AI-powered bank statement analysis
Bank Statement Analyzer
Upload any bank statement PDF or image and get transaction categories, spending charts, recurring charges, and exports in one report.
Works with major banks worldwide
What you'll get
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
$1,850
Largest expense
$103
Avg / transaction
22
Active days
Saturday
Busiest day
AI Insight
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
Spending breakdown
$4,844 across 7 categories
Financial Health
Recurring · $4,188/yr
Potential monthly savings
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
What you get
From raw PDF to usable spending report
Extract transactions
The analyzer reads dates, descriptions, debits, credits, balances, and account metadata from digital PDFs, scans, and statement images.
Categorize spending
AI maps transaction lines into practical categories such as groceries, rent, transport, subscriptions, dining, income, transfers, and fees.
Find recurring charges
Subscription and recurring-payment patterns are grouped so you can spot insurance, streaming, software, gym, and loan payments quickly.
Export clean data
Download the structured result as CSV, Excel, QIF, OFX, or QBO for budgeting, accounting, tax prep, or lender review.
Why use a bank statement analyser?
A bank statement analyser does what your bank won't — it turns months of raw transactions into a clear picture of where your money goes. Instead of scrolling through pages of POS 4829 TESCO EXTRA and DD REF NETFLIX, you get groceries, subscriptions, transport, and rent — labelled and totalled.
Mortgage prep
Lenders want categorised spending — give them clean data, not raw PDFs
Track spending
See exactly where your money goes each month, down to the category
Accountant handoff
Export transactions in the format your accountant or tax software needs
That's what separates an analyser from a simple PDF reader. Readers pull text out of the file. Analysers understand it — matching merchant names to categories, detecting recurring charges, and computing your savings rate. Ours uses AI to handle the messy, inconsistent formatting that every bank seems to invent on its own.
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Analyze your own statement
Upload a PDF, get your full report in 30 seconds.
Pricing
Start with one report
Pay once when you need one full result. Subscribe only when statement work becomes regular.
- All transactions unlocked for this report
- Categories, charts, and subscription detection
- CSV and Excel exports included
- No renewal, no account required
FAQ