Bank of Scotland
statement analyzer
Bank of Scotland
statement analyzer
Upload your Bank of Scotland statement PDF — AI categorizes every transaction and exports to Excel or CSV in seconds.
Free for first 3 pages · No account needed
Simple process
Two simple steps to analyze your statement
How to download your Bank of Scotland statement
Download your statement PDF using one of these two methods, then upload it below.
- 1Go to bankofscotland.co.uk and log in
- 2Select your account from the overview
- 3Click "Statements" in the navigation
- 4Choose your date range
- 5Click "Download" and select PDF format
- 1Open the Bank of Scotland app
- 2Tap your account
- 3Tap "Statements" or "Documents"
- 4Select the month or date range
- 5Tap "Download" — PDF saves to your device
Analyze your Bank of Scotland statement with AI
Upload your PDF — AI extracts every transaction, categorizes spending, and builds your dashboard in seconds.
Detected Subscriptions
$46.98/mo recurring
Netflix
$15.99
Spotify Premium
$10.99
ChatGPT Plus
$20.00
Spending Breakdown
February 2026
Housing & Rent
$2,100
33.4% of total spending
Groceries
$892
14.2% of total spending
Transportation
$645
10.3% of total spending
Other
$1,511
24.1% of total spending
Housing & Rent
$2,100
33.4% of total spending
Groceries
$892
14.2% of total spending
Transportation
$645
10.3% of total spending
Total Analyzed
$6,284
AI Insights
Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.
You saved 25.6% of your income — above the recommended 20%. Great job!
Transportation costs dropped $45 from January. The new bus pass is paying off.
You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.
3 pages free · No signup required
Pricing
Simple, transparent pricing
- 3 PDF pages / month
- AI transaction categorization
- Sankey money-flow chart
- AI insights & savings tips
- Financial health score
- Spending calendar
- CSV export
- 500 PDF pages / month
- Everything in Free, plus:
- Multi-month trends dashboard
- Subscription detector
- AI savings opportunities
- 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
- Chat AI financial advisor
- Receipts & invoices extractor
- Table-to-Excel extractor
- File format converter
- 12 months history
- Unlimited PDF pages
- Everything in Basic, plus:
- Redact sensitive info from statements
- Translate statements (30+ languages)
- Fake statement detector
- Fraud & authenticity scoring
- Priority processing
- Priority support
Bank of Scotland: Scotland's oldest bank
Bank of Scotland is the oldest surviving bank in the UK, founded in Edinburgh in 1695 — just a year after the Bank of England. It has operated continuously for over 325 years, making it one of the world's oldest commercial banks. Today it operates as a subsidiary of Lloyds Banking Group, which acquired HBOS (Halifax Bank of Scotland) in 2009 during the financial crisis.
Despite being part of Lloyds Banking Group, Bank of Scotland operates as a completely separate brand with its own app, online banking portal at bankofscotland.co.uk, and product range. It's distinct from both Lloyds Bank (which operates mainly in England and Wales) and Halifax (the mortgage lender). Customers with Bank of Scotland accounts log in separately — there's no shared login with Lloyds Bank or Halifax.
Bank of Scotland statements are available online for up to 7 years. You can download them as PDF files from the Bank of Scotland app or Internet Banking, then upload them here to get an AI-powered spending breakdown. All transaction types are supported — current accounts, savings, and credit cards.