Starling Bank · UK Digital Bank

Starling Bank
statement guide

Starling Bank statementguide

Learn how to download your Starling Bank statement and categorize every transaction.

How to downloadAI categorizationCSV & Excel exportSpending insights

Get started — it's free

✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

Step 1

Download your statement

Get your Starling PDF from the Starling app or starlingbank.com. No password needed.

Step 2

Get AI spending breakdown

Upload your PDF — AI categorizes every transaction automatically with spending insights.

1.Download your statement

Get your Starling PDF from the Starling app or starlingbank.com. No password needed.

2.Get AI spending breakdown

Upload your PDF — AI categorizes every transaction automatically with spending insights.

Step 1

Download your Starling statement

Web Portal

starlingbank.com

Select your account

Choose your personal or business account.

Statements

Go to Statements and choose your period.

Download PDF

Download PDF — no password required.

Starling App

iOS & Android

Open Starling App

Tap account

Select your personal or business account.

Account → Statement

Tap Account, then Statement, select period.

Download PDF

Download PDF — opens directly, no password.

Business accounts: Starling was founded in 2014 by Anne Boden. Unlike Monzo, Starling has been profitable since 2021. Business account statements use the same process as personal accounts.

Step 2

Now analyze your Starling statement

Upload your Starling PDF and AI will read every transaction, categorize them, and show you exactly where your money goes — with CSV and Excel export.

Detected Subscriptions

$46.98/mo recurring

Netflix

MonthlyMar 15, 2026

$15.99

Spotify Premium

MonthlyMar 22, 2026

$10.99

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Starling spending clearly

Upload your statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My Starling Statement →

✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free

Try it out

3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
CSV export

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Everything about Starling Bank statements

PDF password

No password

Starling PDFs open directly

Founded

2014

4 million+ customers

Profitable since

2021

First UK neobank to profit

About Starling Bank

Starling Bank (est. 2014, founded by Anne Boden) is a fully licensed UK bank with no physical branches. With 4 million+ personal and business customers, Starling was the first UK neobank to reach profitability in 2021. Starling offers personal accounts, business accounts, and mortgages through its partnership with Fleet Mortgages.

Downloading your Starling statement

Download your Starling Bank statement PDF via the Starling app (Account → Statement) or at starlingbank.com. Starling PDFs are not password-protected. Starling also offers CSV transaction exports directly from the app.

Starling statement analysis

Starling statements include card payments, bank transfers, direct debits, and standing orders. Our AI reads every transaction and assigns it to one of 19 categories, giving you a detailed spending breakdown plus Excel and CSV export — useful for accounting, tax, or mortgage applications.

Starling Bank statement FAQ

How do I download my Starling Bank statement?+−

Open the Starling app, tap your account, then go to Account → Statement, select your period, and download the PDF. You can also sign in at starlingbank.com and download statements from there. Starling offers PDF statements and CSV exports.

Is there a password on Starling Bank statement PDFs?+−

No. Starling Bank statement PDFs are not password-protected. The downloaded PDF opens directly without any password.

Can I download Starling business account statements?+−

Yes. Starling offers both personal and business banking. Business account statements use the same process — open the Starling app, tap your business account, go to Account → Statement, select your period, and download. Business and personal statements are separate.

How far back can I get Starling statements?+−

Starling provides statement history from when you opened your account. Starling was founded in 2014, so statement history goes back to your account opening date. You can download statements for any period via the app or starlingbank.com.

Can I export my Starling transactions as CSV?+−

Yes. In the Starling app, you can export transactions as CSV in addition to downloading PDF statements. The CSV export is useful for budgeting tools. You can also upload your PDF to our tool and export a categorized CSV or Excel file.

Can I use my Starling statement for a mortgage application?+−

Yes. Starling Bank is a fully licensed UK bank with a full banking licence (not just an e-money licence). Starling PDF statements are official bank documents accepted by UK mortgage lenders. Notably, Starling also issues mortgages itself through its partnership with Fleet Mortgages.

Can I analyze my Starling Bank statement with AI?+−

Yes. Download your Starling PDF statement (no password needed) and upload it to mybankstatementanalysis. AI reads every transaction, categorizes them, and shows a visual spending breakdown with CSV and Excel export.

See your Starling
spending clearly — free.

Upload your PDF — AI maps every transaction by category with export to Excel.

Analyze My Statement Free →