HDFC Bank · Private Sector · India's Largest Private Bank

HDFC Bank
statement guide

HDFC Bank statementguide

Learn how to download your HDFC Bank statement, unlock the PDF password, and categorize every transaction — UPI, NEFT, ATM, EMI.

How to downloadPDF password guideAI categorizationCSV & Excel export
Analyze My HDFC Statement →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Three steps to analyze your statement

1.Download your statement

Get your HDFC Bank PDF from HDFC Mobile Banking app or Net Banking. We show you how below.

2.Unlock the PDF password

HDFC PDFs are locked with your Customer ID. Use our free tool below to remove it instantly.

3.Get AI spending breakdown

Upload the unlocked PDF — AI categorizes every UPI, NACH, ATM, EMI, and NEFT transaction automatically.

Step 1

Download your HDFC Bank statement

Net Banking
netbanking.hdfcbank.com
1
Log in to Net Banking
Visit netbanking.hdfcbank.com → sign in with Customer ID & IPIN.
2
Accounts → Account Statement
Open the Accounts menu, then select Account Statement.
3
Select account & date range
Choose savings or current account. Set dates (up to 3 years).
4
Download PDF
Hit Download PDF. Password is your 8-digit Customer ID.
HDFC Mobile Banking App
iOS & Android
1
Open HDFC Mobile Banking
Log in with Customer ID and MPIN.
2
Tap your account
Select the savings or current account.
3
Account Statement → Download
Tap Account Statement → select period → Download PDF.
4
Enter Customer ID to open
Type your 8-digit Customer ID when prompted for password.

Note: HDFC Bank also offers PayZapp (payment app) and SmartHub (business). For account statements, use HDFC Mobile Banking app or netbanking.hdfcbank.com.

Step 2

Unlock the PDF password

HDFC Bank locks every e-statement PDF. Here's how to open it.

Password formula
Customer ID
8-digit number
=
XXXXXXXX
Your password
Example
Customer ID 1234567812345678
If Customer ID doesn't work, try
1
Date of birth in DDMMYYYY format
Some older accounts / formats
2
Last 4 digits of account number
e.g. 7821
3
Call HDFC Bank: 1800-202-6161
Toll-free, 24/7

Why is it locked? HDFC Bank encrypts all e-statements. Unlike most Indian banks, HDFC uses your Customer ID (not DOB) as the PDF password.

Free unlock tool
Remove the password permanently
Enter the password once — download a clean, unlocked copy. Runs entirely in your browser. Your PDF never leaves your device.
Drop your password-protected PDFTap to upload your PDF
or click to browsePDF only · max 20MB
Free · Processed in your browser · Never uploaded to any server
Step 3

Now analyze your HDFC Bank statement

Your PDF is unlocked. Upload it and AI will read every transaction — UPI, NEFT, RTGS, ATM withdrawals, EMIs — and show you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your HDFC Bank spending clearly

Upload your unlocked statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My HDFC Statement →
✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About HDFC Bank

Everything about HDFC Bank statements

PDF password
Customer ID (8 digits)
Found on your welcome kit / passbook
Statement history
Up to 3 years online
Via HDFC Net Banking or mobile app
Mobile app
HDFC Mobile Banking
Available on iOS & Android

HDFC Bank statement password

Unlike most Indian banks that use date of birth, the HDFC Bank e-statement PDF password is your Customer ID — an 8-digit unique number. If your Customer ID is 12345678, type exactly 12345678 when prompted. For issues, call HDFC: 1800-202-6161 (toll-free, 24/7).

How to download your HDFC Bank statement

Download your HDFC Bank statement PDF via HDFC Mobile Banking app (log in with Customer ID and MPIN → tap account → Account Statement) or via HDFC Net Banking at netbanking.hdfcbank.com (Accounts → Account Statement → date range). Both methods provide up to 3 years of history.

What is an HDFC Customer ID?

Your HDFC Customer ID is an 8-digit number that uniquely identifies you as an HDFC Bank customer — different from your 14-digit account number. Find it on your HDFC Bank welcome kit, passbook front cover, or displayed after logging into HDFC Net Banking. HDFC uses Customer ID — not DOB — as the PDF password, making it unique among major Indian banks.

HDFC Bank statement analysis

HDFC Bank is India's largest private sector bank, founded in 1994 with 8,700+ branches. HDFC statements contain UPI payments (via HDFC PayZapp and BharatPe), NACH auto-debits for EMI and SIP investments, NEFT, RTGS, and ATM withdrawals. Our AI categorizes every transaction — groceries, utilities, EMIs, UPI transfers — and produces a Sankey money flow chart plus CSV/Excel export for budgeting or tax filing.

HDFC Bank statement for loans & visa

Lenders and embassies typically require 3–6 months of bank statements. Download PDF statements from HDFC Net Banking or the mobile app — accepted by most institutions. For an official bank-certified statement (stamped, signed), visit your nearest HDFC Bank branch. HDFC has over 8,700 branches and 20,000+ ATMs across India.

Related topics
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FAQ

HDFC Bank statement FAQ

What is the HDFC Bank statement PDF password?+
Unlike most Indian banks, the HDFC Bank e-statement PDF password is your Customer ID — an 8-digit number printed on your welcome kit, passbook cover, and HDFC debit card letter. For example, if your Customer ID is 12345678, type 12345678 when the PDF asks for a password. If that fails, try your date of birth in DDMMYYYY format. For help, call HDFC: 1800-202-6161 (free, 24/7).
How do I find my HDFC Customer ID?+
Your HDFC Customer ID is: (1) On the first page of your HDFC Bank welcome kit, (2) On the front of your passbook, (3) On your HDFC debit card welcome letter. It is an 8-digit number, different from your account number. You can also find it by logging into HDFC Net Banking — it's displayed after login.
How do I download my HDFC Bank statement via net banking?+
Log in to HDFC Net Banking at netbanking.hdfcbank.com with your Customer ID and IPIN → Accounts → Account Statement → select date range → Download PDF. HDFC provides up to 3 years of statement history.
How do I download my HDFC statement from the mobile app?+
Open HDFC Mobile Banking app → log in with Customer ID and MPIN → tap your account → Account Statement → dates → Download PDF. Opens with your Customer ID as password.
What is the HDFC Bank customer care number?+
HDFC Bank: 1800-202-6161 (toll-free, 24/7). Also 6160-6161 from any phone. WhatsApp banking: +91-70-6060-6060.
How far back can I get HDFC Bank statements online?+
HDFC provides up to 3 years of statements online — one of the longest periods among Indian banks. For statements older than 3 years, contact HDFC customer care or visit a branch.
Can I analyze my HDFC Bank statement with AI?+
Yes. Unlock your HDFC PDF using your Customer ID, then upload to mybankstatementanalysis. AI categorizes every UPI payment, NACH debit, ATM withdrawal, EMI, NEFT/RTGS transfer.

See your HDFC Bank
spending clearly — free.

Upload your PDF — AI maps every UPI, ATM, and NEFT transaction by category.

Analyze My HDFC Statement →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds