PNB statement guide
PNB statementguide
Download your Punjab National Bank statement, unlock the PDF password, and let AI analyze every transaction — UPI, NEFT, ATM, EMI.
How it works
Three steps to analyze your statement
Download your statement
Get your PNB PDF from PNB ONE app or Net Banking. We show you how below.
Unlock the PDF password
PNB PDFs are locked with your DOB. Use our free tool below to remove it instantly.
Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, and EMI transaction automatically.
1.Download your statement
Get your PNB PDF from PNB ONE app or Net Banking. We show you how below.
2.Unlock the PDF password
PNB PDFs are locked with your DOB. Use our free tool below to remove it instantly.
3.Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, and EMI transaction automatically.
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- CSV export
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
- AI savings opportunities
- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
- Fraud & authenticity scoring
- Priority processing
- Priority support
About Punjab National Bank
Everything about PNB statements
PNB statement PDF password
All PNB e-statements are password-protected. The PNB statement PDF password is your date of birth in DDMMYYYY format — for example, 22 April 1988 becomes 22041988. If DOB doesn't work, try last 4 digits of account number. Call 18001802222 for help.
OBC and United Bank merger — what changed
Oriental Bank of Commerce (OBC) and United Bank of India merged into Punjab National Bank in April 2020. All OBC and United Bank accounts were migrated to PNB. Your OBC or United Bank statement history is now accessible through netpnb.com and PNB ONE. The OBC and United Bank apps no longer work — use PNB ONE instead.
How to download your PNB statement
Download your PNB statement PDF via PNB ONE app: tap your account → Account Statement → select period → Download PDF. Via Net Banking at netpnb.com: Accounts → Account Statement → select date range → Download. PNB provides up to 3 years of statement history.
About Punjab National Bank
Punjab National Bank (PNB) is India's 2nd oldest PSU bank, established in 1894 in Lahore (now Pakistan). After merging OBC and United Bank of India in 2020, PNB became one of India's largest banks with 10,000+ branches and over 180 million customers. PNB ONE is the official mobile banking app for all accounts.
PNB statement for loans & visa
Lenders and embassies require 3–6 months of bank statements. Download directly from PNB ONE or netpnb.com — accepted by most institutions. For an official certified statement (stamped, signed), visit any PNB branch. With 10,000+ branches, PNB is one of India's most widely accessible banks.
FAQ