Bank statement summary
Bank statement summary
Upload a bank statement PDF to analyze income , spending , subscriptions , and export the result to CSV in about 30 seconds.
What you'll get
Your full spending report
Net saved in October 2024
Income
$7,712
Spent
$4,844
Activity
47 tx · ~$103/day
$1,850
Largest expense
$103
Avg / transaction
22
Active days
Saturday
Busiest day
AI Insight
Dining spending jumped 42% vs last month. You ate out 18 times — that's $42 per meal on average.
Spending breakdown
$4,844 across 7 categories
Financial Health
Recurring · $4,188/yr
Potential monthly savings
Cancel unused subscriptions
3 services you haven't used in 60+ days
Switch to cheaper phone plan
You're overpaying vs similar usage profiles
Cook 3 more meals per week
You averaged $42/meal eating out — 18 times this month
Secure
Your PDF is processed in memory and never saved to disk. All data is encrypted in transit.
Private
We never sell or share your financial data. Anonymous uploads are auto-deleted after 7 days.
Transparent
No hidden fees, no account required. Try it without an account, or create a free account for 1 analysis per month.
Your summary includes
Everything you need on one screen
Upload a PDF. Get the headline numbers — no spreadsheet, no manual counting.
Total income
Every deposit, salary, refund, and credit summed. Instantly see how much came in.
Total expenses
Every purchase, payment, and withdrawal totaled. Know exactly how much went out.
Savings rate
Income minus expenses as a percentage. The one number that shows if you're building wealth or burning cash.
Category breakdown
Spending split into 19 categories — housing, groceries, dining, transport, subscriptions, and more.
Top merchants
Your biggest payees ranked by total spend. See where the bulk of your money actually goes.
Subscriptions detected
Netflix, Spotify, gym, insurance — every recurring charge flagged automatically.
What your bank statement summary tells you
A bank statement summary distills pages of transactions into the numbers that matter:total income,total expenses,net savings, and a category-by-category breakdown of where every dollar went. Instead of scrolling through 200 transaction lines, the summary shows you the answer instantly.
People generate bank statement summaries for different reasons. Some want a quick financial health check — a 30-second snapshot of their monthly spending without building a spreadsheet. Others need the summary for a specific purpose: sharing a financial overview with an advisor, attaching income and expense totals to a loan pre-qualification form, or preparing documentation for a mortgage application where lenders want consistent income and manageable expenses across several months.
A summary is not the same as a full analysis. The full analysis gives you every transaction, individually categorized, with a Sankey money-flow chart and detailed spending insights. The summary gives you the headline numbers — the totals, the percentages, the top-level breakdown. Think of it as the executive summary versus the full report. Both are generated from the same upload, so you always have the option to dig deeper.
Who needs a bank statement summary — and why
The same summary serves different purposes depending on who's reading it.
Mortgage applicants
Lenders want to see 3–6 months of income and expenses. A clean summary shows stable earnings and manageable spending at a glance.
Freelancers & self-employed
Irregular income makes monthly summaries essential. Show clients or lenders your average monthly income and expense pattern.
Visa & immigration applicants
Embassies want proof of financial stability. A summary showing consistent income and positive savings rate is exactly what they need.
Accountants & bookkeepers
Get the headline numbers for client onboarding without reading every transaction. Spot anomalies before diving into the detail.
Other tools choke on your statement
Scanned, photographed, blurry, or in another language — we handle it all.
Others
- Can't read scanned statements
- Mixes up columns and dates
- Doesn't understand transaction context
- Manual sorting required
- English only
Our analyzer
- Reads any PDF — scanned, digital, or photo
- Gets columns right every time
- Understands context: $1,200 to "RESIDENT MGMT" = rent
- Auto-categorizes every transaction
- 35+ languages supported
More than just categories
Real financial clarity from your bank statement.
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
Subscription tracker
Find the charges you forgot about
AI scans every transaction and flags recurring payments. Most people discover at least one subscription they'd forgotten.
- Detects monthly, annual, and weekly charges
- Shows your true monthly subscription cost
- Spots free trial conversions before they auto-renew
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
AI Insights
Your finances, explained by AI
Get a personalized breakdown of spending habits and anomalies. AI reads every transaction and tells you what actually matters.
- Highlights unusual spending spikes
- Tracks month-over-month trends
- Summarizes financial health in plain English
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
Potential monthly savings
$227/mo
Potential monthly savings
$227/mo
Smart recommendations
Not generic tips — your tips
Every recommendation is based on your actual transactions. Specific dollar amounts, not vague advice.
- Based on your real spending patterns
- Specific dollar amounts you can save
- Actionable in under 5 minutes
50+ languages
Upload from any country — AI reads local scripts
Smart vision extracts transactions from any format — no matter the bank, country, or language
Pricing
See where your money goes
Upload a statement and get answers in seconds. No card required.
- 1 analysis / month
- 50 transactions per document
- Auto-categorized transactions
- Money flow visualization
- Export to CSV, Excel, QIF, OFX & QBO
- 500 pages / month
- 100 transactions per document
- Everything in Free
- AI savings advisor chat
- Find hidden subscriptions
- 12 months history
- Everything in Basic
- Unlimited pages
- Unlimited transactions per document
- 5 image recaps / month
- Priority support
FAQ
Bank statement summary FAQ
Ready?
Upload one statement.
Get the full picture.
No credit card. No account. Drop a PDF and see every transaction categorized in 30 seconds.
Try it free →