Export to CSV & Excel
- 500 pages / month
- 100 transactions per document
- Everything in Free
- AI savings advisor chat
- Find hidden subscriptions
- Extract receipts, invoices & tables
- 12 months history
- Unlimited pages
- Unlimited transactions per document
- Everything in Basic
- 5 image recaps / month
- Redact sensitive data
- Fraud & fake-statement detection
- Translate any language
- Priority support
What the analyzer app does with your statement
A bank statement analyzer app takes a raw PDF — full of POS 4829 TESCO EXTRA and DD REF NETFLIX — and turns it into something you can actually use. Every transaction gets a category, subscriptions get flagged, and the full statement becomes a readable report instead of a wall of codes.
AI reads the merchant name
"SQ *COFFEESHOP" → Dining Out. "AMZN MKTP" → Shopping. Works even when descriptions are cryptic.
Export to any format
CSV, Excel, QIF, OFX, or QBO — compatible with QuickBooks, Xero, FreeAgent, and Google Sheets when the report needs to move downstream.
Start on phone, finish on desktop
Check numbers on the bus. Export or compare months on your laptop. One workflow, all devices.
What to review before acting on the app's output
Recurring charges
Check the flagged subscriptions first. They are often the fastest way to turn analysis into an actual decision.
Transfers vs spending
Internal transfers, card payments, and reimbursements are the rows most likely to need a quick human sanity check.
Multi-account context
If you are analyzing only one account, read the output as a partial picture. The app is strongest when you understand what is included and what is still outside the statement set.
Proof & Evaluation
Why this app works better than a bank dashboard or spreadsheet
Use these pages to understand the extraction pipeline, review accuracy assumptions, check supported statement types, and compare app-style analysis with manual workflows.
How It Works
→See how uploads move from PDF or image to structured transactions, categories, and export files.
Accuracy
→Understand what accuracy means for digital PDFs, scanned statements, OCR, categorization, and exports.
Supported Banks
→Check which statement types, regions, and export formats work best with the analyzer and converter.
Best Analyzer Guide
→Comparison-style page for buyers evaluating statement analysis tools and workflows.
Best Converter Guide
→Commercial comparison page for teams choosing a bank statement converter or PDF-to-CSV workflow.
FAQ
Bank statement analyzer app —
questions & answers
Related reading
Best Bank Statement Analyzers (2026)
How the top tools compare on features, accuracy, and export options.
How to Analyze a Bank Statement
What to look for once your data is categorized — patterns, subscriptions, anomalies.
Bank Statements for a Business Loan
How lenders analyze business statements — and how to see what they see.