South Indian Bank · Private Sector · SIB

South Indian Bank
statement guide

South Indian Bank statementguide

Learn how to download your South Indian Bank statement, unlock the PDF password, and categorize every transaction — UPI, NEFT, ATM, EMI.

How to downloadPDF password guideAI categorizationCSV & Excel export
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How it works

Three steps to analyze your statement

1.Download your statement

Get your South Indian Bank PDF from SIB Mirror+ or Net Banking. We show you how below.

2.Unlock the PDF password

SIB PDFs are locked with your DOB. Use our free tool below to remove it instantly.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NEFT, ATM, and EMI transaction automatically.

Step 1

Download your South Indian Bank statement

Net Banking
www.southindianbank.com
1
Log in to Net Banking
Visit southindianbank.com → sign in with User ID & password.
2
Accounts → Account Statement
Open the Accounts menu, then select Account Statement.
3
Select account & date range
Choose your account. Set dates (up to 2 years).
4
Download PDF
Hit Download PDF. Password is your date of birth (DDMMYYYY).
SIB Mirror App
iOS & Android
1
Open SIB Mirror+
Log in with MPIN.
2
Select your account
Tap savings or current account.
3
Statement → Download
Select date range → Download.
4
Open with DOB password
Enter DOB in DDMMYYYY format to open.

SIB M-Pay users: SIB also offers SIB M-Pay for quick payments. For account statements, use SIB Mirror+ app.

Step 2

Unlock the PDF password

South Indian Bank locks every e-statement PDF. Here's how to open it.

Password formula
DD
Day
+
MM
Month
+
YYYY
Year
=
DDMMYYYY
Your password
Example
Born 10 Nov 1991
1011199110111991
If DOB doesn't work, try
1
Last 4 digits of account number
e.g. 9912
2
CIF number (from passbook)
e.g. 12345678
3
Call SIB support
1800-102-9408 (free)

Why is it locked? South Indian Bank encrypts e-statements for security. Your DOB is the unique key.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browsePDF only · max 20MB
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your South Indian Bank statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, ATM withdrawals, EMIs — and show you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your South Indian Bank spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My SIB Statement →
✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About South Indian Bank

Everything about South Indian Bank statements

PDF password
Date of birth (DDMMYYYY)
e.g. born 10 Nov 1991 → 10111991
Statement history
Up to 2 years online
Via SIB Mirror+ or Net Banking
Mobile app
SIB Mirror+
Available on iOS & Android

South Indian Bank statement password

All South Indian Bank (SIB) e-statements are password-protected. The South Indian Bank statement PDF password is your date of birth in DDMMYYYY format — for example, 10 November 1991 becomes 10111991. If that doesn't work, try the last 4 digits of your account number or CIF number. For help, call SIB at 1800-102-9408 (toll-free).

How to download your SIB statement

You can download your South Indian Bank statement PDF in two ways. Via SIB Mirror+ app: tap your account → Statement → select dates → Download. Via Net Banking at southindianbank.com: go to Accounts → Account Statement → select date range → Download. Both provide up to 2 years of statement history.

South Indian Bank — a Kerala-based private bank

South Indian Bank (SIB) was established in 1929, headquartered in Thrissur, Kerala. It operates 950+ branches across India, with a strong presence in Kerala, Tamil Nadu, and Karnataka. SIB is known for its NRI services and SIB Mirror+ mobile banking app.

South Indian Bank statement analysis

SIB statements contain UPI payments, NEFT/RTGS transfers, ATM withdrawals, EMI auto-debits, and SIP investments. Our AI reads every transaction line and assigns it to one of 19 categories. You get a Sankey money flow chart showing income vs. spending at a glance, plus an Excel/CSV export.

SIB statement for loans & visa

Lenders and embassies typically require 3–6 months of bank statements. Download PDF statements from SIB Mirror+ or Net Banking — accepted by most institutions. For an official bank-certified statement (stamped, signed), visit your nearest South Indian Bank branch with identity proof. SIB has 950+ branches across India.

Related topics
South Indian Bank statement passwordSIB Mirror app downloadSouth Indian Bank net banking statementSIB PDF passwordSIB statement analysisSouth Indian Bank UPISIB statement for visaSIB EMI trackerSouth Indian Bank CSV exportSIB M-Pay statementSouth Indian Bank downloadSIB spending analysis

FAQ

South Indian Bank statement FAQ

What is the South Indian Bank statement PDF password?+
The South Indian Bank (SIB) e-statement PDF password is your Date of Birth in DDMMYYYY format. E.g. born 10 November 1991 → password is 10111991. If DOB fails, try last 4 digits of your account number or CIF number. Call SIB: 1800-102-9408.
How do I download my South Indian Bank statement via net banking?+
Log in to SIB Net Banking at southindianbank.com → Accounts → Account Statement → select date range → Download PDF. Up to 2 years.
How do I download the SIB statement from SIB Mirror?+
Open SIB Mirror+ app (iOS/Android) → log in with MPIN → tap account → Statement → dates → Download. Opens with DOB password.
What is South Indian Bank customer care number?+
1800-102-9408 (toll-free, 24/7). Also available via email: customercare@sib.co.in.
Where is South Indian Bank headquartered?+
South Indian Bank is headquartered in Thrissur, Kerala, established in 1929. It operates 950+ branches, primarily in Kerala, Tamil Nadu, and Karnataka.
How far back can I get SIB statements?+
Up to 2 years via net banking or SIB Mirror+. For older statements, visit a SIB branch with your account details and identity proof.
Can I analyze my South Indian Bank statement with AI?+
Yes. Unlock with DOB password, upload to mybankstatementanalysis — AI categorizes UPI, NEFT, ATM, EMI and all other transactions.

See your South Indian Bank
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

Analyze My Statement Free →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds