Scotiabank · Bank of Nova Scotia

Scotiabank
statement guide

Scotiabank statementguide

Learn how to download your Scotiabank statement and categorize every transaction — Interac e-Transfers, bill payments, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights

Get started — it's free

✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

Step 1

Download your statement

Get your Scotiabank PDF from scotiabank.com or the Scotia Mobile Banking App. We show you exactly how below.

Step 2

Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

1.Download your statement

Get your Scotiabank PDF from scotiabank.com or the Scotia Mobile Banking App. We show you exactly how below.

2.Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

Step 1

Download your Scotiabank statement

Online Banking

scotiabank.com

Select your account

Choose your chequing or savings account from the accounts list.

Statements → choose period

Click Statements in the account menu and select your date range.

Download PDF

Click Download PDF. No password required — open directly.

Scotia Mobile Banking App

iOS & Android

Open Scotia Mobile Banking App

Tap your account

Select your chequing or savings account.

Statements → select period

Tap Statements and choose your date range.

Download PDF

Tap Download PDF. No password required to open.

International Scotiabank customers: Scotiabank operates in Latin America, Caribbean, and Asia-Pacific. Check your country's Scotiabank portal for local statement downloads.

Step 2

Now analyze your Scotiabank statement

Upload your Scotiabank PDF and AI will read every transaction — Interac e-Transfers, bill payments, ATM withdrawals, and purchases — showing exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

Netflix

MonthlyMar 15, 2026

$15.99

Spotify Premium

MonthlyMar 22, 2026

$10.99

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Scotiabank spending clearly

Upload your Scotiabank statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My Scotiabank Statement →

✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free

Try it out

3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
CSV export

Start Free

Everything about Scotiabank statements

PDF password

No password

Scotiabank PDFs open directly

Statement history

Up to 7 years online

Via scotiabank.com or Scotia app

Mobile app

Scotia Mobile Banking App

Available on iOS & Android

How to download your Scotiabank statement

Scotiabank statements are available via scotiabank.com and the Scotia Mobile Banking App. Sign in → select account → Statements → choose period → Download PDF. Scotiabank PDFs are not password-protected — open and upload directly to mybankstatementanalysis.

Scotiabank — Canada's most international bank

Scotiabank (Bank of Nova Scotia, est. 1832) is one of Canada's Big Six banks and is known as "Canada's most international bank." It operates across Latin America (Mexico, Colombia, Chile, Peru), the Caribbean, and Asia-Pacific. International customers should check their country's local Scotiabank portal for statement downloads.

Scene+ rewards & Scotiabank statements

Scene+ is Scotiabank's loyalty rewards program, linked to Scotiabank credit cards. Points earned appear on your credit card statement. Your chequing/savings statement shows Interac e-Transfers, bill payments, ATM withdrawals, and debit purchases. Upload your chequing statement to mybankstatementanalysis for a full spending breakdown.

Scotiabank statement analysis

Scotiabank statements include Interac e-Transfers, bill payments, ATM withdrawals, pre-authorized debits, and point-of-sale purchases. Upload your PDF — AI categorizes every transaction into 19 categories and generates a Sankey money flow chart showing income vs. spending. Export to CSV or Excel instantly.

Scotiabank statement for mortgage or visa

Lenders and embassies typically require 3–6 months of bank statements. Download PDF statements directly from scotiabank.com — accepted by all major Canadian lenders and most international embassies. For a certified/stamped statement, visit any Scotiabank branch. Scotiabank has 950+ branches across Canada.

Scotiabank statement FAQ

How do I download my Scotiabank statement?+−

Log in to scotiabank.com with your username and password. Select your account, then go to Statements. Choose your date range and download the PDF. You can also use the Scotia Mobile Banking App: tap your account → Statements → select period → Download PDF.

Does the Scotiabank statement PDF have a password?+−

No — Scotiabank statement PDFs are not password-protected. You can open downloaded Scotiabank statements directly without entering any password. Simply upload to mybankstatementanalysis to analyze your spending.

Does Scotiabank operate internationally?+−

Yes — Scotiabank (Bank of Nova Scotia) is known as "Canada's most international bank." It operates in Latin America (Mexico, Colombia, Chile, Peru), the Caribbean, and Asia-Pacific. If you have an international Scotiabank account, check that country's Scotiabank portal for statement downloads.

How far back can I get Scotiabank statements?+−

Scotiabank provides up to 7 years of statement history online via scotiabank.com and the Scotia Mobile Banking App. For older records or official stamped statements, visit any Scotiabank branch. Scotiabank has 950+ branches across Canada.

Can I export my Scotiabank statement to CSV or Excel?+−

Yes. After uploading your Scotiabank PDF to mybankstatementanalysis, you can export all transactions to CSV, Excel (XLSX), QIF, OFX, or QBO formats. Useful for budgeting tools, accounting software, or tax preparation.

What are Scene+ rewards and how do they appear on Scotiabank statements?+−

Scene+ is Scotiabank's loyalty rewards program (formerly Scene, expanded to include more partners). Scene+ points earned via Scotiabank credit card purchases appear on your credit card statement. Chequing/savings account statements show Interac e-Transfers, bill payments, and debit card purchases — not Scene+ points directly.

Can I analyze my Scotiabank statement with AI?+−

Yes. Download your Scotiabank statement PDF from scotiabank.com or the Scotia Mobile app (no password needed), then upload to mybankstatementanalysis. AI categorizes every Interac e-Transfer, bill payment, ATM withdrawal, and purchase — showing a visual breakdown of where your money went.

See your Scotiabank
spending clearly — free.

Upload your PDF — AI maps every e-Transfer, bill payment, and purchase by category.

Analyze My Statement Free →