Bank statementparser

Upload your bank statement PDF and our AI parser extracts every transaction, identifies merchants, assigns categories, and delivers a clean structured report in 30 seconds.

CSV & Excel exportAI categorizationSpot subscriptions
Drop your bank statement hereTap to upload your statement
or click to browse — PDF, JPG or PNG · multiple files
Free·No signup·Deleted after analysis
... statements analyzed
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See how it works

How parsing works

From raw PDF to structured data

📄
STEP 1

Raw PDF input

Any bank, any format, scanned or digital

🔍
STEP 2

OCR + text extraction

Every transaction line identified

🤖
STEP 3

AI parsing & categorization

Merchant identified, category assigned

✅
STEP 4

Structured output

Dashboard + CSV export ready

Raw bank statement text

Parsed & categorized

WHOLEFDS #0472 AUSTIN TX 02/28

Whole Foods Market

Feb 28

Groceries-$87.43

NETFLIX.COM 866-579-7172 CA 02/27

Netflix

Feb 27

Subscriptions-$15.99

SHL*SHELL OIL 57543987302 02/26

Shell Gas Station

Feb 26

Transport-$52.10

PAYROLL DEP ACME CORP 02/25

Payroll Deposit

Feb 25

Income+$4,250.00

Parsed statement output

mybankstatementanalysis.com/results

Account Balance

$2,165.63

Feb 1Feb 8Feb 15Feb 22Feb 28

Total Spent

$6,284.37

~$224/day avg

Savings Rate

25.6%

78/100
GoodFinancial Health
Savings Rate25.6%
Spending ControlGood
Subscription Load$50/mo
Emergency BufferLow

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

30s
average parse time
95%+
extraction accuracy
10K+
banks supported

Parsed output

Every transaction, clean and structured

The parser extracts dates, descriptions, amounts, and merchant names — then assigns each transaction to a category automatically.

Recent Transactions

47 transactions this month

W

Whole Foods Market

Feb 28

-$87.43
S

Shell Gas Station

Feb 27

-$52.10
U

Uber Eats

Feb 27

-$34.50
A

Amazon Prime

Feb 26

-$14.99
P

Payroll Deposit

Feb 25

+$4250.00
E

Electric Company

Feb 25

-$142.30
T

Target

Feb 24

-$63.21
S

Starbucks

Feb 23

-$6.75
C

CVS Pharmacy

Feb 22

-$28.50
T

Trader Joe's

Feb 21

-$94.12
Parses statements fromChaseBank of AmericaWells FargoBarclaysHSBCCitiTD Bank& 10,000+ more

What you get

More than just categories —
real financial clarity

Subscription tracker

Find the charges you forgot about

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

AI scans every transaction and automatically flags recurring payments. Most people discover at least one subscription they'd forgotten — and cancel it the same day.

  • Detects monthly, annual, and weekly charges
  • Shows your true monthly subscription cost
  • Spots free trial conversions before they auto-renew

AI Insights

Your finances, explained by AI

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

Get a personalized breakdown of your spending habits, trends, and anomalies. AI reads every transaction so you don't have to — and tells you what actually matters.

  • Highlights unusual spending spikes instantly
  • Tracks month-over-month trends automatically
  • Summarizes your financial health in plain English

Smart recommendations

Not generic tips — your tips

Savings Opportunities

Reduce dining out frequency$180
Bundle streaming services$12
Switch to cheaper gas$35
Total per month$227

Every recommendation is generated from your actual transactions. If you spent $340 on restaurants this month, AI tells you exactly what that means and what to do.

  • Based on your real spending patterns
  • Specific dollar amounts, not vague advice
  • Actionable in under 5 minutes

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

FAQ

Bank statement parser FAQ

What is a bank statement parser?+−
A bank statement parser is software that reads your bank statement PDF and extracts structured data from it — every transaction date, description, and amount — then organizes that data into a usable format like a spreadsheet or categorized report. Ours goes further: it also classifies each transaction into 19 spending categories using AI.
How does AI bank statement parsing work?+−
You upload your bank statement PDF. Our parser first uses OCR (optical character recognition) to read the text if it's a scanned document, or extracts text directly if it's a digital PDF. Then AI reads each transaction line, identifies the merchant, maps it to a spending category, and structures the output. The whole process takes about 30 seconds.
What banks does the parser support?+−
The parser works with PDF statements from any bank worldwide — Chase, Bank of America, Wells Fargo, Barclays, HSBC, Deutsche Bank, ING, Santander, Commonwealth Bank, HDFC, and 10,000+ more. Every bank formats statements slightly differently, and our AI handles all of them.
What format does the parsed output come in?+−
You get a full visual dashboard showing categorized spending, a Sankey money flow chart, and a complete transaction list. You can also export everything as a CSV file — date, description, amount, and category for every transaction — ready to import into Excel, Google Sheets, or any accounting software.
Can it parse scanned or photographed bank statements?+−
Yes. For image-based PDFs or uploaded JPG/PNG photos of statements, Google Cloud Vision OCR first converts the image to text, then our AI parses and categorizes the extracted transactions. Clear, well-lit photos of printed statements work well.
Is this the same as a bank statement converter?+−
Parsing and converting overlap but aren't identical. Parsing means extracting and structuring the raw data. Converting usually means changing the file format (PDF to CSV, PDF to Excel). Our tool does both: it parses all transactions from your PDF and lets you export the structured data as a CSV.
Is bank statement parsing free?+−
Yes — the first 3 pages of your bank statement are parsed for free, no signup or credit card required. Most single-month statements fit in 3 pages. Paid plans start at $9/month for larger volumes.

Parse your bank statement — free today.

Upload any PDF bank statement and get clean, structured, categorized data in 30 seconds. No signup, no install.

Parse My Bank Statement Free →
✓ 3 pages free · ✓ No signup · ✓ CSV export included