Bank of Baroda · Public Sector · Incl. Dena & Vijaya

Bank of Baroda
statement guide

Bank of Baroda statementguide

Download your Bank of Baroda statement, unlock the PDF password, and let AI analyze every transaction — UPI, NEFT, ATM, EMI.

How to downloadPDF password guideAI categorizationCSV & Excel export
Get started — it's free
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Three steps to analyze your statement

1.Download your statement

Get your Bank of Baroda PDF from Baroda M-Connect Plus or Net Banking. We show you how below.

2.Unlock the PDF password

BOB PDFs are locked with your DOB. Use our free tool below to remove it instantly.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, and EMI transaction automatically.

Step 1

Download your Bank of Baroda statement

Net Banking
bankofbaroda.in
1
Log in to Net Banking
Visit bankofbaroda.in → sign in with User ID & password.
2
Account → Statement
Navigate to Account menu, then select Statement.
3
Select account & date range
Choose your account and set the date range.
4
Download PDF
Hit Download PDF. Password is your date of birth (DDMMYYYY).
Baroda M-Connect Plus App
iOS & Android
1
Open Baroda M-Connect Plus
Log in with MPIN on the Baroda M-Connect Plus app (iOS & Android).
2
Select your account
Select your savings or current account from the home screen.
3
Account Statement → Download
Tap Account Statement → select period → Download.
4
Open with DOB password
Enter DOB in DDMMYYYY format to open the file.

Dena & Vijaya Bank customers: Dena Bank and Vijaya Bank merged into Bank of Baroda in April 2019. Former Dena and Vijaya customers now use Baroda M-Connect Plus and bankofbaroda.in.

Step 2

Unlock the PDF password

Bank of Baroda locks every e-statement PDF. Here's how to open it.

Password formula
DD
Day
+
MM
Month
+
YYYY
Year
=
DDMMYYYY
Your password
Example
Born 5 Jul 1987
0507198705071987
If DOB doesn't work, try
1
Last 4 digits of account number
e.g. 7821
2
Customer ID
Found on passbook or debit card letter
3
Call BOB support
1800-5700 (free)

Why is it locked? Bank of Baroda encrypts e-statements for security. Your DOB password keeps your data safe.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browsePDF only · max 20MB
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your Bank of Baroda statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, ATM withdrawals, EMIs — and show you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Bank of Baroda spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My BOB Statement →
✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About Bank of Baroda

Everything about Bank of Baroda statements

PDF password
Date of birth (DDMMYYYY)
e.g. born 5 Jul 1987 → 05071987
Statement history
Up to 2 years online
Via Baroda M-Connect Plus or Net Banking
Mobile app
Baroda M-Connect Plus
Available on iOS & Android

Bank of Baroda statement PDF password

All Bank of Baroda e-statements are password-protected. The Bank of Baroda statement PDF password is your date of birth in DDMMYYYY format — for example, 5 July 1987 becomes 05071987. If DOB doesn't work, try the last 4 digits of your account number. Call 1800-5700 for help.

Dena Bank and Vijaya Bank merger — what changed

Dena Bank and Vijaya Bank merged into Bank of Baroda in April 2019. All accounts, balances, and statement history were migrated to BOB. Your Dena Bank or Vijaya Bank statement history is now accessible through bankofbaroda.in. The Dena Bank and Vijaya Bank apps no longer work — use Baroda M-Connect Plus instead.

How to download your BOB statement

Download your Bank of Baroda statement PDF via Baroda M-Connect Plus: tap your account → Account Statement → select period → Download. Via Net Banking at bankofbaroda.in: Account → Statement → select date range → Download. Both provide up to 2 years of statement history.

About Bank of Baroda

Bank of Baroda (BOB) is India's 2nd largest PSU bank after SBI. Founded in 1908 in Baroda (Vadodara), BOB absorbed Dena Bank and Vijaya Bank in 2019, expanding to 8,000+ branches globally. BOB has a strong international presence across 17 countries and serves both retail and NRI customers.

BOB statement for loans & visa

Lenders and embassies require 3–6 months of bank statements. Download directly from Baroda M-Connect Plus or Net Banking — accepted by most institutions. For an official bank-certified statement (stamped, signed), visit any Bank of Baroda branch. With 8,000+ global branches, BOB is highly accessible.

Related topics
Bank of Baroda statement passwordBaroda M-Connect appBOB net banking statementDena Bank statementVijaya Bank statementBank of Baroda PDF passwordBOB statement analysisBank of Baroda UPIBOB statement for visaBOB CSV exportBank of Baroda downloadBOB spending analysis

FAQ

Bank of Baroda statement FAQ

What is the Bank of Baroda statement PDF password?+
Bank of Baroda e-statement PDF password is your Date of Birth in DDMMYYYY format. E.g. born 5 July 1987 → password 05071987. If DOB fails, try last 4 digits of account number. Call BOB: 1800-5700.
How do I download my Bank of Baroda statement via net banking?+
Log in at bankofbaroda.in with your User ID & password → Account → Statement → select account and date range → Download PDF. Password is your DOB (DDMMYYYY).
How do I download Bank of Baroda statement from Baroda M-Connect Plus?+
Open Baroda M-Connect Plus app → log in with MPIN → select your account → Account Statement → select period → Download. Opens with DOB (DDMMYYYY) password.
What happened to Dena Bank and Vijaya Bank accounts after the merger?+
Dena Bank and Vijaya Bank merged into Bank of Baroda in April 2019. All Dena Bank and Vijaya Bank accounts were migrated to Bank of Baroda. Your statement history is now accessible through bankofbaroda.in and Baroda M-Connect Plus using your BOB credentials.
Can former Dena Bank customers use Baroda M-Connect Plus?+
Yes. After the 2019 merger, all Dena Bank and Vijaya Bank customers were transitioned to Bank of Baroda. Download Baroda M-Connect Plus and log in with your Bank of Baroda credentials to access statements including pre-merger history.
How far back can I get Bank of Baroda statements?+
Bank of Baroda Net Banking provides up to 2 years of statement history online. For older records, including pre-2019 Dena Bank or Vijaya Bank statements, visit any Bank of Baroda branch.
Can I analyze my Bank of Baroda statement with AI?+
Yes. Unlock with DOB password, upload to mybankstatementanalysis — AI categorizes UPI, NEFT, ATM, EMI, and other transactions from Bank of Baroda accounts including migrated Dena and Vijaya Bank accounts.

See your Bank of Baroda
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

Analyze My Statement Free →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds