mybankstatementanalysis · Blog
Practical articles on bank statements, spending, redaction, and personal finance. Clear answers, no filler.
149 articles
Index funds let you own hundreds of companies for fractions of one percent in fees. Learn what they are, why they beat most actively managed funds, and exactly how to start investing in them.
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Federal Reserve data on median net worth by age — and why the averages are misleading. Includes decade-by-decade breakdown, what your net worth is made of, and how to catch up.
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Pay yourself first means saving before you spend — not from what's left over. Learn why it outperforms every budgeting method, how much to save, and how to set it up in 4 steps.
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A Roth IRA offers tax-free growth and tax-free withdrawals in retirement. Learn the 2026 contribution limits, income limits, backdoor Roth, 5-year rule, and when Roth beats Traditional.
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The average tax refund is $3,089. Here's how to allocate it using a smart priority stack — plus why a big refund might mean you're giving the IRS an interest-free loan.
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See apple.com/bill or APPLE DIGITAL SERVICES on your statement? It's an App Store, iCloud, Apple Music, or Apple TV+ charge. Full list of 10 Apple billing codes + how to find what you were charged for.
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See GOOGLE, GP PAYMENTS, or 1600 AMPHITHEATRE PARKWAY on your bank statement? It's a Google Play, YouTube, Google One, or Google Ads charge. Every code explained + how to identify and cancel.
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See MSFT, MICROSOFT, or MSBILL.INFO on your bank statement? It's a Microsoft 365, Xbox, OneDrive, or Azure charge. Every code explained + how to check your Microsoft account and cancel.
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Learn what debt-to-income ratio is, how to calculate it from your bank statement, what lenders consider a good DTI, and proven strategies to lower yours.
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A comprehensive list of financial goals for short-term (0-1 year), medium-term (1-5 years), and long-term (5+ years) — with the SMART framework to make each one actionable.
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Give yourself a complete financial health checkup. Check your savings rate, debt ratio, emergency fund, spending habits, and net worth — with a simple scoring system.
Read guide →A step-by-step money audit that finds hidden savings in your bank statement. Most people discover $200-400/month in waste they didn't know about.
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