BECU · Washington State Credit Union

BECU
statement guide

BECU statementguide

Learn how to download your BECU statement and categorize every transaction.

How to downloadAI categorizationCSV & Excel exportSpending insights
Get started — it's free
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds

How it works

Two simple steps to analyze your statement

1.Download your statement

Get your BECU PDF from becu.org or the BECU Mobile app. We show you how below.

2.Get AI spending breakdown

Upload the PDF — AI categorizes every debit card, ACH, direct deposit, and ATM transaction automatically.

Step 1

Download your BECU statement

Online Banking
becu.org
1
Log in at becu.org
Sign in with your username & password.
2
Go to Accounts → eStatements
Select the account you want a statement for.
3
Choose month
Pick the statement period you need.
4
Download PDF
Save the PDF to your device. No password needed.
BECU Mobile App
iOS & Android
1
Open BECU Mobile
Log in with Face ID, fingerprint, or passcode.
2
Tap your account
Select checking, savings, or money market.
3
Statements → select month
Navigate to Statements and pick your period.
4
Download PDF
Save the PDF to your device — no password required.

Credit union note: BECU (originally Boeing Employees' Credit Union) is the largest credit union in Washington state, headquartered in Tukwila, WA. Membership is open to anyone in Washington — not just Boeing employees. Contact Member Services at 800-233-2328.

Step 2

Now analyze your BECU statement

Upload your PDF and AI will read every transaction — debit card, ACH, direct deposit, and ATM withdrawal — and show you exactly where your money goes.

Detected Subscriptions

$46.98/mo recurring

N
Netflix

Netflix

MonthlyMar 15, 2026

$15.99

S
Spotify Premium

Spotify Premium

MonthlyMar 22, 2026

$10.99

C
ChatGPT Plus

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

See your BECU spending clearly

Upload your statement — full AI analysis in 30 seconds. Free for 3 pages.

Analyze My BECU Statement →
✓ 3 pages free · ✓ No signup · ✓ 30 seconds

Pricing

Simple, transparent pricing

Free
Free
Try it out
  • 3 PDF pages / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • CSV export
Start Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • 12 months history
Start Basic
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Priority processing
  • Priority support
Start Pro

About BECU

Everything about BECU statements

PDF password
No password
PDFs open directly — no unlock needed
Statement history
Up to 7 years online
Via becu.org or BECU Mobile app
Mobile app
BECU Mobile
Available on iOS & Android

About BECU

BECU (originally Boeing Employees' Credit Union) is the largest credit union in Washington state, headquartered in Tukwila, WA. Despite its Boeing origins, membership is now open to anyone who lives, works, worships, or attends school in Washington state. BECU is a not-for-profit financial cooperative, meaning members are owners and profits go back to members through lower rates and fewer fees.

BECU account types with statements

BECU offers monthly statements for: Member Advantage checking, savings accounts, money market accounts, certificates (CDs), and credit cards. All statements are accessible at becu.org → Accounts → eStatements, or via the BECU Mobile app.

BECU membership eligibility

Anyone who lives, works, worships, or attends school in Washington state can join BECU. Family members of existing BECU members can also join regardless of location. There is no requirement to be a Boeing employee. BECU has branches across the Puget Sound area and a full-service website and mobile app.

BECU statement analysis

BECU statements show debit card transactions, ACH transfers, direct deposits, ATM withdrawals, and dividend credits. Our AI assigns each transaction to one of 19 categories and shows a Sankey money flow chart. Export to Excel or CSV in one click.

BECU statement for mortgage or rental

Download 2-3 months of PDF statements from becu.org. The BECU statement header shows your name, partial account number, and BECU branding. Most lenders and landlords accept downloaded credit union PDFs. BECU provides up to 7 years of eStatement history online.

Related topics
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FAQ

BECU statement FAQ

How do I download my BECU statement?+−
Log in at becu.org → Accounts → eStatements → Select your account → Choose the month → Download PDF. In the BECU Mobile app: tap your account → Statements → select month → Download.
Is the BECU statement PDF password protected?+−
No. BECU statement PDFs open directly — no password is required.
Do I need to be a Boeing employee to join BECU?+−
No. BECU was originally founded for Boeing employees, but membership is now open to anyone who lives, works, worships, or attends school in Washington state. Family members of existing BECU members can also join regardless of location.
How far back can I get BECU statements?+−
BECU provides up to 7 years of eStatement history online through becu.org. For older statements, contact BECU Member Services at 800-233-2328.
How do I export BECU transactions to CSV or Excel?+−
In BECU online banking, go to your account → Transaction History → look for the Download or Export option → select date range → choose CSV or OFX format. CSV opens directly in Excel. OFX is compatible with Quicken and QuickBooks.
What account types does BECU offer?+−
BECU offers checking (Member Advantage), savings, money market, certificates (CDs), auto loans, mortgages, and credit cards. All account statements are accessible via becu.org → eStatements or the BECU Mobile app.
Can I analyze my BECU statement with AI?+−
Yes. Download the PDF from becu.org, upload to mybankstatementanalysis — AI categorizes debit card transactions, ACH transfers, direct deposits, and ATM withdrawals. Works with BECU checking, savings, and money market statements.

See your BECU
spending clearly — free.

Upload your PDF — AI maps every debit card, ACH, and ATM transaction by category.

Analyze My Statement Free →
✓ 3 pages free · ✓ No signup · ✓ Results in 30 seconds