CIBC · Canadian Imperial Bank of Commerce

CIBC Bank
statement guide

CIBC Bank statementguide

Learn how to download your CIBC bank statement and categorize every transaction — Interac e-Transfers, bill payments, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights

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✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

Step 1

Download your statement

Get your CIBC PDF from cibc.com or the CIBC Mobile Banking App. We show you exactly how below.

Step 2

Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

1.Download your statement

Get your CIBC PDF from cibc.com or the CIBC Mobile Banking App. We show you exactly how below.

2.Get AI spending breakdown

Upload the PDF — AI categorizes every e-Transfer, bill payment, and purchase automatically.

Step 1

Download your CIBC bank statement

Online Banking

cibc.com

Select your account

Choose your chequing or savings account from the accounts list.

eStatements → choose period

Click eStatements in the account menu and select your date range.

Download PDF

Click Download PDF. No password required — open directly.

CIBC Mobile Banking App

iOS & Android

Open CIBC Mobile Banking App

Tap your account

Select your chequing or savings account.

eStatements → select period

Tap eStatements and choose your date range.

Download PDF

Tap Download PDF. No password required to open.

Simplii Financial customers: Simplii is CIBC's no-fee digital bank. Download statements from simplii.com or the Simplii app — same process, separate portal.

Step 2

Now analyze your CIBC bank statement

Upload your CIBC PDF and AI will read every transaction — Interac e-Transfers, bill payments, ATM withdrawals, and purchases — showing exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

Netflix

MonthlyMar 15, 2026

$15.99

Spotify Premium

MonthlyMar 22, 2026

$10.99

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your CIBC spending clearly

Upload your CIBC statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My CIBC Statement →

✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

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3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
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Everything about CIBC bank statements

PDF password

No password

CIBC eStatements open directly

Statement history

Up to 7 years online

Via cibc.com or CIBC app

Mobile app

CIBC Mobile Banking App

Available on iOS & Android

How to download your CIBC bank statement

CIBC bank statements (eStatements) are available via cibc.com and the CIBC Mobile Banking App. Sign in → select account → eStatements → choose period → Download PDF. CIBC PDFs are not password-protected — open and upload directly to mybankstatementanalysis.

CIBC vs Simplii Financial

CIBC (est. 1867) is one of Canada's Big Six banks. Simplii Financial is CIBC's no-fee digital banking brand — operating under the CIBC umbrella but with its own app and portal at simplii.com. If you have a Simplii account, download statements from simplii.com. Both use the same back-end infrastructure but separate customer-facing portals.

CIBC Aventura & Aeroplan on statements

CIBC is known for its Aventura and Aeroplan credit cards. Credit card transactions appear on your credit card statement (separate from your chequing/savings statement). Our AI analyzes both — upload your CIBC chequing statement to see spending across categories.

CIBC statement analysis

CIBC statements include Interac e-Transfers, bill payments, ATM withdrawals, pre-authorized debits, and point-of-sale purchases. Upload your CIBC PDF — AI categorizes every transaction into 19 categories and generates a Sankey money flow chart showing income vs. spending. Export to CSV or Excel instantly.

CIBC statement for mortgage or visa

Lenders and embassies typically require 3–6 months of bank statements. Download PDF eStatements directly from cibc.com — accepted by most Canadian lenders and embassies. For a certified/stamped statement, visit any CIBC branch. CIBC has 1,000+ branches across Canada.

CIBC bank statement FAQ

How do I download my CIBC bank statement?+−

Log in to cibc.com with your card number or username and password. Select your chequing or savings account, then go to eStatements. Choose your date range and download the PDF. You can also use the CIBC Mobile Banking App: tap your account → eStatements → select period → Download PDF.

Does the CIBC bank statement PDF have a password?+−

No — CIBC bank statement PDFs are not password-protected. You can open downloaded CIBC eStatements directly without entering any password. Simply upload to mybankstatementanalysis to analyze your spending.

What is the difference between CIBC and Simplii Financial?+−

Simplii Financial is CIBC's no-fee digital banking brand — it operates under the CIBC umbrella but has its own app and portal (simplii.com). If you have a Simplii account, download statements from simplii.com or the Simplii app. Simplii and CIBC are the same company but use separate portals.

How far back can I get CIBC bank statements?+−

CIBC provides up to 7 years of eStatement history online via cibc.com and the CIBC Mobile Banking App. For older records or official stamped statements, visit any CIBC branch. CIBC has 1,000+ branches across Canada.

What is an Interac e-Transfer and how does it appear on my CIBC statement?+−

Interac e-Transfer is Canada's primary peer-to-peer payment system. On your CIBC statement, sent e-Transfers appear as debits and received e-Transfers appear as credits. Our AI categorizes these automatically as transfers, separate from purchases and bill payments.

Can I export my CIBC statement to CSV or Excel?+−

Yes. After uploading your CIBC PDF to mybankstatementanalysis, you can export all transactions to CSV, Excel (XLSX), QIF, OFX, or QBO formats. This is useful for budgeting tools, accounting software, or tax preparation.

Can I analyze my CIBC bank statement with AI?+−

Yes. Download your CIBC eStatement PDF from cibc.com or the CIBC app (no password needed), then upload to mybankstatementanalysis. AI categorizes every Interac e-Transfer, bill payment, ATM withdrawal, and purchase — showing a visual breakdown of where your money went.

See your CIBC Bank
spending clearly — free.

Upload your PDF — AI maps every e-Transfer, bill payment, and purchase by category.

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