mybankstatementanalysis · Blog
Practical articles on bank statements, spending, redaction, and personal finance. Clear answers, no filler.
149 articles
Learn how to stop overspending with practical strategies backed by behavioral psychology. Identify emotional triggers, break bad habits, and take control of your money.
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Learn how to track your monthly expenses — from simple bank statement reviews to automated AI tools. Find the method that fits your life and stick with it.
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Everything you need to start a no-spend challenge — clear rules, preparation steps, a week-by-week survival guide, and what to do with the money you save.
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Learn what sinking funds are, how they differ from an emergency fund, the most common sinking fund categories, and how to calculate and fund them from your current spending.
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Learn how to calculate your spending-to-income ratio, what healthy percentages look like by category (housing, food, transport), and what ratios lenders check before approving you.
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Learn the 50/30/20 budget rule — spend 50% on needs, 30% on wants, and save 20%. Step-by-step guide with real examples, common mistakes, and how to check if you follow it.
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Lifestyle creep happens when your spending rises as fast as your income, leaving you no better off financially. Learn the warning signs, real examples, and how to prevent it.
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Understand personal cash flow — what it means, how to calculate it, the difference between positive and negative cash flow, and how to visualize your money flow with Sankey diagrams.
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Not sure where your money goes each month? Here's how to track your spending, find hidden costs, and finally see a clear picture of your finances — with or without an app.
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Learn how zero-based budgeting works — assign every dollar of income to a specific purpose so your income minus expenses equals zero. Step-by-step guide with examples and common mistakes.
Read budgeting guide →![What Does [Service] Show As on a Bank Statement?](/_next/image?url=https%3A%2F%2Fimages.pexels.com%2Fphotos%2F7821470%2Fpexels-photo-7821470.jpeg%3Fauto%3Dcompress%26cs%3Dtinysrgb%26dpr%3D2%26h%3D650%26w%3D940&w=3840&q=75)
Confused by a charge on your bank statement? We decoded what OnlyFans, Amazon, DoorDash, Paddle.net, SQSP, Venmo, Comenity Pay, WMT Plus, TPG Products, and 30+ other services actually show up as.
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Learn how bank statement loans work for self-employed borrowers, how lenders calculate income, what documentation is common, and how to compare loan offers.
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