Bank statementsummary

Upload any bank statement PDF — get a clean summary showing income, expenses, and spending breakdown in 30 seconds.

CSV & Excel exportAI categorizationSpot subscriptions
Drop your bank statement hereTap to upload your statement
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See how it works

Your bank statement summary report

mybankstatementanalysis.com/results

Account Balance

$2,165.63

Feb 1Feb 8Feb 15Feb 22Feb 28

Total Spent

$6,284.37

~$224/day avg

Savings Rate

25.6%

78/100
GoodFinancial Health
Savings Rate25.6%
Spending ControlGood
Subscription Load$50/mo
Emergency BufferLow

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

30s
average analysis time
99.2%
categorization accuracy
10,000+
banks supported
Works withChaseBank of AmericaWells FargoBarclaysHSBCDeutsche BankBNP ParibasSantander& 10,000+ more

How it works

Three steps to financial clarity

1.Upload your PDF(s)

Drop your bank statement(s). Upload one month or multiple months at once for a combined summary.

2.AI reads every transaction

The AI extracts every transaction, identifies merchants, and classifies spending into 19 categories.

3.Get your summary

See total income, total expenses, savings rate, category breakdown, and top merchants — all in one clean view.

AI Vision Technology

This is not basic OCR.
This is intelligence that sees.

Most tools run simple text extraction and call it a day. Our vision algorithm reads layout, context, and meaning — like a human analyst would.

OLD WAY

Basic OCR Tools

  • Dumb text extraction — misses columns, headers, footers
  • Breaks on scanned PDFs, photos, and low-res images
  • No context awareness — can't tell rent from a refund
  • Requires manual cleanup and categorization after
  • Fails on non-English statements completely
OUR WAY

AI Vision Engine

  • Our vision algorithm reads your statement like a human — layout, tables, and all
  • Handles scans, photos, blurry images, and any PDF format
  • Understands context: $1,200 to "RESIDENT MGMT" = rent, not shopping
  • Auto-categorizes into 19 spending categories — zero manual work
  • Works in 35+ languages — Polish, German, French, Arabic, and more

What you get

More than just categories —
real financial clarity

Subscription tracker

Find the charges you forgot about

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

AI scans every transaction and automatically flags recurring payments. Most people discover at least one subscription they'd forgotten — and cancel it the same day.

  • Detects monthly, annual, and weekly charges
  • Shows your true monthly subscription cost
  • Spots free trial conversions before they auto-renew

AI Insights

Your finances, explained by AI

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

Get a personalized breakdown of your spending habits, trends, and anomalies. AI reads every transaction so you don't have to — and tells you what actually matters.

  • Highlights unusual spending spikes instantly
  • Tracks month-over-month trends automatically
  • Summarizes your financial health in plain English

Smart recommendations

Not generic tips — your tips

Savings Opportunities

Reduce dining out frequency$180
Bundle streaming services$12
Switch to cheaper gas$35
Total per month$227

Every recommendation is generated from your actual transactions. If you spent $340 on restaurants this month, AI tells you exactly what that means and what to do.

  • Based on your real spending patterns
  • Specific dollar amounts, not vague advice
  • Actionable in under 5 minutes

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

Works in any language

Upload bank statements from any country — AI reads Polish, German, French, Spanish and more

🇺🇸
WALMART SUPERCENTER
Groceries
🇩🇪
REWE MARKT MÜNCHEN
Groceries
🇫🇷
BOULANGERIE PAUL PARIS
Dining Out
🇵🇱
BIEDRONKA SP. Z O.O.
Groceries
🇪🇸
MERCADONA SUPERMERCADO
Groceries
🇬🇧
TESCO STORES LTD
Groceries

+ Arabic, Chinese, Italian, Dutch, Portuguese and more — our AI handles it all

FAQ

Bank statement summary FAQ

What does the bank statement summary include?+−
Your summary shows: total income, total expenses, net savings, savings rate percentage, spending breakdown by category (housing, food, transport, etc.), top merchants, and detected subscriptions. Everything on one screen.
Can I use this summary for a mortgage application?+−
Yes. Lenders typically want to see 3–6 months of statements. Upload each month's PDF separately and use the per-month summary to present your income and expense picture clearly.
Does it work for a visa or immigration application?+−
Yes. The summary clearly shows average monthly income, major expense categories, and account activity — the key information embassies and immigration offices look for.
Can I download the summary as a PDF?+−
The summary is displayed on screen with your full transaction detail. You can print or save it as PDF from your browser (File → Print → Save as PDF).
How many months can I summarize at once?+−
Upload multiple months at once by selecting several PDF files — the analyzer combines them into a single multi-month summary automatically.
Which banks are supported?+−
Any bank worldwide that provides PDF statements — Chase, Bank of America, Barclays, HSBC, Deutsche Bank, BNP Paribas, and thousands more.

Generate your summary — free today.

No signup, no install. Upload your first 3 pages free — get a full AI spending summary in 30 seconds.

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✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds