Bank of India · Public Sector · Est. 1906

Bank of India
statement guide

Bank of India statementguide

Learn how to download your Bank of India statement, unlock the PDF password, and categorize every transaction — UPI, NEFT, ATM, EMI.

How to downloadPDF password guideAI categorizationCSV & Excel export
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How it works

Three steps to analyze your statement

1.Download your statement

Get your Bank of India PDF from BOI Mobile Banking or Net Banking. We show you how below.

2.Unlock the PDF password

Bank of India PDFs are locked with your DOB. Use our free tool below to remove it instantly.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, and EMI transaction automatically.

Step 1

Download your Bank of India statement

Net Banking
bankofindia.co.in
1
Log in to Net Banking
Visit bankofindia.co.in → sign in with User ID & password.
2
Accounts → E-Statement
Open the Accounts menu, then select E-Statement.
3
Select account & date range
Choose your account. Set dates (up to 2 years).
4
Download PDF
Hit Download PDF. Password is your date of birth (DDMMYYYY).
BOI Mobile Banking App
iOS & Android
1
Open BOI Mobile
Log in with MPIN.
2
Select your account
Tap savings or current account.
3
Account Statement
Select dates → Download.
4
Open with DOB password
Enter DOB in DDMMYYYY format to open.

Global presence: Bank of India operates a network of 5,100+ branches worldwide including international branches in London, New York, Tokyo, and Singapore.

Step 2

Unlock the PDF password

Bank of India locks every e-statement PDF. Here's how to open it.

Password formula
DD
Day
+
MM
Month
+
YYYY
Year
=
DDMMYYYY
Your password
Example
Born 20 Jul 1987
2007198720071987
If DOB doesn't work, try
1
Last 4 digits of account number
e.g. 3342
2
PAN card last 4 digits
e.g. 1234
3
Call BOI support
1800-220-229 (free) or 022-4091-9191

Why is it locked? Bank of India encrypts all e-statements for your security. Your DOB password is unique — only you can unlock it.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browsePDF only · max 20MB
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your Bank of India statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, ATM withdrawals, EMIs — and show you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Bank of India spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My BOI Statement →
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Pricing

Simple, transparent pricing

Free
Free
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  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
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$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About Bank of India

Everything about Bank of India statements

PDF password
Date of birth (DDMMYYYY)
e.g. born 20 Jul 1987 → 20071987
Statement history
Up to 2 years online
Via BOI Mobile or Net Banking
Mobile app
BOI Mobile Banking
Available on iOS & Android

Bank of India statement password

All Bank of India e-statements downloaded via Net Banking or BOI Mobile are password-protected. The Bank of India statement PDF password is your date of birth in DDMMYYYY format — for example, 20 July 1987 becomes 20071987. If that doesn't work, try the last 4 digits of your account number. For help, call BOI at 1800-220-229 (toll-free).

How to download your Bank of India statement

You can download your BOI statement PDF in two ways. Via BOI Mobile Banking app: tap your account → Account Statement → select dates → Download. Via Net Banking at bankofindia.co.in: go to Accounts → E-Statement → select date range → Download. Both provide up to 2 years of statement history.

Bank of India — India's oldest international bank

Bank of India was established in 1906, headquartered in Mumbai. It is one of India's oldest and most internationally established PSU banks, with branches in London, New York, Tokyo, Singapore, and other major cities worldwide. BOI has 5,100+ branches in India and globally.

Bank of India statement analysis

BOI statements contain UPI payments, NEFT/RTGS transfers, ATM withdrawals, EMI auto-debits, and SIP investments. Our AI reads every transaction line and assigns it to one of 19 categories. You get a Sankey money flow chart showing income vs. spending at a glance, plus an Excel/CSV export.

Bank of India statement for loans & visa

Lenders and embassies typically require 3–6 months of bank statements. Download PDF statements from BOI Mobile or Net Banking — accepted by most institutions. For an official bank-certified statement (stamped, signed), visit any of BOI's 5,100+ branches with your identity proof.

Related topics
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FAQ

Bank of India statement FAQ

What is the Bank of India statement PDF password?+
The Bank of India e-statement PDF password is your Date of Birth in DDMMYYYY format. For example, born 20 July 1987 → password is 20071987. If DOB fails, try the last 4 digits of your account number. Call BOI at 1800-220-229 (free).
How do I download my Bank of India statement online?+
Log in to Bank of India Net Banking at bankofindia.co.in. Go to Accounts → E-Statement → select date range → Download PDF. Up to 2 years of online statement history.
How do I download BOI statement from the mobile app?+
Open BOI Mobile Banking app (iOS/Android), log in with MPIN → tap account → Account Statement → select dates → Download. PDF is password-protected with your DOB.
What is the BOI customer care number?+
Bank of India customer care: 1800-220-229 (toll-free), 022-4091-9191. IVRS: 1800-103-1906. Available 24/7.
How do I get a Bank of India mini-statement?+
SMS "MINI" to 9810558585 from your registered mobile. For balance, SMS "BAL" to 9810558585. Missed call for balance: 1800-220-229.
How far back can I get Bank of India statements?+
BOI provides up to 2 years online. For older statements, visit any BOI branch with account details and identity proof. BOI has 5,100+ branches across India and globally.
Can I analyze my Bank of India statement with AI?+
Yes. Unlock your BOI PDF with the DOB password, upload to mybankstatementanalysis — AI categorizes all UPI, NEFT, RTGS, ATM and EMI transactions automatically.

See your Bank of India
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

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