PDF toQBO

Upload any PDF bank statement and get a .qbo file ready to import into QuickBooks Online or QuickBooks Desktop.

Instant QBO downloadQuickBooks readyAny bank worldwide

Drop your bank statement hereTap to upload your statement

or click to browse — PDF, JPG or PNG

Free·No signup·Deleted after conversion

See the difference

From messy PDF to QuickBooks-ready QBO

Before

bankstatement.pdf

After

<?xml version="1.0"?>
<?OFX OFXHEADER="200"?>
<OFX>
  <BANKMSGSRSV1>
    <STMTTRNRS>
      <STMTRS>
        <BANKTRANLIST>
          <STMTTRN>
            <TRNTYPE>DEBIT
            <DTPOSTED>20250115
            <TRNAMT>-67.42
            <NAME>WHOLEFDS MKT #10247
          </STMTTRN>
          <STMTTRN>
            <TRNTYPE>CREDIT
            <DTPOSTED>20250110
            <TRNAMT>3250.00
            <NAME>PAYROLL - ACME CORP
          </STMTTRN>
        </BANKTRANLIST>
      </STMTRS>
    </STMTTRNRS>
  </BANKMSGSRSV1>
</OFX>

bankstatement.qbo

Works withChaseBank of AmericaWells FargoCitiCapital OneUS BankTD BankPNC& 10,000+ more

How it works

Three steps to a QuickBooks import

Step 1

Upload your PDF

Drag and drop your bank statement — downloaded from your bank or scanned from paper. Both work.

Step 2

AI extracts every transaction

Our AI reads each row, identifies dates, merchants, and amounts, then structures the data for QuickBooks.

Step 3

Download QBO & import into QuickBooks

One click exports a .qbo file — drag it into QuickBooks Online or Desktop and your transactions appear instantly.

1.Upload your PDF

Drag and drop your bank statement — downloaded from your bank or scanned from paper. Both work.

2.AI extracts every transaction

Our AI reads each row, identifies dates, merchants, and amounts, then structures the data for QuickBooks.

3.Download QBO & import into QuickBooks

One click exports a .qbo file — drag it into QuickBooks Online or Desktop and your transactions appear instantly.

Why us

Not just a file converter — a QuickBooks import tool

Generic converter

Produces malformed OFX files

Missing required QBO headers

Dates and amounts jumbled

QuickBooks rejects the import

Needs manual XML editing

This converter

Valid OFX 2.0 format every time

Correct headers QuickBooks expects

AI-parsed transaction structure

Imports cleanly on first try

Ready to use in 30 seconds

Preview

What the QBO export looks like

A valid OFX/QBO file — imports directly into QuickBooks Online or Desktop.

bankstatement.qbo

<?xml version="1.0"?>
<?OFX OFXHEADER="200"?>
<OFX>
  <BANKMSGSRSV1>
    <STMTTRNRS>
      <STMTRS>
        <BANKTRANLIST>
          <STMTTRN>
            <TRNTYPE>DEBIT
            <DTPOSTED>20250115
            <TRNAMT>-67.42
            <NAME>WHOLEFDS MKT #10247
          </STMTTRN>
          <STMTTRN>
            <TRNTYPE>CREDIT
            <DTPOSTED>20250110
            <TRNAMT>3250.00
            <NAME>PAYROLL - ACME CORP
          </STMTTRN>
        </BANKTRANLIST>
      </STMTRS>
    </STMTTRNRS>
  </BANKMSGSRSV1>
</OFX>

The problem

Why you need a PDF to QBO converter

QuickBooks bank feeds stopped working

Your bank's direct connection broke or was discontinued. Use your PDF statements instead — convert them to QBO and import manually.

Bank doesn't support QuickBooks integration

Smaller banks, credit unions, and international banks often don't offer QuickBooks direct connect. PDF statements are all you have.

Importing historical statements

Bank feeds only go back 90 days. Need last year's transactions in QuickBooks? Convert old PDF statements to QBO and import them.

Switching from paper to digital

Scan your paper bank statements, convert the PDFs to QBO, and bring your full financial history into QuickBooks.

Your bookkeeper needs QBO files

Instead of mailing PDFs back and forth, hand your bookkeeper clean QBO files they can import into QuickBooks in seconds.

Multiple bank accounts

Different banks, different PDF formats. Convert them all to one consistent QBO format and import everything into QuickBooks.

Pricing

Simple, transparent pricing

Free

Try it out

3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)

Analyze 3 Pages Free

PDF to QBO converter FAQ

What is a QBO file?+−

QBO (QuickBooks Online Web Connect) is an OFX-based file format designed specifically for importing bank transactions into QuickBooks Online and QuickBooks Desktop. It contains structured transaction data — dates, amounts, descriptions — that QuickBooks can read and categorize automatically.

Is this converter really free?+−

Yes. Up to 3 pages per month with no account needed. Most single-month bank statements fit in 3 pages. Paid plans are available for larger volumes.

Which banks are supported?+−

Any bank worldwide that provides PDF statements: Chase, Barclays, HSBC, Deutsche Bank, BNP Paribas, ING, Santander, HDFC Bank, and 10,000+ banks worldwide.

How do I import a QBO into QuickBooks?+−

In QuickBooks Online: go to Banking → Upload transactions → select your .qbo file. In QuickBooks Desktop: go to File → Import → Web Connect Files → select your .qbo file. QuickBooks will match the transactions to the correct account.

What's the difference between QBO and IIF?+−

QBO is for importing bank transactions — dates, amounts, and descriptions that appear in your bank feeds. IIF (Intuit Interchange Format) is for importing lists, journal entries, and more complex accounting data like chart of accounts and vendor lists.

Will it create duplicate transactions?+−

QuickBooks has built-in duplicate detection. When you import a .qbo file, QuickBooks checks for matching dates, amounts, and descriptions before adding transactions. If you've already entered a transaction manually, QuickBooks will flag it as a potential match rather than creating a duplicate.

Is my data private?+−

Your PDF is processed entirely in memory and discarded immediately after conversion. It is never stored on our servers.

Convert your PDF to QBO — free

No account required. Get a QuickBooks-ready .qbo file in under 30 seconds.

Upload PDF & Convert to QBO

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