mybankstatementanalysis · Blog

Guides, examples & analysis

Practical articles on bank statements, spending, redaction, and personal finance. Clear answers, no filler.

242 articles

Source of funds vs proof of funds
FeaturedGuide

Source of funds vs proof of funds

Read article →May 16, 2026 · 8 min read
What counts as income on a bank statement
GuideMay 16, 2026·7 min read

What counts as income on a bank statement

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What DDA debit means
GuideMay 16, 2026·5 min read

What DDA debit means

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What loan reviewers are trying to prove
MortgageMay 16, 2026·8 min read

What loan reviewers are trying to prove

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Why reviewers care about large deposits
GuideMay 16, 2026·7 min read

Why reviewers care about large deposits

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How to Calculate Average Monthly Balance from Your Bank Statement
GuideMay 9, 2026·5 min read

How to Calculate Average Monthly Balance from Your Bank Statement

Step-by-step guide to calculating average monthly balance for loans, mortgages, and visa applications. Includes the manual method and a free tool that does it automatically from your PDF.

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AMZN RETA / Amazon RETA on Bank Statement: What It Means & Is It Real?
GuideMay 5, 2026·5 min read

AMZN RETA / Amazon RETA on Bank Statement: What It Means & Is It Real?

AMZN RETA on your bank statement is an Amazon retail purchase — same as AMAZON.COM, just abbreviated by your bank. Here's how to verify the charge, match it to your order, and dispute it if it's not yours.

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How to Cancel National General Insurance & Stop NGIC ACH Debits (Step-by-Step)
GuideMay 5, 2026·6 min read

How to Cancel National General Insurance & Stop NGIC ACH Debits (Step-by-Step)

Cancel a National General / NGIC policy in 3 steps: call 1-888-293-5108, email policy.cancel@nationalgeneral.com, or stop the ACH debit at your bank. Includes refund timing, dispute rules, and what happens to escrow.

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Teller Transaction Credit: What It Means on Your Bank Statement (BofA, Chase)
GuideMay 5, 2026·4 min read

Teller Transaction Credit: What It Means on Your Bank Statement (BofA, Chase)

Teller transaction credit means an in-person deposit made at a teller window — cash or check, processed by a bank employee. See exactly what it looks like on Bank of America, Chase & Wells Fargo, and how long it takes to clear.

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Bank Statement Analysis Software vs Online Tools: Comparison (2026)
ComparisonMay 4, 2026·8 min read

Bank Statement Analysis Software vs Online Tools: Comparison (2026)

Compare bank statement analysis software and online tools. See which features matter — OCR accuracy, categorization, exports, privacy, pricing — and which option fits your workflow.

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Bank Statement Analysis: The Complete 2026 Guide
GuideMay 4, 2026·14 min read

Bank Statement Analysis: The Complete 2026 Guide

Bank statement analysis turns raw PDF transactions into income, spending, and risk insights. Learn the methodology lenders, accountants, and analysts use — plus how to automate it with AI.

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Bank Statement for GST Filing in India: Reconciling GSTR-1, 2B & 3B (2026)
GuideMay 4, 2026·10 min read

Bank Statement for GST Filing in India: Reconciling GSTR-1, 2B & 3B (2026)

GST registration and monthly/quarterly return filing requires reconciling outward supplies (GSTR-1), input tax credit (GSTR-2B), and tax payment (GSTR-3B) against your bank statement. Here's how to extract sales receipts, vendor payments, and tax challan debits from any Indian bank PDF.

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