Lloyds Bank · Major UK Bank · Part of Lloyds Banking Group

Lloyds Bank
statement guide

Lloyds Bank statementguide

Learn how to download your Lloyds Bank statement and categorize every transaction — Direct Debits, standing orders, and more.

How to downloadAI categorizationCSV & Excel exportSpending insights

Get started — it's free

✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

Step 1

Download your statement

Get your Lloyds PDF from lloydsbank.com or the Lloyds Bank app. No password needed.

Step 2

Get AI spending breakdown

Upload your PDF — AI categorizes every Direct Debit, standing order, and card transaction automatically.

1.Download your statement

Get your Lloyds PDF from lloydsbank.com or the Lloyds Bank app. No password needed.

2.Get AI spending breakdown

Upload your PDF — AI categorizes every Direct Debit, standing order, and card transaction automatically.

Step 1

Download your Lloyds statement

Online Banking

lloydsbank.com

Enter your Internet Banking details.

Select your account

Choose your current or savings account.

Go to Statements

Select Statements and choose your period.

Download PDF

Download PDF — no password required.

Lloyds Bank App

iOS & Android

Open Lloyds Bank App

Tap account

Select your current or savings account.

Statements

Go to Statements and select your period.

Download PDF

Download PDF — opens directly, no password.

Lloyds Banking Group: Lloyds Banking Group also owns Halifax and Bank of Scotland. Each brand has separate online banking portals but shares the same underlying infrastructure.

Step 2

Now analyze your Lloyds statement

Upload your Lloyds PDF and AI will read every transaction — Direct Debits, standing orders, card payments, and bank transfers — showing you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

Netflix

MonthlyMar 15, 2026

$15.99

Spotify Premium

MonthlyMar 22, 2026

$10.99

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your Lloyds spending clearly

Upload your statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My Lloyds Statement →

✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free

Try it out

3 PDF pages / month
AI transaction categorization
Sankey money-flow chart
AI insights & savings tips
Financial health score
Spending calendar
CSV export

Start Free

Everything about Lloyds Bank statements

PDF password

No password

Lloyds PDFs open directly

Statement history

Up to 7 years

Via lloydsbank.com or app

Branches

1,100+ branches

England and Wales

About Lloyds Bank

Lloyds Bank is one of the UK's "Big Four" banks (along with Barclays, HSBC, and NatWest), established in 1765. With 1,100+ branches across England and Wales, Lloyds Bank is part of Lloyds Banking Group, which also owns Halifax and Bank of Scotland. Each brand operates its own separate portal.

Downloading your Lloyds statement

Download your Lloyds Bank statement PDF via lloydsbank.com or the Lloyds Bank app. Lloyds PDFs are not password-protected. You can access up to 7 years of statement history online.

Lloyds statement analysis

Lloyds statements include Direct Debits, standing orders, card payments, Faster Payments, and CHAPS transfers. Our AI reads every transaction and assigns it to one of 19 categories, giving you a visual spending breakdown plus Excel and CSV export.

Lloyds Bank statement FAQ

How do I download my Lloyds Bank statement?+−

Log in at lloydsbank.com with your Internet Banking details. Select your account, go to Statements, choose your period, and download the PDF. You can also use the Lloyds Bank app — tap your account, go to Statements, select your period, and download.

Is there a password on Lloyds Bank statement PDFs?+−

No. Lloyds Bank statement PDFs are not password-protected. The downloaded PDF opens directly without any password.

What is Lloyds Banking Group — are Halifax and Bank of Scotland the same?+−

Lloyds Banking Group owns three major UK brands: Lloyds Bank (England and Wales), Halifax (mortgages, savings, and current accounts), and Bank of Scotland (Scotland). Each brand has its own separate online banking portal. If you have a Halifax account, log in at halifax.co.uk; Bank of Scotland customers use bankofscotland.co.uk.

How far back can I get Lloyds Bank statements online?+−

Lloyds Bank provides up to 7 years of statement history online via lloydsbank.com and the Lloyds app. For records older than 7 years, contact Lloyds Bank customer service or visit a branch. Lloyds has over 1,100 branches across England and Wales.

Can I export my Lloyds statement as CSV or OFX?+−

Yes. Lloyds online banking lets you download transactions in QIF and other formats. You can also upload your PDF to our tool and export a clean CSV or Excel file with AI-categorized transactions.

Can I use my Lloyds statement for a visa or mortgage application?+−

Yes. Lloyds Bank PDF statements downloaded from lloydsbank.com are accepted by most UK mortgage lenders, landlords, and visa authorities. They include the Lloyds logo and your full account details.

Can I analyze my Lloyds Bank statement with AI?+−

Yes. Download your Lloyds PDF statement (no password needed) and upload it to mybankstatementanalysis. AI reads every transaction — Direct Debits, standing orders, card payments, and transfers — categorizes them, and shows a visual spending breakdown.

See your Lloyds
spending clearly — free.

Upload your PDF — AI maps every Direct Debit, card payment, and transfer by category.

Analyze My Statement Free →