Kotak Bank
statement guide
Kotak Bank statementguide
Learn how to download your Kotak Mahindra Bank statement, unlock the PDF password, and categorize every transaction — UPI, NEFT, ATM, EMI.
How it works
Three steps to analyze your statement
Download your statement
Get your Kotak Bank PDF from Kotak Mobile Banking app or Net Banking. We show you how below.
Unlock the PDF password
Kotak Bank PDFs are locked with your DOB. Use our free tool below to remove it instantly.
Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, EMI, and SIP transaction automatically.
1.Download your statement
Get your Kotak Bank PDF from Kotak Mobile Banking app or Net Banking. We show you how below.
2.Unlock the PDF password
Kotak Bank PDFs are locked with your DOB. Use our free tool below to remove it instantly.
3.Get AI spending breakdown
Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, EMI, and SIP transaction automatically.
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- CSV export
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
- AI savings opportunities
- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
- Fraud & authenticity scoring
- Priority processing
- Priority support
About Kotak Mahindra Bank
Everything about Kotak Bank statements
Kotak Bank statement PDF password
All Kotak Bank e-statements are password-protected. The Kotak Bank statement PDF password is your date of birth in DDMMYYYY format — for example, 18 August 1992 becomes 18081992. If DOB doesn't work, try the last 4 digits of your account number. For help, call 1860-266-2666.
How to download Kotak 811 statement
Kotak 811 is India's most popular zero-balance digital savings account. To download your Kotak 811 statement, open the Kotak Mobile Banking app → tap your 811 account → Statement → select date range → Download PDF. The same DOB password applies. The Kotak 811 account was launched to bring digital banking to first-time customers.
How to download your Kotak Bank statement
Download your Kotak statement PDF via Kotak Mobile Banking app: tap account → Statement → select dates → Download PDF. Via Net Banking at netbanking.kotak.com: Accounts → Account Statement → select range → Download. Kotak provides up to 2 years of statement history online.
About Kotak Mahindra Bank
Kotak Mahindra Bank is India's 4th largest private sector bank. Founded in 1985 as a finance company, it became a full bank in 2003. In 2015, Kotak acquired ING Vysya Bank, expanding to 1,800+ branches. Kotak is also known for its strong mutual fund arm (Kotak MF) — making it easy to spot SIP transactions in your Kotak statement.
Kotak statement for loans & visa
Lenders and embassies require 3–6 months of bank statements. Download directly from Kotak Mobile or Net Banking — accepted by most institutions. For an official certified statement (stamped, signed), visit any Kotak branch. For older records beyond 2 years, a branch visit is required.
FAQ