mybankstatementanalysis · Blog
Practical articles on bank statements, spending, redaction, and personal finance. Clear answers, no filler.
149 articles
Yes — bank statements are required in almost every divorce. Learn what financial documents you must disclose, how far back courts look, what happens if your spouse hides assets, and how to protect yourself.
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Using a fake bank statement is fraud — a federal crime carrying fines and prison time. Learn the exact legal consequences, how fake statements are detected, and what happens when you get caught.
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Executors must show bank statements to beneficiaries upon request — typically within 30–60 days. Learn what beneficiaries are entitled to see, how long records must be kept, and what to do if an executor refuses.
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See how mortgage lenders verify bank statements using bank confirmation, asset-verification APIs, document review, and cross-checks with other records. This page is the lender-process explainer, not the verification tool.
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Need to share your bank statement but want to hide sensitive info? Learn exactly what to redact, what to leave in, and the safest tools for redacting PDFs and paper statements — for landlords, loans, visas, and more.
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A bank statement is NOT a utility bill — but both are accepted as proof of address in most situations. Learn when a bank statement works, when you actually need a utility bill, and what to do if you have neither.
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POS = Point of Sale (a card swipe or tap). Quick guide to every POS label: POS debit, POS purchase, POS hold, POS refund, POS AUTH. Includes what to do if you don't recognize a POS charge.
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ITF on a bank statement stands for "In Trust For" — a designation that names a beneficiary who receives the account funds when the owner dies. Learn how ITF accounts work, how they differ from POD, and what it means for your estate.
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YTD stands for Year-to-Date. This guide explains every YTD field on your paycheck stub — gross pay, net pay, taxes, and deductions — with real examples and a sample paycheck.
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CORP E CHECK or CORP E CORP E CHECK on a bank statement is a corporate electronic check — an ACH payment from a company. Learn what it means, common sources like payroll and insurance, and when to worry.
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QIF (Quicken Interchange Format) is a legacy file format for importing bank transactions into Quicken and older accounting software. Learn what QIF is, how it compares to CSV and OFX, and the easiest way to get your bank statement data into any format.
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Applying for a HELOC? Lenders typically require 2–3 months of bank statements. Learn what they look for, how to prepare, and how to spot issues before submitting your application.
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